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China Minsheng Banking Corp., Ltd. 1988.HK Open China Minsheng Banking Corp., Ltd. in new tab

3.66 HKD
P/E
5.45
EPS
0.71
Yield
5.74%
Safety Score
27
P/B
0.27
ROE
4.54
Beta
0.34
Target Price
4.63 HKD
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Key Metrics
Earnings dateApril 27, 2026
P/E5.45
EPS0.71
Book Value14.53
Price to Book0.27
% Insiders20.453%
Growth
Revenue Growth-0.07%
Earnings Growth-0.15%
Estimates
Forward P/E5.25
Forward EPS0.74
Target Mean Price4.63
Dividend
Dividend Yield5.74%
Annual dividends0.22 HKD
Ex-Div. DateSept. 11, 2025
Payout52.17%
5y avg Yield8.54%

DCF Valuation

Tweak assumptions to recompute fair value for China Minsheng Banking Corp., Ltd. (1988.HK)
Currency: HKD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

China Minsheng Banking Corp., Ltd. Logo China Minsheng Banking Corp., Ltd. Analysis (1988.HK)

China Financials Official Website Stock

Is China Minsheng Banking Corp., Ltd. a good investment? China Minsheng Banking Corp., Ltd. (1988.HK) is currently trading at 3.66 HKD. Market analysts have a consensus price target of 4.63 HKD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 5.45. This relatively low multiple may signal that China Minsheng Banking Corp., Ltd. is undervalued compared to historical market norms.

Earnings Schedule: China Minsheng Banking Corp., Ltd. is expected to release its next earnings report on April 27, 2026. The market consensus estimate for Forward EPS is 0.74.

For income investors, China Minsheng Banking Corp., Ltd. pays a dividend yield of 5.74%. With a payout ratio of 52%, the dividend appears sustainable.

Investor FAQ

Does China Minsheng Banking Corp., Ltd. pay a dividend?

Yes, it pays an annual dividend of 0.22 HKD (5.74% yield).

What asset class is China Minsheng Banking Corp., Ltd.?

China Minsheng Banking Corp., Ltd. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be April 27, 2026. The company currently has a trailing EPS of 0.71.

Company Profile

China Minsheng Banking Corp., Ltd. provides banking products and services in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit books and certificates, contracted and agreement deposits, call deposits, and corporate term and current deposits. The company also offers personal housing mortgage, and automation and composite consumption loans; micro, medium and long term, short-term working capital, and other loans, as well as debit and credit cards. In addition, it provides appointed and domestic remittance, payment and collection agent card, clearing, safe deposit box, VIP, and salary and welfare agent card services, as well as internet, mobile, telephone, and self-serve banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; international credit; individual deposit certificate; and comprehensive credit granting and financial product investment services. It operates through branch-level institutions, business outlets, general sub-branches, community sub-branches, and small business sub-branches. The company serves individuals, corporate customers, government agencies, and financial institutions, as well as micro-, small-, and medium-sized enterprises. China Minsheng Banking Corp., Ltd. was incorporated in 1996 and is headquartered in Beijing, the People's Republic of China.

Exchange Ticker
HKG (Hong Kong) 1988.HK
PNK (United States) CGMBF
Dividend Yield

5.74% (5y avg: 8.54%)

Annual Dividends

0.22 HKD

Next ex. div date

Sept. 11, 2025

Payout Ratio

52.17%

Historical Dividends
Year Total Dividends
2026 0.22 HKD
2025 0.22 HKD
2024 0.38 HKD
2023 0.24 HKD
2022 0.25 HKD
2021 0.26 HKD
2020 0.40 HKD
2019 0.39 HKD
2018 0.09 HKD
2017 0.28 HKD
2016 0.34 HKD
2015 0.12 HKD
2014 0.20 HKD
2013 0.31 HKD
2012 0.45 HKD
2011 0.12 HKD
2010 0.06 HKD

Yearly aggregated dividends

Dividends

China Minsheng Banking Corp., Ltd.
Oct 16, 2025 Paid
Dividend
0.14919 HKD
China Minsheng Banking Corp., Ltd.
Aug 05, 2025 Paid
Dividend
0.067942 HKD

Historical Split Corporate Actions

Split Date Split Ratio to 1
June 23, 2010 1.200000
June 12, 2014 1.200000
June 25, 2018 1.200000
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