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Bank of Communications Co., Ltd. 3328.HK · Stock Open Bank of Communications Co., Ltd. in new tab

8.18 HKD
P/E
6.86
EPS
1.18
Yield
4.26%
Safety Score
37
P/B
0.52
ROE
7.56
Beta
0.12
Target Price
8.39 HKD
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Key Metrics
Earnings dateOct. 23, 2026
P/E6.86
EPS1.18
Book Value15.45
Price to Book0.52
% Insiders53.383%
Growth
Revenue Growth0.12%
Earnings Growth-0.11%
Estimates
Forward P/E6.28
Forward EPS1.29
Target Mean Price8.39
Dividend
Dividend Yield4.26%
Annual dividends0.32 HKD
Ex-Div. DateJuly 2, 2026
Payout24.71%
5y avg Yield7.65%

DCF Valuation

Tweak assumptions to recompute fair value for Bank of Communications Co., Ltd. (3328.HK)
Currency: HKD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Bank of Communications Co., Ltd. Logo Bank of Communications Co., Ltd. Analysis (3328.HK)

Is Bank of Communications Co., Ltd. a good investment? Bank of Communications Co., Ltd. (3328.HK) is currently trading at 8.18 HKD. Market analysts have a consensus price target of 8.39 HKD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 6.86. This relatively low multiple may signal that Bank of Communications Co., Ltd. is undervalued compared to historical market norms.

Earnings Schedule: Bank of Communications Co., Ltd. is expected to release its next earnings report on Oct. 23, 2026. The market consensus estimate for Forward EPS is 1.29.

For income investors, Bank of Communications Co., Ltd. pays a dividend yield of 4.26%. With a payout ratio of 25%, the dividend appears sustainable.

Investor FAQ

Does Bank of Communications Co., Ltd. pay a dividend?

Yes, it pays an annual dividend of 0.32 HKD (4.26% yield).

What asset class is Bank of Communications Co., Ltd.?

Bank of Communications Co., Ltd. is classified as a Stock. You can compare it against 3 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Oct. 23, 2026. The company currently has a trailing EPS of 1.18.

Company Profile

Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services. In addition, the company offers corporate structured deposit and corporate certificate of deposit; corporate cash management; industrial chain finance program comprising prepayment financing, inventory financing, accounts receivable financing and accounts payable financing; syndicated loans; corporation overdraft; investment banking services; and offshore banking services. Further, the company provides bond account activation, bond distribution, and transaction services; related bond escrow and settlement, pledge registration, and principal and interest payment services; training and consulting services for cooperative banks; cross-border inter-bank payments system services; consignment sales of precious metal products; bond underwriting distribution; third party bond depository services; bank derivatives transfer; b-share transfer; bank-futures transfer; standard warehouse warrant pledged financing; institutional investment consulting, wealth management, and insurance services; and clearing and settlement services for future markets. The company was founded in 1908 and is headquartered in Shanghai, the People's Republic of China.

Exchange Ticker
3328.HK
FRA (Germany) C4C.F
PNK (United States) BKFCF
Trades
Dividend Yield
4.26%
5y avg 7.65%
Annual Dividends
0.32HKD
Next Ex. Div Date
July 2, 2026
Payout Ratio
24.71%
Dividend History paid per year (HKD)
Historical Dividends
Year Total Dividends
2027
0.38 HKD
Aug. 2, 2027 (estimated) 0.2054
Jan. 28, 2027 (estimated) 0.1729
2026
0.37 HKD
Aug. 14, 2026 0.1940
Jan. 28, 2026 0.1729
2025
0.41 HKD
April 30, 2025 0.2133
Feb. 14, 2025 0.1967
2024
0.41 HKD
July 31, 2024 0.4111
2023
0.41 HKD
Aug. 2, 2023 0.4076
2022
0.42 HKD
Aug. 2, 2022 0.4161
2021
0.38 HKD
Aug. 3, 2021 0.3805
2020
0.35 HKD
Aug. 5, 2020 0.3450
2019
0.34 HKD
July 25, 2019 0.3409
2018
0.34 HKD
July 30, 2018 0.3433
2017
0.27 HKD
July 26, 2017 0.2715
2016
0.31 HKD
June 29, 2016 0.3103
2015
0.34 HKD
May 20, 2015 0.3425
2014
0.33 HKD
July 3, 2014 0.3275
2013
0.28 HKD
June 28, 2013 0.2759
2012
0.11 HKD
May 22, 2012 0.1149
2011
0.03 HKD
July 8, 2011 0.0277
2010
0.20 HKD
Sept. 2, 2010 0.1045
April 28, 2010 0.0992
2009
0.20 HKD
Sept. 10, 2009 0.0992
May 19, 2009 0.0992
2008
0.25 HKD
Sept. 17, 2008 0.0992
June 12, 2008 0.1487
2007
0.10 HKD
July 26, 2007 0.0992
2006
0.08 HKD
May 30, 2006 0.0793
Upcoming Dividends
Name Payment Date Status Amount
Bank of Communications Co., Ltd. Aug 14, 2026 0.194 HKD
Bank of Communications Co., Ltd. Jan 28, 2026 0.172925 HKD
Stock Splits
Split Date Split Ratio to 1
June 11, 2010 1.05
July 8, 2011 1.1
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