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75.10 EUR
P/E
7.79
EPS
9.72
Yield
5.08%
Safety Score
77
P/B
1.55
ROE
19.75
Beta
0.54
Target Price
73.17 EUR
ageas SA/NV logo

ageas SA/NV

🧾 Earnings Recap – Q2 2026

Ageas reported a largely in-line first half with solid Life growth and resilient Non-Life results despite adverse weather, leading to a muted market reaction of +0.3%. The modest stock movement reflects neither clear upside surprises nor sizable disappointments.

  • Total inflows grew 17% at constant exchange rates, or 8% on a constant scope basis, driven by strong momentum in Life (+12% inflows) and solid Non-Life growth (+6% at constant scope).
  • Life net operating result increased 17% year-over-year to EUR 629 million, supported by Belgium, Europe, and Asia segments.
  • Non-Life net operating result was EUR 240 million, resilient despite EUR 180 million in adverse weather claims in Belgium and Portugal.
  • Full year 2026 net operating result guidance was raised to above EUR 1.95 billion, including EUR 450 million in net capital gains; cash upstream guidance also increased to above EUR 1.4 billion.
  • Strategic initiatives including acquisitions and digital transformation (Elevate27) are progressing, supporting longer-term diversification and operational efficiency.
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Key Metrics
Earnings dateFeb. 24, 2027
P/E7.79
EPS9.72
Book Value48.86
Price to Book1.55
Debt/Equity78.34
% Insiders30.515%
Growth
Revenue Growth0.28%
Earnings Growth0.17%
Estimates
Forward P/E8.82
Forward EPS8.59
Target Mean Price73.17
Dividend
Dividend Yield5.08%
Annual dividends3.75 EUR
Ex-Div. DateJune 3, 2026
Payout40.56%
5y avg Yield7.66%

DCF Valuation

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Currency: EUR
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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

ageas SA/NV Logo ageas SA/NV Analysis (AGS.BR)

Belgium Financials Official Website Stock

Is ageas SA/NV a good investment? ageas SA/NV (AGS.BR) is currently trading at 75.10 EUR. Market analysts have a consensus price target of 73.17 EUR. This suggests the asset is currently trading above analyst expectations.

In terms of valuation, the stock trades at a P/E ratio of 7.79. This relatively low multiple may signal that ageas SA/NV is undervalued compared to historical market norms.

Earnings Schedule: ageas SA/NV is expected to release its next earnings report on Feb. 24, 2027. The market consensus estimate for Forward EPS is 8.59.

For income investors, ageas SA/NV pays a dividend yield of 5.08%. With a payout ratio of 41%, the dividend appears sustainable.

Investor FAQ

Does ageas SA/NV pay a dividend?

Yes, it pays an annual dividend of 3.75 EUR (5.08% yield).

What asset class is ageas SA/NV?

ageas SA/NV is classified as a Stock. You can compare it against 4 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Feb. 24, 2027. The company currently has a trailing EPS of 9.72.

Company Profile

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates through five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company provides property, casualty, and life insurance products, as well as pension products; and reinsurance products. It offers life insurance products include risks related to the life, and death of individuals; and non-life insurance products comprise accident and health, motor, and fire insurance products, as well as insurance services for other damages to property; and pension funds. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is based in Brussels, Belgium.

Exchange Ticker
STU (Germany) FO4N.SG
PNK (United States) AGESF
FRA (Germany) FO4N.F
BRU (Belgium) AGS.BR
Trades
Dividend Yield
5.08%
5y avg 7.66%
Annual Dividends
3.75EUR
Next Ex. Div Date
June 3, 2026
Payout Ratio
40.56%
Dividend History paid per year (EUR)
Historical Dividends
Year Total Dividends
2027
2.06 EUR
June 4, 2027 (estimated) 2.0624
2026
3.75 EUR
Dec. 4, 2026 (estimated) 1.5000
June 5, 2026 2.2500
2025
3.50 EUR
Dec. 5, 2025 1.5000
June 6, 2025 2.0000
2024
3.25 EUR
Dec. 6, 2024 1.5000
June 7, 2024 1.7500
2023
3.00 EUR
Oct. 27, 2023 1.5000
June 2, 2023 1.5000
2022
4.25 EUR
Oct. 28, 2022 1.5000
June 3, 2022 2.7500
2021
2.65 EUR
June 4, 2021 2.6500
2020
2.65 EUR
Nov. 5, 2020 2.3800
June 4, 2020 0.2700
2019
2.20 EUR
May 29, 2019 2.2000
2018
2.10 EUR
May 30, 2018 2.1000
2017
2.10 EUR
May 31, 2017 2.1000
2016
1.65 EUR
May 9, 2016 1.6500
2015
1.55 EUR
May 6, 2015 1.5500
2014
1.40 EUR
May 5, 2014 1.4000
2013
2.20 EUR
Dec. 10, 2013 1.0000
April 26, 2013 1.2000
2012
0.08 EUR
April 30, 2012 0.0800
2011
0.08 EUR
May 2, 2011 0.0800
2010
0.08 EUR
May 3, 2010 0.0800
2008
0.59 EUR
May 2, 2008 0.5900
2007
1.52 EUR
Aug. 10, 2007 0.6997
May 25, 2007 0.8196
2006
1.22 EUR
Aug. 11, 2006 0.5797
June 2, 2006 0.6397
2005
9.23 EUR
Aug. 26, 2005 0.5198
May 27, 2005 8.7064
2004
0.92 EUR
May 28, 2004 0.9196
2003
0.88 EUR
May 29, 2003 0.8796
2002
0.88 EUR
May 31, 2002 0.8796
Upcoming Dividends
Name Payment Date Status Amount
ageas SA/NV Jun 05, 2026 2.25 EUR
ageas SA/NV Dec 05, 2025 1.5 EUR
Stock Splits
Split Date Split Ratio to 1
Aug. 7, 2012 1:10
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