AmeriServ Financial, Inc. ASRV · Stock Open AmeriServ Financial, Inc. in new tab
AmeriServ Financial, Inc. Analysis (ASRV)
Is AmeriServ Financial, Inc. a good investment? AmeriServ Financial, Inc. (ASRV) is currently trading at 4.85 USD.
In terms of valuation, the stock trades at a P/E ratio of 9.39. This relatively low multiple may signal that AmeriServ Financial, Inc. is undervalued compared to historical market norms.
Earnings Schedule: AmeriServ Financial, Inc. is expected to release its next earnings report on Oct. 20, 2026.
For income investors, AmeriServ Financial, Inc. pays a dividend yield of 2.60%. With a payout ratio of 23%, the dividend appears sustainable.
Investor FAQ
Does AmeriServ Financial, Inc. pay a dividend?
Yes, it pays an annual dividend of 0.12 USD (2.60% yield).
What asset class is AmeriServ Financial, Inc.?
AmeriServ Financial, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
When is the next earnings date?
The next earnings date is projected to be Oct. 20, 2026. The company currently has a trailing EPS of 0.51.
Company Profile
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.09 USD
|
| Aug. 17, 2027 (estimated) | 0.0315 |
| May 20, 2027 (estimated) | 0.0315 |
| Feb. 18, 2027 (estimated) | 0.0315 |
| ▸2026 |
0.12 USD
|
| Nov. 18, 2026 (estimated) | 0.0315 |
| Aug. 17, 2026 | 0.0300 |
| May 18, 2026 | 0.0300 |
| Feb. 17, 2026 | 0.0300 |
| ▸2025 |
0.12 USD
|
| Nov. 17, 2025 | 0.0300 |
| Aug. 18, 2025 | 0.0300 |
| May 19, 2025 | 0.0300 |
| Feb. 18, 2025 | 0.0300 |
| ▸2024 |
0.12 USD
|
| Nov. 18, 2024 | 0.0300 |
| Aug. 19, 2024 | 0.0300 |
| May 20, 2024 | 0.0300 |
| Feb. 20, 2024 | 0.0300 |
| ▸2023 |
0.12 USD
|
| Nov. 20, 2023 | 0.0300 |
| Aug. 21, 2023 | 0.0300 |
| May 22, 2023 | 0.0300 |
| Feb. 21, 2023 | 0.0300 |
| ▸2022 |
0.11 USD
|
| Nov. 21, 2022 | 0.0300 |
| Aug. 22, 2022 | 0.0300 |
| May 23, 2022 | 0.0300 |
| Feb. 22, 2022 | 0.0250 |
| ▸2021 |
0.10 USD
|
| Nov. 22, 2021 | 0.0250 |
| Aug. 16, 2021 | 0.0250 |
| May 17, 2021 | 0.0250 |
| Feb. 22, 2021 | 0.0250 |
| ▸2020 |
0.10 USD
|
| Nov. 16, 2020 | 0.0250 |
| Aug. 17, 2020 | 0.0250 |
| May 18, 2020 | 0.0250 |
| Feb. 18, 2020 | 0.0250 |
| ▸2019 |
0.10 USD
|
| Nov. 18, 2019 | 0.0250 |
| Aug. 19, 2019 | 0.0250 |
| May 20, 2019 | 0.0250 |
| Feb. 19, 2019 | 0.0200 |
| ▸2018 |
0.08 USD
|
| Nov. 19, 2018 | 0.0200 |
| Aug. 20, 2018 | 0.0200 |
| May 21, 2018 | 0.0200 |
| Feb. 20, 2018 | 0.0150 |
| ▸2017 |
0.06 USD
|
| Nov. 20, 2017 | 0.0150 |
| Aug. 21, 2017 | 0.0150 |
| May 22, 2017 | 0.0150 |
| Feb. 21, 2017 | 0.0150 |
| ▸2016 |
0.05 USD
|
| Nov. 21, 2016 | 0.0150 |
| Aug. 22, 2016 | 0.0150 |
| May 23, 2016 | 0.0100 |
| Feb. 22, 2016 | 0.0100 |
| ▸2015 |
0.04 USD
|
| Nov. 16, 2015 | 0.0100 |
| Aug. 17, 2015 | 0.0100 |
| May 18, 2015 | 0.0100 |
| Feb. 17, 2015 | 0.0100 |
| ▸2014 |
0.04 USD
|
| Nov. 17, 2014 | 0.0100 |
| Aug. 18, 2014 | 0.0100 |
| May 19, 2014 | 0.0100 |
| Feb. 18, 2014 | 0.0100 |
| ▸2013 |
0.03 USD
|
| Nov. 18, 2013 | 0.0100 |
| Aug. 19, 2013 | 0.0100 |
| May 20, 2013 | 0.0100 |
| ▸2008 |
0.03 USD
|
| Nov. 24, 2008 | 0.0250 |
| ▸2003 |
0.03 USD
|
| Jan. 3, 2003 | 0.0300 |
| ▸2002 |
0.36 USD
|
| Oct. 2, 2002 | 0.0900 |
| July 3, 2002 | 0.0900 |
| April 2, 2002 | 0.0900 |
| Jan. 2, 2002 | 0.0900 |
| ▸2001 |
0.36 USD
|
| Oct. 3, 2001 | 0.0900 |
| July 5, 2001 | 0.0900 |
| April 3, 2001 | 0.0900 |
| Jan. 2, 2001 | 0.0900 |
| ▸2000 |
5.74 USD
|
| Oct. 4, 2000 | 0.0900 |
| April 3, 2000 | 5.5000 |
| March 20, 2000 | 0.1500 |
| ▸1999 |
0.58 USD
|
| Oct. 6, 1999 | 0.1500 |
| July 8, 1999 | 0.1500 |
| April 6, 1999 | 0.1400 |
| Jan. 4, 1999 | 0.1400 |
| ▸1998 |
1.51 USD
|
| Oct. 7, 1998 | 0.1400 |
| July 1, 1998 | 0.4200 |
| April 7, 1998 | 0.3500 |
| Jan. 30, 1998 | 0.2500 |
| Jan. 2, 1998 | 0.3500 |
| ▸1997 |
1.57 USD
|
| Oct. 1, 1997 | 0.3500 |
| July 2, 1997 | 0.3500 |
| April 8, 1997 | 0.3000 |
| Jan. 30, 1997 | 0.2667 |
| Jan. 3, 1997 | 0.3000 |
| ▸1996 |
1.14 USD
|
| Oct. 2, 1996 | 0.3000 |
| July 3, 1996 | 0.3000 |
| April 2, 1996 | 0.2700 |
| Jan. 2, 1996 | 0.2700 |
| ▸1995 |
1.04 USD
|
| Oct. 4, 1995 | 0.2700 |
| July 6, 1995 | 0.2700 |
| April 4, 1995 | 0.2500 |
| Jan. 3, 1995 | 0.2500 |
| ▸1994 |
0.94 USD
|
| Oct. 5, 1994 | 0.2500 |
| July 18, 1994 | 0.2500 |
| April 5, 1994 | 0.2200 |
| Jan. 3, 1994 | 0.2200 |
| ▸1993 |
0.84 USD
|
| Oct. 6, 1993 | 0.2200 |
| July 6, 1993 | 0.2200 |
| April 6, 1993 | 0.2000 |
| Jan. 4, 1993 | 0.2000 |
| ▸1992 |
0.70 USD
|
| Oct. 6, 1992 | 0.2000 |
| July 1, 1992 | 0.2000 |
| April 7, 1992 | 0.1500 |
| Jan. 3, 1992 | 0.1500 |
| ▸1991 |
0.50 USD
|
| Oct. 2, 1991 | 0.1500 |
| July 2, 1991 | 0.1500 |
| April 30, 1991 | 0.1000 |
| Jan. 31, 1991 | 0.0999 |
| ▸1990 |
0.05 USD
|
| Oct. 31, 1990 | 0.0500 |
| ▸1987 |
0.44 USD
|
| June 15, 1987 | 0.2200 |
| March 14, 1987 | 0.2200 |
| ▸1986 |
0.44 USD
|
| Dec. 15, 1986 | 0.2200 |
| Sept. 15, 1986 | 0.2200 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| AmeriServ Financial, Inc. | Aug 17, 2026 | Paid | 0.03 USD |
| AmeriServ Financial, Inc. | May 18, 2026 | Paid | 0.03 USD |
| AmeriServ Financial, Inc. | Feb 17, 2026 | Paid | 0.03 USD |
| AmeriServ Financial, Inc. | Nov 17, 2025 | Paid | 0.03 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| Aug. 3, 1998 | 3:1 |
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