Is Bread Financial Holdings Inc. Common Stock a good investment? Bread Financial Holdings Inc. Common Stock (BFH) is currently trading at 101.71 USD. Market analysts have a consensus price target of 96.19 USD. This suggests the asset is currently trading above analyst expectations.
In terms of valuation, the stock trades at a P/E ratio of 7.30. This relatively low multiple may signal that Bread Financial Holdings Inc. Common Stock is undervalued compared to historical market norms.
Earnings Schedule: Bread Financial Holdings Inc. Common Stock is expected to release its next earnings report on July 23, 2026. The market consensus estimate for Forward EPS is 12.31.
For income investors, Bread Financial Holdings Inc. Common Stock pays a dividend yield of 0.88%. With a payout ratio of 8%, the dividend appears sustainable.
Yes, it pays an annual dividend of 0.90 USD (0.88% yield).
Bread Financial Holdings Inc. Common Stock is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.
The next earnings date is projected to be July 23, 2026. The company currently has a trailing EPS of 12.25.
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. Additionally, it offers retail and deposit products, primarily in the form of certificates of deposit and high-yield savings accounts, including traditional and Roth Individual Retirement Accounts. The company offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.25 USD
|
| March 17, 2027 (estimated) | 0.2494 |
| ▸2026 |
0.93 USD
|
| Dec. 16, 2026 (estimated) | 0.2445 |
| Sept. 21, 2026 (estimated) | 0.2233 |
| June 15, 2026 | 0.2300 |
| March 16, 2026 | 0.2300 |
| ▸2025 |
0.86 USD
|
| Dec. 12, 2025 | 0.2300 |
| Sept. 12, 2025 | 0.2100 |
| June 13, 2025 | 0.2100 |
| March 21, 2025 | 0.2100 |
| ▸2024 |
0.84 USD
|
| Dec. 13, 2024 | 0.2100 |
| Sept. 13, 2024 | 0.2100 |
| June 14, 2024 | 0.2100 |
| March 15, 2024 | 0.2100 |
| ▸2023 |
0.84 USD
|
| Dec. 15, 2023 | 0.2100 |
| Sept. 15, 2023 | 0.2100 |
| June 16, 2023 | 0.2100 |
| March 17, 2023 | 0.2100 |
| ▸2022 |
0.84 USD
|
| Dec. 16, 2022 | 0.2100 |
| Sept. 16, 2022 | 0.2100 |
| June 17, 2022 | 0.2100 |
| March 18, 2022 | 0.2100 |
| ▸2021 |
0.71 USD
|
| Dec. 17, 2021 | 0.2100 |
| Sept. 17, 2021 | 0.1676 |
| June 18, 2021 | 0.1676 |
| March 18, 2021 | 0.1676 |
| ▸2020 |
1.01 USD
|
| Dec. 18, 2020 | 0.1676 |
| Sept. 18, 2020 | 0.1676 |
| June 18, 2020 | 0.1676 |
| March 19, 2020 | 0.5028 |
| ▸2019 |
2.01 USD
|
| Dec. 17, 2019 | 0.5028 |
| Sept. 26, 2019 | 0.5028 |
| June 18, 2019 | 0.5028 |
| March 19, 2019 | 0.5028 |
| ▸2018 |
1.82 USD
|
| Dec. 19, 2018 | 0.4549 |
| Sept. 19, 2018 | 0.4549 |
| June 19, 2018 | 0.4549 |
| March 20, 2018 | 0.4549 |
| ▸2017 |
1.66 USD
|
| Dec. 19, 2017 | 0.4150 |
| Sept. 19, 2017 | 0.4150 |
| June 19, 2017 | 0.4150 |
| March 17, 2017 | 0.4150 |
| ▸2016 |
0.42 USD
|
| Dec. 16, 2016 | 0.4150 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| Bread Financial Holdings Inc. Common Stock | Jun 15, 2026 | Upcoming | 0.23 USD |
| Bread Financial Holdings Inc. Common Stock | Mar 16, 2026 | Paid | 0.23 USD |
| Bread Financial Holdings Inc. Common Stock | Dec 12, 2025 | Paid | 0.23 USD |
| Bread Financial Holdings Inc. Common Stock | Sep 12, 2025 | Paid | 0.21 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| Nov. 8, 2021 | 1.250000 |
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