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46.37 USD
P/E
19.50
EPS
2.34
Yield
2.77%
Safety Score
84
P/B
2.43
ROE
13.15
Beta
0.47
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Key Metrics
Earnings dateJuly 16, 2026
P/E19.50
EPS2.34
Book Value18.79
Price to Book2.43
Debt/Equity61.76
% Insiders11.670%
Growth
Revenue Growth0.03%
Earnings Growth0.01%
Estimates
Forward P/E12.85
Forward EPS3.55
Dividend
Dividend Yield2.77%
Annual dividends1.26 USD
Ex-Div. DateJune 5, 2026
Payout47.06%
5y avg Yield2.76%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Cass Information Systems, Inc. Logo Cass Information Systems, Inc. Analysis (CASS)

United States Industrials Official Website Stock

Is Cass Information Systems, Inc. a good investment? Cass Information Systems, Inc. (CASS) is currently trading at 46.37 USD.

In terms of valuation, the stock trades at a P/E ratio of 19.50. This valuation is generally in line with the broader market.

Earnings Schedule: Cass Information Systems, Inc. is expected to release its next earnings report on July 16, 2026. The market consensus estimate for Forward EPS is 3.55.

For income investors, Cass Information Systems, Inc. pays a dividend yield of 2.77%. With a payout ratio of 47%, the dividend appears sustainable.

Investor FAQ

Does Cass Information Systems, Inc. pay a dividend?

Yes, it pays an annual dividend of 1.26 USD (2.77% yield).

What asset class is Cass Information Systems, Inc.?

Cass Information Systems, Inc. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 16, 2026. The company currently has a trailing EPS of 2.34.

Company Profile

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.

Exchange Ticker
NMS (United States) CASS
FRA (Germany) CC3.F
Dividend Yield

2.77% (5y avg: 2.76%)

Annual Dividends

1.26 USD

Next ex. div date

June 5, 2026

Payout Ratio

47.06%

Historical Dividends
Year Total Dividends
2027 0.33 USD
2026 1.29 USD
2025 1.25 USD
2024 1.21 USD
2023 1.17 USD
2022 1.13 USD
2021 1.09 USD
2020 1.08 USD
2019 1.05 USD
2018 0.93 USD
2017 0.76 USD
2016 0.67 USD
2015 0.64 USD
2014 0.61 USD
2013 0.56 USD
2012 0.63 USD
2011 0.67 USD
2010 0.61 USD
2009 0.53 USD
2008 0.49 USD
2007 0.49 USD
2006 0.64 USD
2005 0.83 USD
2004 0.88 USD
2003 0.84 USD
2002 0.83 USD
2001 0.84 USD
2000 0.86 USD
1999 0.79 USD
1998 0.72 USD
1997 0.68 USD
1996 0.31 USD

Yearly aggregated dividends

Dividends

Cass Information Systems, Inc.
Jun 15, 2026 Upcoming
Dividend
0.32 USD
Cass Information Systems, Inc.
Mar 13, 2026 Paid
Dividend
0.32 USD
Cass Information Systems, Inc.
Dec 15, 2025 Paid
Dividend
0.32 USD
Cass Information Systems, Inc.
Sep 15, 2025 Paid
Dividend
0.31 USD
Cass Information Systems, Inc.
Jun 13, 2025 Paid
Dividend
0.31 USD

Historical Split Corporate Actions

Split Date Split Ratio to 1
Dec. 3, 2002 1.050000
March 3, 2004 1.100000
Sept. 16, 2005 1.500000
Sept. 18, 2006 1.500000
Nov. 29, 2007 1.100000
Dec. 3, 2012 1.100000
Dec. 4, 2017 1.100000
Dec. 3, 2018 1.200000
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