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54.79 USD
P/E
22.88
EPS
2.34
Yield
2.39%
Safety Score
84
P/B
2.85
ROE
13.15
Beta
0.44
Target Price
54.00 USD
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Key Metrics
Earnings dateOct. 22, 2026
P/E22.88
EPS2.34
Book Value18.79
Price to Book2.85
Debt/Equity61.76
% Insiders11.676%
Growth
Revenue Growth0.03%
Earnings Growth0.01%
Estimates
Forward P/E15.52
Forward EPS3.45
Target Mean Price54.00
Dividend
Dividend Yield2.39%
Annual dividends1.27 USD
Ex-Div. DateSept. 4, 2026
Payout47.06%
5y avg Yield2.76%

DCF Valuation

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Currency: USD
DCF Assumptions
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Decimal (e.g., 0.20 = 20%).
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Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Cass Information Systems, Inc. Logo Cass Information Systems, Inc. Analysis (CASS)

United States Industrials Official Website Stock

Is Cass Information Systems, Inc. a good investment? Cass Information Systems, Inc. (CASS) is currently trading at 54.79 USD. Market analysts have a consensus price target of 54.00 USD. This suggests the asset is currently trading above analyst expectations.

In terms of valuation, the stock trades at a P/E ratio of 22.88. This valuation is generally in line with the broader market.

Earnings Schedule: Cass Information Systems, Inc. is expected to release its next earnings report on Oct. 22, 2026. The market consensus estimate for Forward EPS is 3.45.

For income investors, Cass Information Systems, Inc. pays a dividend yield of 2.39%. With a payout ratio of 47%, the dividend appears sustainable.

Investor FAQ

Does Cass Information Systems, Inc. pay a dividend?

Yes, it pays an annual dividend of 1.27 USD (2.39% yield).

What asset class is Cass Information Systems, Inc.?

Cass Information Systems, Inc. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Oct. 22, 2026. The company currently has a trailing EPS of 2.34.

Company Profile

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.

Exchange Ticker
NMS (United States) CASS
FRA (Germany) CC3.F
Trades
Dividend Yield
2.39%
5y avg 2.76%
Annual Dividends
1.27USD
Next Ex. Div Date
Sept. 4, 2026
Payout Ratio
47.06%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.66 USD
June 15, 2027 (estimated) 0.3286
March 15, 2027 (estimated) 0.3286
2026
1.29 USD
Dec. 15, 2026 (estimated) 0.3312
Sept. 14, 2026 0.3200
June 15, 2026 0.3200
March 13, 2026 0.3200
2025
1.25 USD
Dec. 15, 2025 0.3200
Sept. 15, 2025 0.3100
June 13, 2025 0.3100
March 14, 2025 0.3100
2024
1.21 USD
Dec. 13, 2024 0.3100
Sept. 13, 2024 0.3000
June 14, 2024 0.3000
March 15, 2024 0.3000
2023
1.17 USD
Dec. 15, 2023 0.3000
Sept. 15, 2023 0.2900
June 15, 2023 0.2900
March 15, 2023 0.2900
2022
1.13 USD
Dec. 15, 2022 0.2900
Sept. 15, 2022 0.2800
June 15, 2022 0.2800
March 15, 2022 0.2800
2021
1.09 USD
Dec. 15, 2021 0.2800
Sept. 15, 2021 0.2700
June 15, 2021 0.2700
March 15, 2021 0.2700
2020
1.08 USD
Dec. 15, 2020 0.2700
Sept. 15, 2020 0.2700
June 15, 2020 0.2700
March 13, 2020 0.2700
2019
1.05 USD
Dec. 13, 2019 0.2700
Sept. 13, 2019 0.2600
June 14, 2019 0.2600
March 15, 2019 0.2600
2018
0.89 USD
Dec. 14, 2018 0.2600
Sept. 14, 2018 0.2167
June 15, 2018 0.2167
March 15, 2018 0.2000
2017
0.72 USD
Dec. 15, 2017 0.2000
Sept. 15, 2017 0.1742
June 15, 2017 0.1742
March 15, 2017 0.1742
2016
0.67 USD
Dec. 15, 2016 0.1742
Sept. 15, 2016 0.1667
June 15, 2016 0.1667
March 15, 2016 0.1667
2015
0.64 USD
Dec. 15, 2015 0.1667
Sept. 15, 2015 0.1591
June 15, 2015 0.1591
March 16, 2015 0.1591
2014
0.61 USD
Dec. 15, 2014 0.1591
Sept. 15, 2014 0.1515
June 16, 2014 0.1515
March 17, 2014 0.1515
2013
0.56 USD
Dec. 16, 2013 0.1515
Sept. 16, 2013 0.1364
June 14, 2013 0.1364
March 15, 2013 0.1364
2012
0.48 USD
Dec. 14, 2012 0.1242
Sept. 14, 2012 0.1171
June 15, 2012 0.1171
March 15, 2012 0.1171
2011
0.45 USD
Dec. 15, 2011 0.1171
Sept. 15, 2011 0.1102
June 15, 2011 0.1102
March 15, 2011 0.1102
2010
0.40 USD
Dec. 15, 2010 0.1102
Sept. 15, 2010 0.0964
June 15, 2010 0.0964
March 15, 2010 0.0964
2009
0.37 USD
Dec. 15, 2009 0.0964
Sept. 15, 2009 0.0895
June 15, 2009 0.0895
March 16, 2009 0.0895
2008
0.34 USD
Dec. 15, 2008 0.0895
Sept. 15, 2008 0.0826
June 16, 2008 0.0826
March 17, 2008 0.0826
2007
0.30 USD
Dec. 17, 2007 0.0751
Sept. 14, 2007 0.0751
June 15, 2007 0.0751
March 15, 2007 0.0751
2006
0.28 USD
Dec. 15, 2006 0.0751
Sept. 15, 2006 0.0668
June 15, 2006 0.0668
March 15, 2006 0.0668
2005
0.24 USD
Dec. 15, 2005 0.0668
Sept. 15, 2005 0.0584
June 15, 2005 0.0584
March 15, 2005 0.0584
2004
0.23 USD
Dec. 15, 2004 0.0584
Sept. 15, 2004 0.0584
June 15, 2004 0.0584
March 15, 2004 0.0584
2003
0.21 USD
Dec. 15, 2003 0.0531
Sept. 15, 2003 0.0531
June 16, 2003 0.0531
March 17, 2003 0.0531
2002
0.20 USD
Dec. 16, 2002 0.0531
Sept. 15, 2002 0.0482
June 15, 2002 0.0482
March 15, 2002 0.0482
2001
0.19 USD
Dec. 15, 2001 0.0482
Sept. 15, 2001 0.0482
June 15, 2001 0.0482
March 15, 2001 0.0482
2000
0.19 USD
Dec. 15, 2000 0.0482
Sept. 15, 2000 0.0482
June 15, 2000 0.0482
March 15, 2000 0.0482
1999
0.18 USD
Dec. 15, 1999 0.0458
Sept. 15, 1999 0.0434
June 15, 1999 0.0434
March 15, 1999 0.0434
1998
0.17 USD
Dec. 15, 1998 0.0434
Sept. 15, 1998 0.0434
June 15, 1998 0.0434
March 15, 1998 0.0434
1997
0.13 USD
Dec. 15, 1997 0.0313
Sept. 15, 1997 0.0313
June 15, 1997 0.0313
March 15, 1997 0.0313
1996
0.04 USD
Dec. 15, 1996 0.0301
Sept. 15, 1996 0.0070
Upcoming Dividends
Name Payment Date Status Amount
Cass Information Systems, Inc. Sep 14, 2026 Upcoming 0.32 USD
Cass Information Systems, Inc. Jun 15, 2026 0.32 USD
Cass Information Systems, Inc. Mar 13, 2026 0.32 USD
Cass Information Systems, Inc. Dec 15, 2025 0.32 USD
Cass Information Systems, Inc. Sep 15, 2025 0.31 USD
Stock Splits
Split Date Split Ratio to 1
March 17, 1997 2.000000
Dec. 3, 2002 1.050000
March 3, 2004 1.100000
Sept. 16, 2005 1.500000
Sept. 18, 2006 1.500000
Nov. 29, 2007 1.100000
Dec. 1, 2011 1.100000
Dec. 3, 2012 1.100000
Dec. 4, 2017 1.100000
Dec. 3, 2018 1.200000
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