Is Chemung Financial Corporation a good investment? Chemung Financial Corporation (CHMG) is currently trading at 48.21 USD. Market analysts have a consensus price target of 54.67 USD. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 10.17. This relatively low multiple may signal that Chemung Financial Corporation is undervalued compared to historical market norms.
Earnings Schedule: Chemung Financial Corporation is expected to release its next earnings report on July 16, 2026. The market consensus estimate for Forward EPS is 5.30.
For income investors, Chemung Financial Corporation pays a dividend yield of 2.66%. With a payout ratio of 26%, the dividend appears sustainable.
Yes, it pays an annual dividend of 1.28 USD (2.66% yield).
Chemung Financial Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
The next earnings date is projected to be July 16, 2026. The company currently has a trailing EPS of 4.74.
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is based in Elmira, New York.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.71 USD
|
| April 1, 2027 (estimated) | 0.3563 |
| Jan. 4, 2027 (estimated) | 0.3563 |
| ▸2026 |
1.38 USD
|
| Oct. 1, 2026 (estimated) | 0.3563 |
| July 1, 2026 | 0.3400 |
| April 1, 2026 | 0.3400 |
| Jan. 2, 2026 | 0.3400 |
| ▸2025 |
1.29 USD
|
| Oct. 1, 2025 | 0.3400 |
| July 1, 2025 | 0.3200 |
| April 1, 2025 | 0.3200 |
| Jan. 2, 2025 | 0.3100 |
| ▸2024 |
1.24 USD
|
| Oct. 1, 2024 | 0.3100 |
| July 1, 2024 | 0.3100 |
| April 1, 2024 | 0.3100 |
| Jan. 2, 2024 | 0.3100 |
| ▸2023 |
1.24 USD
|
| Oct. 2, 2023 | 0.3100 |
| July 3, 2023 | 0.3100 |
| April 3, 2023 | 0.3100 |
| Jan. 3, 2023 | 0.3100 |
| ▸2022 |
1.24 USD
|
| Oct. 3, 2022 | 0.3100 |
| July 1, 2022 | 0.3100 |
| April 1, 2022 | 0.3100 |
| Jan. 3, 2022 | 0.3100 |
| ▸2021 |
1.14 USD
|
| Oct. 1, 2021 | 0.3100 |
| July 1, 2021 | 0.3100 |
| April 1, 2021 | 0.2600 |
| Jan. 4, 2021 | 0.2600 |
| ▸2020 |
1.04 USD
|
| Oct. 1, 2020 | 0.2600 |
| July 1, 2020 | 0.2600 |
| April 1, 2020 | 0.2600 |
| Jan. 2, 2020 | 0.2600 |
| ▸2019 |
1.04 USD
|
| Oct. 1, 2019 | 0.2600 |
| July 1, 2019 | 0.2600 |
| April 1, 2019 | 0.2600 |
| Jan. 2, 2019 | 0.2600 |
| ▸2018 |
1.04 USD
|
| Oct. 1, 2018 | 0.2600 |
| July 2, 2018 | 0.2600 |
| April 2, 2018 | 0.2600 |
| Jan. 2, 2018 | 0.2600 |
| ▸2017 |
1.04 USD
|
| Oct. 2, 2017 | 0.2600 |
| July 3, 2017 | 0.2600 |
| April 3, 2017 | 0.2600 |
| Jan. 3, 2017 | 0.2600 |
| ▸2016 |
1.04 USD
|
| Oct. 3, 2016 | 0.2600 |
| July 1, 2016 | 0.2600 |
| April 1, 2016 | 0.2600 |
| Jan. 4, 2016 | 0.2600 |
| ▸2015 |
1.04 USD
|
| Oct. 1, 2015 | 0.2600 |
| July 1, 2015 | 0.2600 |
| April 1, 2015 | 0.2600 |
| Jan. 2, 2015 | 0.2600 |
| ▸2014 |
1.04 USD
|
| Oct. 1, 2014 | 0.2600 |
| July 1, 2014 | 0.2600 |
| April 1, 2014 | 0.2600 |
| Jan. 2, 2014 | 0.2600 |
| ▸2013 |
0.78 USD
|
| Oct. 1, 2013 | 0.2600 |
| July 1, 2013 | 0.2600 |
| April 1, 2013 | 0.2600 |
| ▸2012 |
1.25 USD
|
| Dec. 31, 2012 | 0.2500 |
| Oct. 1, 2012 | 0.2500 |
| July 2, 2012 | 0.2500 |
| April 2, 2012 | 0.2500 |
| Jan. 3, 2012 | 0.2500 |
| ▸2011 |
0.75 USD
|
| Oct. 3, 2011 | 0.2500 |
| July 1, 2011 | 0.2500 |
| April 1, 2011 | 0.2500 |
| ▸2010 |
1.25 USD
|
| Dec. 15, 2010 | 0.2500 |
| Oct. 1, 2010 | 0.2500 |
| July 1, 2010 | 0.2500 |
| April 1, 2010 | 0.2500 |
| Jan. 4, 2010 | 0.2500 |
| ▸2009 |
1.00 USD
|
| Oct. 1, 2009 | 0.2500 |
| July 1, 2009 | 0.2500 |
| April 1, 2009 | 0.2500 |
| Jan. 5, 2009 | 0.2500 |
| ▸2008 |
1.00 USD
|
| Oct. 1, 2008 | 0.2500 |
| July 1, 2008 | 0.2500 |
| April 1, 2008 | 0.2500 |
| Jan. 2, 2008 | 0.2500 |
| ▸2007 |
0.96 USD
|
| Oct. 1, 2007 | 0.2400 |
| July 2, 2007 | 0.2400 |
| April 2, 2007 | 0.2400 |
| Jan. 2, 2007 | 0.2400 |
| ▸2006 |
0.96 USD
|
| Oct. 4, 2006 | 0.2400 |
| July 3, 2006 | 0.2400 |
| April 3, 2006 | 0.2400 |
| Jan. 3, 2006 | 0.2400 |
| ▸2005 |
0.96 USD
|
| Oct. 11, 2005 | 0.2400 |
| July 5, 2005 | 0.2400 |
| April 4, 2005 | 0.2400 |
| Jan. 4, 2005 | 0.2400 |
| ▸2004 |
0.92 USD
|
| Oct. 4, 2004 | 0.2300 |
| July 6, 2004 | 0.2300 |
| April 5, 2004 | 0.2300 |
| Jan. 2, 2004 | 0.2300 |
| ▸2003 |
0.92 USD
|
| Oct. 1, 2003 | 0.2300 |
| July 1, 2003 | 0.2300 |
| April 2, 2003 | 0.2300 |
| Jan. 2, 2003 | 0.2300 |
| ▸2002 |
0.92 USD
|
| Oct. 1, 2002 | 0.2300 |
| July 2, 2002 | 0.2300 |
| April 1, 2002 | 0.2300 |
| Jan. 2, 2002 | 0.2300 |
| ▸2001 |
0.89 USD
|
| Oct. 1, 2001 | 0.2300 |
| July 2, 2001 | 0.2200 |
| April 2, 2001 | 0.2200 |
| Jan. 2, 2001 | 0.2200 |
| ▸2000 |
0.85 USD
|
| Oct. 2, 2000 | 0.2200 |
| July 3, 2000 | 0.2100 |
| April 3, 2000 | 0.2100 |
| Jan. 3, 2000 | 0.2100 |
| ▸1999 |
0.72 USD
|
| Oct. 1, 1999 | 0.1900 |
| July 1, 1999 | 0.1900 |
| April 1, 1999 | 0.1700 |
| Jan. 4, 1999 | 0.1700 |
| ▸1998 |
0.96 USD
|
| Oct. 1, 1998 | 0.1700 |
| July 1, 1998 | 0.1700 |
| April 2, 1998 | 0.3100 |
| Jan. 2, 1998 | 0.3100 |
| ▸1997 |
1.18 USD
|
| Oct. 1, 1997 | 0.3100 |
| July 1, 1997 | 0.3100 |
| April 2, 1997 | 0.2800 |
| Jan. 2, 1997 | 0.2800 |
| ▸1996 |
1.03 USD
|
| Oct. 1, 1996 | 0.2800 |
| July 1, 1996 | 0.2500 |
| April 1, 1996 | 0.2500 |
| Jan. 2, 1996 | 0.2500 |
| ▸1995 |
0.73 USD
|
| Sept. 20, 1995 | 0.2500 |
| July 3, 1995 | 0.2400 |
| April 3, 1995 | 0.2400 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| Chemung Financial Corporation | Jul 01, 2026 | Upcoming | 0.34 USD |
| Chemung Financial Corporation | Apr 01, 2026 | Paid | 0.34 USD |
| Chemung Financial Corporation | Jan 02, 2026 | Paid | 0.34 USD |
| Chemung Financial Corporation | Oct 01, 2025 | Paid | 0.34 USD |
| Chemung Financial Corporation | Jul 01, 2025 | Paid | 0.32 USD |
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