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Capitec Bank Holdings Limited CPI.JO · Stock Open Capitec Bank Holdings Limited in new tab

448802.00 ZAc
P/E
30.49
EPS
145.62
Yield
1.80%
Safety Score
92
P/B
8.65
ROE
30.50
Beta
0.73
Target Price
526122.20 ZAc
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Key Metrics
Earnings dateSept. 30, 2026
P/E30.49
EPS145.62
Book Value513.10
Price to Book8.65
% Insiders24.039%
Growth
Revenue Growth0.16%
Earnings Growth0.21%
Estimates
Forward P/E21.51
Forward EPS206.46
Target Mean Price526122.20
Dividend
Dividend Yield1.80%
Annual dividends79.80 ZAc
Ex-Div. DateMay 13, 2026
Payout48.51%
5y avg Yield1.88%

DCF Valuation

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Currency: ZAc
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Percent number (e.g., 10 = 10%).
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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Capitec Bank Holdings Limited Logo Capitec Bank Holdings Limited Analysis (CPI.JO)

South Africa Financials Official Website Stock

Is Capitec Bank Holdings Limited a good investment? Capitec Bank Holdings Limited (CPI.JO) is currently trading at 448802.00 ZAc. Market analysts have a consensus price target of 526122.20 ZAc. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 30.49. This high multiple suggests investors have priced in significant future growth expectations.

Earnings Schedule: Capitec Bank Holdings Limited is expected to release its next earnings report on Sept. 30, 2026. The market consensus estimate for Forward EPS is 206.46.

For income investors, Capitec Bank Holdings Limited pays a dividend yield of 1.80%. With a payout ratio of 49%, the dividend appears sustainable.

Investor FAQ

Does Capitec Bank Holdings Limited pay a dividend?

Yes, it pays an annual dividend of 79.80 ZAc (1.80% yield).

What asset class is Capitec Bank Holdings Limited?

Capitec Bank Holdings Limited is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Sept. 30, 2026. The company currently has a trailing EPS of 145.62.

Company Profile

Capitec Limited through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines. Capitec Limited was formerly known as Capitec Bank Holdings Limited and changed its name to Capitec Limited in August 2026. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Exchange Ticker
JNB (South Africa) CPI.JO
Trades
Dividend Yield
1.80%
5y avg 1.88%
Annual Dividends
79.80ZAc
Next Ex. Div Date
May 13, 2026
Payout Ratio
48.51%
Dividend History paid per year (ZAc)
Historical Dividends
Year Total Dividends
2027
7,803.81 ZAc
May 17, 2027 (estimated) 7,803.8077
2026
8,523.45 ZAc
Oct. 19, 2026 (estimated) 3,163.4482
May 18, 2026 5,360.0000
2025
7,045.00 ZAc
Oct. 27, 2025 2,620.0000
May 19, 2025 4,425.0000
2024
5,430.00 ZAc
Oct. 21, 2024 2,085.0000
May 20, 2024 3,345.0000
2023
4,330.00 ZAc
Oct. 23, 2023 1,530.0000
May 15, 2023 2,800.0000
2022
5,340.00 ZAc
Oct. 24, 2022 1,400.0000
May 9, 2022 3,940.0002
2021
2,800.00 ZAc
Oct. 25, 2021 1,200.0000
May 10, 2021 1,600.0000
2019
1,875.00 ZAc
Nov. 4, 2019 755.0000
April 23, 2019 1,120.0000
2018
1,575.00 ZAc
Oct. 22, 2018 630.0000
April 23, 2018 945.0000
2017
1,325.00 ZAc
Oct. 23, 2017 525.0000
April 24, 2017 800.0000
2016
1,130.00 ZAc
Oct. 12, 2016 450.0000
April 18, 2016 680.0000
2015
965.00 ZAc
Oct. 19, 2015 375.0000
April 13, 2015 590.0000
2014
706.00 ZAc
Oct. 20, 2014 246.0000
April 11, 2014 460.0000
2013
608.00 ZAc
Oct. 14, 2013 203.0000
April 15, 2013 405.0000
2012
463.66 ZAc
Oct. 15, 2012 163.6550
March 16, 2012 300.0000
2011
330.00 ZAc
Nov. 28, 2011 125.0000
June 20, 2011 205.0000
2010
240.00 ZAc
Nov. 29, 2010 85.0000
June 11, 2010 155.0000
2009
165.00 ZAc
Nov. 30, 2009 55.0000
June 8, 2009 110.0000
2008
105.00 ZAc
Nov. 24, 2008 30.0000
June 9, 2008 75.0000
2007
85.00 ZAc
Nov. 26, 2007 25.0000
June 11, 2007 60.0000
2006
65.00 ZAc
Nov. 27, 2006 20.0000
June 5, 2006 45.0000
2005
30.00 ZAc
June 6, 2005 30.0000
2004
20.00 ZAc
June 7, 2004 20.0000
2003
19.00 ZAc
June 9, 2003 19.0000
2002
28.50 ZAc
June 10, 2002 28.5000
Upcoming Dividends
Name Payment Date Status Amount
Capitec Bank Holdings Limited May 18, 2026 5360.0 ZAc
Capitec Bank Holdings Limited Oct 27, 2025 2620.0 ZAc
Stock Splits
Split Date Split Ratio to 1
Jan. 3, 2011 1.02
Oct. 15, 2012 1.03
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