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200.05 USD
P/E
10.69
EPS
18.72
Yield
0.35%
Safety Score
92
P/B
2.81
ROE
28.47
Beta
1.15
Target Price
211.60 USD
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Key Metrics
Earnings dateMay 9, 2024
P/E10.69
EPS18.72
Book Value71.16
Price to Book2.81
Debt/Equity76.67
% Insiders0.156%
Growth
Revenue Growth0.13%
Earnings Growth0.31%
Estimates
Forward P/E12.08
Forward EPS12.69
Target Mean Price211.60
Dividend
Dividend Yield0.35%
Annual dividends0.70 USD
Ex-Div. DateMay 23, 2025
Payout16.12%
5y avg Yield2.14%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Discover Financial Services Logo Discover Financial Services Analysis (DFS)

United States Financials Official Website Stock

Is Discover Financial Services a good investment? Discover Financial Services (DFS) is currently trading at 200.05 USD. Market analysts have a consensus price target of 211.60 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 10.69. This relatively low multiple may signal that Discover Financial Services is undervalued compared to historical market norms.

Earnings Schedule: Discover Financial Services is expected to release its next earnings report on May 9, 2024. The market consensus estimate for Forward EPS is 12.69.

For income investors, Discover Financial Services pays a dividend yield of 0.35%. With a payout ratio of 16%, the dividend appears sustainable.

Investor FAQ

Does Discover Financial Services pay a dividend?

Yes, it pays an annual dividend of 0.70 USD (0.35% yield).

What asset class is Discover Financial Services?

Discover Financial Services is classified as a Stock. You can compare it against 6 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be May 9, 2024. The company currently has a trailing EPS of 18.72.

Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines (ATMs), debit, and electronic funds transfer network; Diners Club, a payments network; and Network Partners business, which provides payment transaction processing and settlement, merchant acquisition, ATM access, and related payments services in the global network. Discover Financial Services was incorporated in 1960 and is headquartered in Riverwoods, Illinois. As of May 18, 2025, Discover Financial Services operates as a subsidiary of Capital One Financial Corporation.

Exchange Ticker
NYQ (United States) DFS
STU (Germany) DC7.SG
GER (Germany) DC7.DE
MEX (Mexico) DFS.MX
SAO (Brazil) D1FS34.SA
FRA (Germany) DC7.F
Dividend Yield

0.35% (5y avg: 2.14%)

Annual Dividends

0.70 USD

Next ex. div date

May 23, 2025

Payout Ratio

16.12%

Historical Dividends
Year Total Dividends
2026 0.79 USD
2025 1.40 USD
2024 2.80 USD
2023 2.70 USD
2022 2.90 USD
2021 1.88 USD
2020 1.76 USD
2019 1.68 USD
2018 1.50 USD
2017 1.30 USD
2016 1.16 USD
2015 1.08 USD
2014 0.92 USD
2013 0.74 USD
2012 0.40 USD
2011 0.20 USD
2010 0.08 USD
2009 0.12 USD
2008 0.24 USD
2007 0.06 USD

Yearly aggregated dividends

Dividends

Discover Financial Services
Jun 06, 2025 Paid
Dividend
0.7 USD

Historical Split Corporate Actions

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