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Evans Bancorp, Inc. EVBN · Stock Open Evans Bancorp, Inc. in new tab

39.53 USD
Yield
3.34%
Safety Score
27
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Dividend
Dividend Yield3.34%
Annual dividends1.32 USD
Ex-Div. DateMarch 13, 2025
Payout60.97%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
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Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Evans Bancorp, Inc. Logo Evans Bancorp, Inc. Analysis (EVBN)

United States Financials Official Website Stock

Is Evans Bancorp, Inc. a good investment? Evans Bancorp, Inc. (EVBN) is currently trading at 39.53 USD.

For income investors, Evans Bancorp, Inc. pays a dividend yield of 3.34%. With a payout ratio of 61%, the dividend appears sustainable.

Investor FAQ

Does Evans Bancorp, Inc. pay a dividend?

Yes, it pays an annual dividend of 1.32 USD (3.34% yield).

What asset class is Evans Bancorp, Inc.?

Evans Bancorp, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

Company Profile

Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.

Exchange Ticker
ASE (United States) EVBN
Trades
Dividend Yield
3.34%
Annual Dividends
1.32USD
Next Ex. Div Date
March 13, 2025
Payout Ratio
60.97%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2025
0.66 USD
April 10, 2025 0.6600
2024
1.32 USD
Oct. 10, 2024 0.6600
April 9, 2024 0.6600
2023
1.32 USD
Oct. 18, 2023 0.6600
April 4, 2023 0.6600
2022
1.26 USD
Oct. 4, 2022 0.6400
April 5, 2022 0.6200
2021
1.20 USD
Oct. 5, 2021 0.6000
April 6, 2021 0.6000
2020
1.16 USD
Oct. 6, 2020 0.5800
April 2, 2020 0.5800
2019
1.04 USD
Oct. 2, 2019 0.5200
April 3, 2019 0.5200
2018
0.92 USD
Oct. 4, 2018 0.4600
April 3, 2018 0.4600
2017
0.80 USD
Oct. 3, 2017 0.4000
April 4, 2017 0.4000
2016
0.76 USD
Oct. 4, 2016 0.3800
April 5, 2016 0.3800
2015
0.72 USD
Oct. 6, 2015 0.3600
April 7, 2015 0.3600
2014
0.65 USD
Oct. 7, 2014 0.3400
April 8, 2014 0.3100
2013
0.26 USD
Oct. 9, 2013 0.2600
2012
0.68 USD
Dec. 31, 2012 0.2400
Oct. 9, 2012 0.2200
April 10, 2012 0.2200
2011
0.40 USD
Oct. 4, 2011 0.2000
April 4, 2011 0.2000
2010
0.40 USD
Oct. 6, 2010 0.2000
April 27, 2010 0.2000
2009
0.61 USD
Oct. 15, 2009 0.2000
April 1, 2009 0.4100
2008
0.78 USD
Oct. 2, 2008 0.4100
April 1, 2008 0.3700
2007
0.71 USD
Oct. 2, 2007 0.3700
April 2, 2007 0.3400
2006
0.68 USD
Oct. 2, 2006 0.3400
April 3, 2006 0.3400
2005
0.68 USD
Oct. 3, 2005 0.3500
April 14, 2005 0.3300
2004
0.67 USD
Oct. 4, 2004 0.3400
April 6, 2004 0.3300
2003
0.66 USD
Oct. 1, 2003 0.3400
April 1, 2003 0.3200
2002
0.31 USD
Oct. 2, 2002 0.3100
Stock Splits
Split Date Split Ratio to 1
Nov. 27, 2002 1.05
Oct. 9, 2003 1.05
Dec. 7, 2004 1.05
Nov. 10, 2005 1.05
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