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FS Bancorp FSBW · Stock Open FS Bancorp in new tab

40.57 USD
P/E
9.41
EPS
4.31
Yield
2.75%
P/B
1.04
ROE
12.01
Beta
0.71
Target Price
43.50 USD
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Key Metrics
Earnings dateJuly 28, 2026
P/E9.41
EPS4.31
Book Value39.12
Price to Book1.04
% Insiders14.973%
Growth
Revenue Growth0.01%
Earnings Growth-0.05%
Estimates
Forward P/E9.12
Forward EPS4.45
Target Mean Price43.50
Dividend
Dividend Yield2.75%
Annual dividends1.12 USD
Ex-Div. DateMay 7, 2026
Payout25.06%
5y avg Yield2.30%

DCF Valuation

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Currency: USD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

FS Bancorp Logo FS Bancorp Analysis (FSBW)

United States Financials Official Website Stock

Is FS Bancorp a good investment? FS Bancorp (FSBW) is currently trading at 40.57 USD. Market analysts have a consensus price target of 43.50 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 9.41. This relatively low multiple may signal that FS Bancorp is undervalued compared to historical market norms.

Earnings Schedule: FS Bancorp is expected to release its next earnings report on July 28, 2026. The market consensus estimate for Forward EPS is 4.45.

For income investors, FS Bancorp pays a dividend yield of 2.75%. With a payout ratio of 25%, the dividend appears sustainable.

Investor FAQ

Does FS Bancorp pay a dividend?

Yes, it pays an annual dividend of 1.12 USD (2.75% yield).

What asset class is FS Bancorp?

FS Bancorp is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 28, 2026. The company currently has a trailing EPS of 4.31.

Company Profile

FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages loans, home equity loan products, commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. Further, it provides online banking platforms, mobile banking apps, and telephone banking services, as well as cash management services. The company operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Kitsap, Clallam, Jefferson, Grays Harbor, Thurston, and Benton counties; Oregon; and a loan production office in the market area of the Tri-Cities. FS Bancorp, Inc. was founded in 1936 and is headquartered in Mountlake Terrace, Washington.

Exchange Ticker
NMS (United States) FSBW
Trades
Dividend Yield
2.75%
5y avg 2.30%
Annual Dividends
1.12USD
Next Ex. Div Date
May 7, 2026
Payout Ratio
25.06%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.62 USD
May 20, 2027 (estimated) 0.3096
Feb. 18, 2027 (estimated) 0.3116
2026
1.44 USD
Nov. 19, 2026 (estimated) 0.3064
Aug. 20, 2026 (estimated) 0.5532
May 21, 2026 0.2900
Feb. 19, 2026 0.2900
2025
1.34 USD
Nov. 20, 2025 0.2800
Aug. 21, 2025 0.5000
May 22, 2025 0.2800
Feb. 20, 2025 0.2800
2024
1.06 USD
Nov. 21, 2024 0.2700
Aug. 21, 2024 0.2700
May 23, 2024 0.2600
Feb. 22, 2024 0.2600
2023
1.00 USD
Nov. 22, 2023 0.2500
Aug. 24, 2023 0.2500
May 25, 2023 0.2500
Feb. 23, 2023 0.2500
2022
0.90 USD
Nov. 23, 2022 0.2000
Aug. 25, 2022 0.2000
May 26, 2022 0.3000
Feb. 24, 2022 0.2000
2021
0.82 USD
Nov. 24, 2021 0.1500
Aug. 6, 2021 0.1400
May 20, 2021 0.2700
Feb. 25, 2021 0.2600
2020
0.84 USD
Nov. 19, 2020 0.2100
Aug. 20, 2020 0.2100
May 21, 2020 0.2100
Feb. 19, 2020 0.2100
2019
0.55 USD
Nov. 15, 2019 0.1000
Aug. 22, 2019 0.1500
May 23, 2019 0.1500
Feb. 20, 2019 0.1500
2018
0.53 USD
Nov. 21, 2018 0.1400
Aug. 23, 2018 0.1400
May 14, 2018 0.1400
Feb. 21, 2018 0.1100
2017
0.43 USD
Nov. 22, 2017 0.1100
Aug. 24, 2017 0.1100
May 25, 2017 0.1100
Feb. 22, 2017 0.1000
2016
0.37 USD
Nov. 23, 2016 0.1000
Aug. 25, 2016 0.1000
May 25, 2016 0.1000
Feb. 24, 2016 0.0700
2015
0.27 USD
Nov. 25, 2015 0.0700
Aug. 26, 2015 0.0700
May 28, 2015 0.0700
Feb. 26, 2015 0.0600
2014
0.23 USD
Nov. 25, 2014 0.0600
Aug. 26, 2014 0.0600
May 27, 2014 0.0600
Feb. 24, 2014 0.0500
2013
0.15 USD
Nov. 29, 2013 0.0500
Aug. 30, 2013 0.0500
May 29, 2013 0.0500
Upcoming Dividends
Name Payment Date Status Amount
FS Bancorp May 21, 2026 0.29 USD
FS Bancorp Feb 19, 2026 0.29 USD
FS Bancorp Nov 20, 2025 0.28 USD
FS Bancorp Aug 21, 2025 0.5 USD
Stock Splits
Split Date Split Ratio to 1
July 15, 2021 2.000000
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