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Horizon Bancorp, Inc. HBNC · Stock Open Horizon Bancorp, Inc. in new tab

19.75 USD
EPS
-3.28
Yield
3.24%
Safety Score
47
P/B
1.36
ROE
-20.10
Beta
0.83
Target Price
21.20 USD
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Key Metrics
Earnings dateJuly 22, 2026
EPS-3.28
Book Value13.62
Price to Book1.36
% Insiders2.229%
Growth
Revenue Growth0.09%
Earnings Growth-0.06%
Estimates
Forward P/E8.36
Forward EPS2.22
Target Mean Price21.20
Dividend
Dividend Yield3.24%
Annual dividends0.64 USD
Ex-Div. DateApril 2, 2026
Payout-20.64%
5y avg Yield4.06%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Horizon Bancorp, Inc. Logo Horizon Bancorp, Inc. Analysis (HBNC)

United States Financials Official Website Stock

Is Horizon Bancorp, Inc. a good investment? Horizon Bancorp, Inc. (HBNC) is currently trading at 19.75 USD. Market analysts have a consensus price target of 21.20 USD. This suggests a potential upside from current levels.

Earnings Schedule: Horizon Bancorp, Inc. is expected to release its next earnings report on July 22, 2026. The market consensus estimate for Forward EPS is 2.22.

For income investors, Horizon Bancorp, Inc. pays a dividend yield of 3.24%. With a payout ratio of -21%, the dividend appears sustainable.

Investor FAQ

Does Horizon Bancorp, Inc. pay a dividend?

Yes, it pays an annual dividend of 0.64 USD (3.24% yield).

What asset class is Horizon Bancorp, Inc.?

Horizon Bancorp, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of -3.28.

Company Profile

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Exchange Ticker
NMS (United States) HBNC
Trades
Dividend Yield
3.24%
5y avg 4.06%
Annual Dividends
0.64USD
Next Ex. Div Date
April 2, 2026
Payout Ratio
-20.64%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.34 USD
April 16, 2027 (estimated) 0.1722
Jan. 15, 2027 (estimated) 0.1727
2026
0.67 USD
Oct. 16, 2026 (estimated) 0.1727
July 17, 2026 (estimated) 0.1726
April 17, 2026 0.1600
Jan. 16, 2026 0.1600
2025
0.64 USD
Oct. 17, 2025 0.1600
July 18, 2025 0.1600
April 18, 2025 0.1600
Jan. 17, 2025 0.1600
2024
0.64 USD
Oct. 18, 2024 0.1600
July 19, 2024 0.1600
April 19, 2024 0.1600
Jan. 19, 2024 0.1600
2023
0.64 USD
Oct. 20, 2023 0.1600
July 21, 2023 0.1600
April 21, 2023 0.1600
Jan. 20, 2023 0.1600
2022
0.62 USD
Oct. 21, 2022 0.1600
July 22, 2022 0.1600
April 22, 2022 0.1500
Jan. 21, 2022 0.1500
2021
0.53 USD
Oct. 22, 2021 0.1500
July 16, 2021 0.1300
April 16, 2021 0.1300
Jan. 22, 2021 0.1200
2020
0.48 USD
Oct. 16, 2020 0.1200
July 17, 2020 0.1200
April 17, 2020 0.1200
Jan. 17, 2020 0.1200
2019
0.44 USD
Oct. 18, 2019 0.1200
July 19, 2019 0.1200
April 19, 2019 0.1000
Jan. 18, 2019 0.1000
2018
0.48 USD
Oct. 19, 2018 0.1000
July 20, 2018 0.1000
April 20, 2018 0.1500
Jan. 19, 2018 0.1300
2017
0.48 USD
Oct. 20, 2017 0.1300
July 21, 2017 0.1300
April 21, 2017 0.1100
Jan. 20, 2017 0.1100
2016
0.60 USD
Oct. 21, 2016 0.1500
July 22, 2016 0.1500
April 22, 2016 0.1500
Jan. 22, 2016 0.1500
2015
0.57 USD
Oct. 16, 2015 0.1500
July 10, 2015 0.1400
April 17, 2015 0.1400
Jan. 16, 2015 0.1400
2014
0.48 USD
Oct. 17, 2014 0.1300
July 18, 2014 0.1300
April 18, 2014 0.1100
Jan. 17, 2014 0.1100
2013
0.31 USD
Oct. 11, 2013 0.1100
July 12, 2013 0.1000
April 19, 2013 0.1000
2012
0.63 USD
Dec. 31, 2012 0.1000
Oct. 12, 2012 0.1500
July 13, 2012 0.1300
April 20, 2012 0.1300
Jan. 16, 2012 0.1200
2011
0.69 USD
Oct. 14, 2011 0.1800
July 15, 2011 0.1700
April 15, 2011 0.1700
Jan. 14, 2011 0.1700
2010
0.68 USD
Oct. 15, 2010 0.1700
July 16, 2010 0.1700
April 16, 2010 0.1700
Jan. 15, 2010 0.1700
2009
0.68 USD
Oct. 16, 2009 0.1700
July 17, 2009 0.1700
April 17, 2009 0.1700
Jan. 16, 2009 0.1700
2008
0.64 USD
Oct. 16, 2008 0.1700
July 18, 2008 0.1700
April 18, 2008 0.1500
Jan. 18, 2008 0.1500
2007
0.58 USD
Oct. 18, 2007 0.1500
July 19, 2007 0.1500
April 16, 2007 0.1400
Jan. 15, 2007 0.1400
2006
0.56 USD
Oct. 13, 2006 0.1400
July 19, 2006 0.1400
April 17, 2006 0.1400
Jan. 17, 2006 0.1400
2005
0.52 USD
Oct. 14, 2005 0.1300
July 15, 2005 0.1300
April 15, 2005 0.1300
Jan. 17, 2005 0.1300
2004
0.48 USD
Oct. 15, 2004 0.1200
July 16, 2004 0.1200
April 15, 2004 0.1200
Jan. 16, 2004 0.1200
2003
0.64 USD
Oct. 16, 2003 0.1600
July 17, 2003 0.1600
April 4, 2003 0.1600
Jan. 10, 2003 0.1600
2002
0.45 USD
Oct. 11, 2002 0.1500
July 12, 2002 0.1500
April 12, 2002 0.1500
Upcoming Dividends
Name Payment Date Status Amount
Horizon Bancorp, Inc. Apr 17, 2026 0.16 USD
Horizon Bancorp, Inc. Jan 16, 2026 0.16 USD
Horizon Bancorp, Inc. Oct 17, 2025 0.16 USD
Horizon Bancorp, Inc. Jul 18, 2025 0.16 USD
Stock Splits
Split Date Split Ratio to 1
Nov. 18, 2003 1.500000
Dec. 12, 2011 1.500000
Nov. 13, 2012 1.500000
Nov. 15, 2016 1.500000
June 18, 2018 1.500000
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