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51.81 USD
P/E
13.05
EPS
3.98
Yield
2.74%
Safety Score
100
P/B
1.43
ROE
11.74
Beta
0.11
Target Price
50.50 USD
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Key Metrics
Earnings dateAug. 5, 2026
P/E13.05
EPS3.98
Book Value36.40
Price to Book1.43
Debt/Equity40.40
% Insiders1.646%
Growth
Revenue Growth0.03%
Earnings Growth0.09%
Estimates
Forward P/E9.92
Forward EPS5.24
Target Mean Price50.50
Dividend
Dividend Yield2.74%
Annual dividends1.42 USD
Ex-Div. DateJune 15, 2026
Payout34.77%
5y avg Yield3.48%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Horace Mann Educators Corporation Logo Horace Mann Educators Corporation Analysis (HMN)

United States Financials Official Website Stock

Is Horace Mann Educators Corporation a good investment? Horace Mann Educators Corporation (HMN) is currently trading at 51.81 USD. Market analysts have a consensus price target of 50.50 USD. This suggests the asset is currently trading above analyst expectations.

In terms of valuation, the stock trades at a P/E ratio of 13.05. This relatively low multiple may signal that Horace Mann Educators Corporation is undervalued compared to historical market norms.

Earnings Schedule: Horace Mann Educators Corporation is expected to release its next earnings report on Aug. 5, 2026. The market consensus estimate for Forward EPS is 5.24.

For income investors, Horace Mann Educators Corporation pays a dividend yield of 2.74%. With a payout ratio of 35%, the dividend appears sustainable.

Investor FAQ

Does Horace Mann Educators Corporation pay a dividend?

Yes, it pays an annual dividend of 1.42 USD (2.74% yield).

What asset class is Horace Mann Educators Corporation?

Horace Mann Educators Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Aug. 5, 2026. The company currently has a trailing EPS of 3.98.

Company Profile

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Exchange Ticker
NYQ (United States) HMN
Trades
Dividend Yield
2.74%
5y avg 3.48%
Annual Dividends
1.42USD
Next Ex. Div Date
June 15, 2026
Payout Ratio
34.77%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.74 USD
June 30, 2027 (estimated) 0.3714
March 31, 2027 (estimated) 0.3714
2026
1.44 USD
Dec. 31, 2026 (estimated) 0.3611
Sept. 30, 2026 (estimated) 0.3611
June 30, 2026 0.3600
March 31, 2026 0.3600
2025
1.40 USD
Dec. 31, 2025 0.3500
Sept. 30, 2025 0.3500
June 30, 2025 0.3500
March 31, 2025 0.3500
2024
1.36 USD
Dec. 31, 2024 0.3400
Sept. 30, 2024 0.3400
June 28, 2024 0.3400
March 29, 2024 0.3400
2023
1.32 USD
Dec. 29, 2023 0.3300
Sept. 29, 2023 0.3300
June 30, 2023 0.3300
March 31, 2023 0.3300
2022
1.28 USD
Dec. 30, 2022 0.3200
Sept. 30, 2022 0.3200
June 30, 2022 0.3200
March 31, 2022 0.3200
2021
1.24 USD
Dec. 31, 2021 0.3100
Sept. 30, 2021 0.3100
June 30, 2021 0.3100
March 31, 2021 0.3100
2020
1.20 USD
Dec. 31, 2020 0.3000
Sept. 30, 2020 0.3000
June 30, 2020 0.3000
March 31, 2020 0.3000
2019
1.15 USD
Dec. 31, 2019 0.2880
Sept. 30, 2019 0.2880
June 28, 2019 0.2880
March 29, 2019 0.2880
2018
1.14 USD
Dec. 31, 2018 0.2850
Sept. 28, 2018 0.2850
June 29, 2018 0.2850
March 30, 2018 0.2850
2017
1.10 USD
Dec. 29, 2017 0.2750
Sept. 29, 2017 0.2750
June 30, 2017 0.2750
March 31, 2017 0.2750
2016
1.06 USD
Dec. 30, 2016 0.2650
Sept. 30, 2016 0.2650
June 30, 2016 0.2650
March 31, 2016 0.2650
2015
1.00 USD
Dec. 31, 2015 0.2500
Sept. 30, 2015 0.2500
June 30, 2015 0.2500
March 31, 2015 0.2500
2014
0.92 USD
Dec. 31, 2014 0.2300
Sept. 30, 2014 0.2300
June 30, 2014 0.2300
March 31, 2014 0.2300
2013
0.78 USD
Dec. 31, 2013 0.1950
Sept. 30, 2013 0.1950
June 28, 2013 0.1950
March 29, 2013 0.1950
2012
0.55 USD
Dec. 31, 2012 0.1600
Sept. 28, 2012 0.1300
June 29, 2012 0.1300
March 30, 2012 0.1300
2011
0.46 USD
Dec. 30, 2011 0.1300
Sept. 30, 2011 0.1100
June 30, 2011 0.1100
March 31, 2011 0.1100
2010
0.35 USD
Dec. 31, 2010 0.1100
Sept. 30, 2010 0.0800
June 30, 2010 0.0800
March 31, 2010 0.0800
2009
0.24 USD
Dec. 31, 2009 0.0800
Sept. 30, 2009 0.0530
June 30, 2009 0.0530
March 31, 2009 0.0530
2008
0.37 USD
Dec. 31, 2008 0.0530
Sept. 30, 2008 0.1050
June 30, 2008 0.1050
March 31, 2008 0.1050
2007
0.42 USD
Dec. 31, 2007 0.1050
Sept. 28, 2007 0.1050
June 29, 2007 0.1050
March 30, 2007 0.1050
2006
0.42 USD
Dec. 29, 2006 0.1050
Sept. 29, 2006 0.1050
June 30, 2006 0.1050
March 30, 2006 0.1050
2005
0.42 USD
Dec. 30, 2005 0.1050
Sept. 30, 2005 0.1050
June 30, 2005 0.1050
March 30, 2005 0.1050
2004
0.42 USD
Dec. 30, 2004 0.1050
Sept. 30, 2004 0.1050
June 30, 2004 0.1050
March 30, 2004 0.1050
2003
0.42 USD
Dec. 15, 2003 0.1050
Sept. 15, 2003 0.1050
June 16, 2003 0.1050
March 17, 2003 0.1050
2002
0.42 USD
Dec. 16, 2002 0.1050
Sept. 16, 2002 0.1050
June 17, 2002 0.1050
March 15, 2002 0.1050
2001
0.42 USD
Dec. 17, 2001 0.1050
Sept. 17, 2001 0.1050
June 15, 2001 0.1050
March 15, 2001 0.1050
2000
0.42 USD
Dec. 15, 2000 0.1050
Sept. 15, 2000 0.1050
June 15, 2000 0.1050
March 15, 2000 0.1050
1999
0.36 USD
Dec. 15, 1999 0.1050
Sept. 15, 1999 0.0930
June 15, 1999 0.0800
March 15, 1999 0.0800
1998
0.33 USD
Dec. 15, 1998 0.0930
Sept. 15, 1998 0.0800
June 15, 1998 0.0800
March 16, 1998 0.0800
1997
0.28 USD
Dec. 15, 1997 0.0800
Sept. 15, 1997 0.0675
June 16, 1997 0.0675
March 17, 1997 0.0675
1996
0.22 USD
Dec. 16, 1996 0.0550
Sept. 16, 1996 0.0550
June 17, 1996 0.0550
March 15, 1996 0.0550
1995
0.18 USD
Dec. 15, 1995 0.0450
Sept. 15, 1995 0.0450
June 15, 1995 0.0450
March 15, 1995 0.0450
1994
0.14 USD
Dec. 15, 1994 0.0360
Sept. 15, 1994 0.0360
June 15, 1994 0.0360
March 15, 1994 0.0360
1993
0.12 USD
Dec. 15, 1993 0.0300
Sept. 15, 1993 0.0300
June 15, 1993 0.0300
March 15, 1993 0.0300
1992
0.10 USD
Dec. 15, 1992 0.0250
Sept. 15, 1992 0.0250
June 15, 1992 0.0250
March 16, 1992 0.0250
Upcoming Dividends
Name Payment Date Status Amount
Horace Mann Educators Corporation Jun 30, 2026 0.36 USD
Horace Mann Educators Corporation Mar 31, 2026 0.36 USD
Horace Mann Educators Corporation Dec 31, 2025 0.35 USD
Horace Mann Educators Corporation Sep 30, 2025 0.35 USD
Stock Splits
Split Date Split Ratio to 1
Dec. 16, 1997 2.000000
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