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Heritage Commerce Corp HTBK · Stock Open Heritage Commerce Corp in new tab

13.45 USD
P/E
17.24
EPS
0.78
Yield
3.87%
Safety Score
90
P/B
1.16
ROE
6.84
Beta
0.68
Target Price
14.50 USD
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Key Metrics
P/E17.24
EPS0.78
Book Value11.55
Price to Book1.16
% Insiders3.031%
Growth
Revenue Growth0.18%
Earnings Growth0.45%
Estimates
Forward P/E12.93
Forward EPS1.04
Target Mean Price14.50
Dividend
Dividend Yield3.87%
Annual dividends0.52 USD
Ex-Div. DateMarch 25, 2026
Payout66.73%
5y avg Yield5.09%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Heritage Commerce Corp Logo Heritage Commerce Corp Analysis (HTBK)

United States Financials Official Website Stock

Is Heritage Commerce Corp a good investment? Heritage Commerce Corp (HTBK) is currently trading at 13.45 USD. Market analysts have a consensus price target of 14.50 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 17.24. This valuation is generally in line with the broader market.

For income investors, Heritage Commerce Corp pays a dividend yield of 3.87%. With a payout ratio of 67%, the dividend appears sustainable.

Investor FAQ

Does Heritage Commerce Corp pay a dividend?

Yes, it pays an annual dividend of 0.52 USD (3.87% yield).

What asset class is Heritage Commerce Corp?

Heritage Commerce Corp is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

Company Profile

Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. The company operates through two segments, Banking and Factoring. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company provides commercial loans for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial, industrial, and construction loans; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, the company offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, mobile and remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California. As of April 17, 2026, Heritage Commerce Corp operates as subsidiary of CVB Financial Corp.

Exchange Ticker
NMS (United States) HTBK
Trades
Dividend Yield
3.87%
5y avg 5.09%
Annual Dividends
0.52USD
Next Ex. Div Date
March 25, 2026
Payout Ratio
66.73%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.26 USD
April 8, 2027 (estimated) 0.1300
Feb. 25, 2027 (estimated) 0.1300
2026
0.39 USD
Nov. 20, 2026 (estimated) 0.1300
April 8, 2026 0.1300
Feb. 19, 2026 0.1300
2025
0.52 USD
Nov. 20, 2025 0.1300
Aug. 21, 2025 0.1300
May 22, 2025 0.1300
Feb. 20, 2025 0.1300
2024
0.52 USD
Nov. 21, 2024 0.1300
Aug. 22, 2024 0.1300
May 23, 2024 0.1300
Feb. 22, 2024 0.1300
2023
0.52 USD
Nov. 21, 2023 0.1300
Aug. 24, 2023 0.1300
May 25, 2023 0.1300
Feb. 23, 2023 0.1300
2022
0.52 USD
Nov. 22, 2022 0.1300
Aug. 25, 2022 0.1300
May 26, 2022 0.1300
Feb. 24, 2022 0.1300
2021
0.52 USD
Nov. 23, 2021 0.1300
Aug. 26, 2021 0.1300
May 27, 2021 0.1300
Feb. 26, 2021 0.1300
2020
0.52 USD
Nov. 20, 2020 0.1300
Aug. 20, 2020 0.1300
May 21, 2020 0.1300
Feb. 19, 2020 0.1300
2019
0.48 USD
Nov. 19, 2019 0.1200
Aug. 22, 2019 0.1200
May 23, 2019 0.1200
Feb. 21, 2019 0.1200
2018
0.44 USD
Nov. 20, 2018 0.1100
Aug. 24, 2018 0.1100
May 24, 2018 0.1100
Feb. 22, 2018 0.1100
2017
0.40 USD
Nov. 21, 2017 0.1000
Aug. 24, 2017 0.1000
May 25, 2017 0.1000
Feb. 24, 2017 0.1000
2016
0.36 USD
Nov. 22, 2016 0.0900
Aug. 24, 2016 0.0900
May 25, 2016 0.0900
Feb. 25, 2016 0.0900
2015
0.32 USD
Nov. 24, 2015 0.0800
Aug. 27, 2015 0.0800
May 28, 2015 0.0800
Feb. 25, 2015 0.0800
2014
0.18 USD
Nov. 24, 2014 0.0500
Aug. 27, 2014 0.0500
May 28, 2014 0.0400
Feb. 25, 2014 0.0400
2013
0.06 USD
Nov. 25, 2013 0.0300
Sept. 20, 2013 0.0300
2009
0.02 USD
March 10, 2009 0.0200
2008
0.32 USD
Dec. 10, 2008 0.0800
Sept. 10, 2008 0.0800
June 6, 2008 0.0800
March 19, 2008 0.0800
2007
0.26 USD
Dec. 10, 2007 0.0800
Sept. 10, 2007 0.0600
June 8, 2007 0.0600
March 15, 2007 0.0600
2006
0.20 USD
Dec. 1, 2006 0.0500
Sept. 1, 2006 0.0500
June 1, 2006 0.0500
March 15, 2006 0.0500
2005
0.00 USD
March 14, 2005 0.0010
Upcoming Dividends
Name Payment Date Status Amount
Heritage Commerce Corp Apr 08, 2026 0.13 USD
Heritage Commerce Corp Feb 19, 2026 0.13 USD
Heritage Commerce Corp Nov 20, 2025 0.13 USD
Stock Splits
Split Date Split Ratio to 1
Feb. 22, 1999 1.5
Feb. 3, 2000 1.1
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