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Indian Overseas Bank IOB.NS · Stock Open Indian Overseas Bank in new tab

30.38 INR
P/E
10.19
EPS
2.98
P/B
1.50
ROE
16.53
Beta
0.24
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Key Metrics
Earnings dateOct. 22, 2026
P/E10.19
EPS2.98
Book Value20.20
Price to Book1.50
% Insiders92.438%
Growth
Revenue Growth0.48%
Earnings Growth0.46%
Estimates
Forward P/E33.76
Forward EPS0.90

DCF Valuation

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Currency: INR
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DCF Result

Fair Value (DCF)
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Indian Overseas Bank Logo Indian Overseas Bank Analysis (IOB.NS)

India Financials Official Website Stock

Is Indian Overseas Bank a good investment? Indian Overseas Bank (IOB.NS) is currently trading at 30.38 INR.

In terms of valuation, the stock trades at a P/E ratio of 10.19. This relatively low multiple may signal that Indian Overseas Bank is undervalued compared to historical market norms.

Earnings Schedule: Indian Overseas Bank is expected to release its next earnings report on Oct. 22, 2026. The market consensus estimate for Forward EPS is 0.90.

Investor FAQ

Does Indian Overseas Bank pay a dividend?

No, it does not currently pay a dividend.

What asset class is Indian Overseas Bank?

Indian Overseas Bank is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Oct. 22, 2026. The company currently has a trailing EPS of 2.98.

Company Profile

Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. The company also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Thailand, and Sri Lanka. Indian Overseas Bank was incorporated in 1936 and is headquartered in Chennai, India.

Exchange Ticker
NSI (India) IOB.NS
Trades
Dividend History paid per year (INR)
Historical Dividends
Year Total Dividends
▸2014
1.20 INR
July 27, 2014 0.5000
Feb. 28, 2014 0.7000
▸2013
2.00 INR
July 28, 2013 2.0000
▸2012
4.50 INR
July 29, 2012 4.5000
▸2011
5.00 INR
Aug. 11, 2011 5.0000
▸2010
3.50 INR
Aug. 19, 2010 3.5000
▸2009
4.50 INR
July 1, 2009 4.5000
▸2008
3.50 INR
June 1, 2008 3.5000
▸2007
3.00 INR
June 1, 2007 3.0000
▸2006
2.60 INR
May 28, 2006 2.6000
▸2005
1.00 INR
May 29, 2005 1.0000
▸2004
3.40 INR
Nov. 24, 2004 1.4000
June 27, 2004 0.8000
Feb. 7, 2004 1.2000
▸2003
1.60 INR
June 29, 2003 1.6000
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