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166.20 USD
P/E
23.64
EPS
7.03
Yield
1.43%
Safety Score
100
P/B
5.54
ROE
23.57
Beta
0.55
Target Price
188.43 USD
Jack Henry & Associates, Inc. logo

Jack Henry & Associates, Inc.

🧾 Earnings Recap – Q4 2026

Jack Henry's shares rose 7.8% following fiscal 2026 results, driven by revenue growth that surpassed guidance and sustained margin expansion, alongside record sales wins fueled by strategic upmarket penetration and AI-driven innovation.

  • Q4 non-GAAP revenue was $633 million, up 7% year-over-year and above the implied guidance.
  • Non-GAAP operating margin expanded to 21% in Q4 and 24% for the full year, marking a third consecutive year of meaningful margin improvement.
  • Record annual core sales with 58 competitive wins, including 14 institutions with assets over $1 billion and the largest client win ever at Woodforest National Bank ($9.2 billion assets).
  • Growth in higher-value "trifecta" deals (core, digital banking, and card) increased to 59% of total wins, up from 39% last year, reflecting strong product integration.
  • Advanced AI integration enhanced product functionality and operational efficiency, with 22 AI-enabled products live and 20+ more planned, plus extensive internal AI deployment for automation and innovation.
📅
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Key Metrics
Earnings dateNov. 3, 2026
P/E23.64
EPS7.03
Book Value29.98
Price to Book5.54
Debt/Equity6.40
% Insiders0.599%
Growth
Revenue Growth0.05%
Earnings Growth-0.10%
Estimates
Forward P/E21.24
Forward EPS7.82
Target Mean Price188.43
Dividend
Dividend Yield1.43%
Annual dividends2.38 USD
Ex-Div. DateJune 1, 2026
Payout33.89%
5y avg Yield1.15%

DCF Valuation

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DCF Result

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Jack Henry & Associates, Inc. Logo Jack Henry & Associates, Inc. Analysis (JKHY)

United States Information Technology Official Website Stock

Is Jack Henry & Associates, Inc. a good investment? Jack Henry & Associates, Inc. (JKHY) is currently trading at 166.20 USD. Market analysts have a consensus price target of 188.43 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 23.64. This valuation is generally in line with the broader market.

Earnings Schedule: Jack Henry & Associates, Inc. is expected to release its next earnings report on Nov. 3, 2026. The market consensus estimate for Forward EPS is 7.82.

For income investors, Jack Henry & Associates, Inc. pays a dividend yield of 1.43%. With a payout ratio of 34%, the dividend appears sustainable.

Investor FAQ

Does Jack Henry & Associates, Inc. pay a dividend?

Yes, it pays an annual dividend of 2.38 USD (1.43% yield).

What asset class is Jack Henry & Associates, Inc.?

Jack Henry & Associates, Inc. is classified as a Stock. You can compare it against 3 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Nov. 3, 2026. The company currently has a trailing EPS of 7.03.

Company Profile

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Exchange Ticker
NMS (United States) JKHY
FRA (Germany) JHY.F
SAO (Brazil) J1KH34.SA
Trades
Dividend Yield
1.43%
5y avg 1.15%
Annual Dividends
2.38USD
Next Ex. Div Date
June 1, 2026
Payout Ratio
33.89%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
1.30 USD
June 4, 2027 (estimated) 0.6487
March 10, 2027 (estimated) 0.6487
2026
2.45 USD
Dec. 16, 2026 (estimated) 0.6168
Sept. 23, 2026 (estimated) 0.6168
June 19, 2026 0.6100
March 25, 2026 0.6100
2025
2.32 USD
Dec. 23, 2025 0.5800
Sept. 26, 2025 0.5800
June 18, 2025 0.5800
March 25, 2025 0.5800
2024
2.20 USD
Dec. 23, 2024 0.5500
Sept. 27, 2024 0.5500
June 17, 2024 0.5500
March 26, 2024 0.5500
2023
2.08 USD
Dec. 22, 2023 0.5200
Sept. 28, 2023 0.5200
June 15, 2023 0.5200
March 24, 2023 0.5200
2022
1.96 USD
Dec. 22, 2022 0.4900
Sept. 29, 2022 0.4900
June 14, 2022 0.4900
March 25, 2022 0.4900
2021
1.84 USD
Dec. 23, 2021 0.4600
Sept. 29, 2021 0.4600
June 14, 2021 0.4600
March 25, 2021 0.4600
2020
1.72 USD
Dec. 22, 2020 0.4300
Sept. 28, 2020 0.4300
June 12, 2020 0.4300
March 19, 2020 0.4300
2019
1.60 USD
Dec. 20, 2019 0.4000
Sept. 30, 2019 0.4000
June 7, 2019 0.4000
March 18, 2019 0.4000
2018
1.48 USD
Dec. 20, 2018 0.3700
Oct. 2, 2018 0.3700
June 7, 2018 0.3700
March 16, 2018 0.3700
2017
1.24 USD
Dec. 15, 2017 0.3100
Sept. 28, 2017 0.3100
June 9, 2017 0.3100
March 17, 2017 0.3100
2016
1.12 USD
Dec. 16, 2016 0.2800
Sept. 27, 2016 0.2800
June 10, 2016 0.2800
March 18, 2016 0.2800
2015
1.00 USD
Dec. 16, 2015 0.2500
Sept. 25, 2015 0.2500
June 9, 2015 0.2500
March 18, 2015 0.2500
2014
0.88 USD
Dec. 17, 2014 0.2200
Sept. 26, 2014 0.2200
June 3, 2014 0.2200
March 12, 2014 0.2200
2013
0.73 USD
Dec. 17, 2013 0.2000
Sept. 27, 2013 0.2000
May 30, 2013 0.2000
March 12, 2013 0.1300
2012
0.46 USD
Dec. 17, 2012 0.1150
Sept. 28, 2012 0.1150
May 31, 2012 0.1150
March 8, 2012 0.1150
2011
0.42 USD
Dec. 16, 2011 0.1050
Sept. 28, 2011 0.1050
June 2, 2011 0.1050
March 10, 2011 0.1050
2010
0.38 USD
Dec. 17, 2010 0.0950
Sept. 22, 2010 0.0950
June 2, 2010 0.0950
March 9, 2010 0.0950
2009
0.34 USD
Dec. 10, 2009 0.0850
Sept. 17, 2009 0.0850
May 28, 2009 0.0850
March 12, 2009 0.0850
2008
0.30 USD
Dec. 11, 2008 0.0750
Sept. 19, 2008 0.0750
May 29, 2008 0.0750
March 6, 2008 0.0750
2007
0.26 USD
Dec. 4, 2007 0.0650
Sept. 21, 2007 0.0650
May 31, 2007 0.0650
March 8, 2007 0.0650
2006
0.22 USD
Dec. 5, 2006 0.0550
Sept. 22, 2006 0.0550
May 31, 2006 0.0550
March 2, 2006 0.0550
2005
0.18 USD
Dec. 2, 2005 0.0450
Sept. 19, 2005 0.0450
May 24, 2005 0.0450
March 1, 2005 0.0450
2004
0.16 USD
Nov. 30, 2004 0.0400
Sept. 21, 2004 0.0400
May 21, 2004 0.0400
Feb. 26, 2004 0.0400
2003
0.14 USD
Dec. 2, 2003 0.0350
Sept. 19, 2003 0.0350
May 16, 2003 0.0350
Feb. 27, 2003 0.0350
2002
0.14 USD
Dec. 3, 2002 0.0350
Sept. 20, 2002 0.0350
May 17, 2002 0.0350
Feb. 28, 2002 0.0350
2001
0.15 USD
Dec. 4, 2001 0.0300
Sept. 20, 2001 0.0300
May 18, 2001 0.0300
March 1, 2001 0.0600
2000
0.28 USD
Dec. 5, 2000 0.0500
Sept. 21, 2000 0.0500
May 19, 2000 0.0500
March 2, 2000 0.0250
March 2, 2000 0.1000
1999
0.40 USD
Dec. 9, 1999 0.0800
Dec. 9, 1999 0.0200
Sept. 23, 1999 0.0800
Sept. 23, 1999 0.0200
May 20, 1999 0.0800
May 20, 1999 0.0200
March 10, 1999 0.0200
March 10, 1999 0.0800
1998
0.32 USD
Dec. 10, 1998 0.0163
Dec. 10, 1998 0.0650
Sept. 24, 1998 0.0650
Sept. 24, 1998 0.0163
May 27, 1998 0.0650
May 27, 1998 0.0163
March 12, 1998 0.0650
March 12, 1998 0.0163
1997
0.30 USD
Dec. 9, 1997 0.0138
Dec. 9, 1997 0.0550
Sept. 23, 1997 0.0138
Sept. 23, 1997 0.0550
May 28, 1997 0.0138
May 28, 1997 0.0550
March 13, 1997 0.0133
March 13, 1997 0.0800
1996
0.33 USD
Dec. 10, 1996 0.0700
Dec. 10, 1996 0.0117
Sept. 24, 1996 0.0117
Sept. 24, 1996 0.0700
May 29, 1996 0.0117
May 29, 1996 0.0700
March 14, 1996 0.0700
March 14, 1996 0.0117
1995
0.27 USD
Dec. 12, 1995 0.0575
Dec. 12, 1995 0.0097
Sept. 22, 1995 0.0575
Sept. 22, 1995 0.0097
May 26, 1995 0.0097
May 26, 1995 0.0575
March 15, 1995 0.0097
March 15, 1995 0.0575
1994
0.24 USD
Dec. 15, 1994 0.0500
Dec. 15, 1994 0.0083
Sept. 1, 1994 0.0083
Sept. 1, 1994 0.0500
May 27, 1994 0.0083
May 27, 1994 0.0500
March 10, 1994 0.0600
March 10, 1994 0.0075
1993
0.29 USD
Dec. 16, 1993 0.0075
Dec. 16, 1993 0.0600
Sept. 23, 1993 0.0075
Sept. 23, 1993 0.0600
May 25, 1993 0.0075
May 25, 1993 0.0600
March 10, 1993 0.0800
March 10, 1993 0.0067
1992
0.94 USD
Dec. 22, 1992 0.4824
Nov. 4, 1992 0.0067
Nov. 4, 1992 0.0800
Sept. 1, 1992 0.0067
Sept. 1, 1992 0.0800
May 27, 1992 0.0058
May 27, 1992 0.0700
March 3, 1992 0.0058
March 3, 1992 0.1000
Jan. 2, 1992 0.1000
Jan. 2, 1992 0.0056
1991
0.27 USD
Sept. 25, 1991 0.1000
Sept. 25, 1991 0.0056
June 4, 1991 0.0800
June 4, 1991 0.0044
March 5, 1991 0.0800
1990
0.55 USD
Dec. 6, 1990 0.4860
Aug. 30, 1990 0.0672
Upcoming Dividends
Name Payment Date Status Amount
Jack Henry & Associates, Inc. Jun 19, 2026 0.61 USD
Jack Henry & Associates, Inc. Mar 25, 2026 0.61 USD
Jack Henry & Associates, Inc. Dec 23, 2025 0.58 USD
Jack Henry & Associates, Inc. Sep 26, 2025 0.58 USD
Stock Splits
Split Date Split Ratio to 1
March 4, 1992 1.5
March 9, 1993 1.5
March 11, 1994 1.33
March 14, 1997 1.5
March 3, 2000 2:1
March 5, 2001 2:1
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