Lake Shore Bancorp, Inc. LSBK · Stock Open Lake Shore Bancorp, Inc. in new tab
Lake Shore Bancorp, Inc. Analysis (LSBK)
Is Lake Shore Bancorp, Inc. a good investment? Lake Shore Bancorp, Inc. (LSBK) is currently trading at 16.28 USD.
In terms of valuation, the stock trades at a P/E ratio of 14.47. This relatively low multiple may signal that Lake Shore Bancorp, Inc. is undervalued compared to historical market norms.
Earnings Schedule: Lake Shore Bancorp, Inc. is expected to release its next earnings report on July 22, 2026.
For income investors, Lake Shore Bancorp, Inc. pays a dividend yield of 2.21%. With a payout ratio of 24%, the dividend appears sustainable.
Investor FAQ
Does Lake Shore Bancorp, Inc. pay a dividend?
Yes, it pays an annual dividend of 0.36 USD (2.21% yield).
What asset class is Lake Shore Bancorp, Inc.?
Lake Shore Bancorp, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
When is the next earnings date?
The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of 1.09.
Company Profile
Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium-sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial business loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal unsecured consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured loans, and property improvement loans, as well as loans secured by certificates of deposit. In addition, it offers debit and credit cards, mobile and online banking, direct deposit, safe deposit boxes, overdraft protection, wire services, notary services, money orders, direct access service hotline (DASH), and e-services. Lake Shore Bancorp, Inc. was founded in 1891 and is headquartered in Dunkirk, New York.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.21 USD
|
| May 3, 2027 (estimated) | 0.1041 |
| Feb. 1, 2027 (estimated) | 0.1041 |
| ▸2026 |
0.40 USD
|
| Nov. 2, 2026 (estimated) | 0.1063 |
| Aug. 3, 2026 (estimated) | 0.1104 |
| May 4, 2026 | 0.0900 |
| Feb. 2, 2026 | 0.0900 |
| ▸2025 |
0.31 USD
|
| Nov. 3, 2025 | 0.0900 |
| Aug. 4, 2025 | 0.0900 |
| Feb. 10, 2025 | 0.1329 |
| ▸2024 |
0.40 USD
|
| Nov. 4, 2024 | 0.1329 |
| Aug. 12, 2024 | 0.1329 |
| May 3, 2024 | 0.1329 |
| ▸2022 |
0.50 USD
|
| Nov. 3, 2022 | 0.1329 |
| Aug. 1, 2022 | 0.1329 |
| May 6, 2022 | 0.1182 |
| Feb. 23, 2022 | 0.1182 |
| ▸2021 |
0.40 USD
|
| Nov. 8, 2021 | 0.1034 |
| Aug. 5, 2021 | 0.1034 |
| May 7, 2021 | 0.0960 |
| Feb. 25, 2021 | 0.0960 |
| ▸2020 |
0.36 USD
|
| Nov. 4, 2020 | 0.0960 |
| Aug. 5, 2020 | 0.0886 |
| May 6, 2020 | 0.0886 |
| Feb. 21, 2020 | 0.0886 |
| ▸2019 |
0.35 USD
|
| Nov. 6, 2019 | 0.0886 |
| Aug. 2, 2019 | 0.0886 |
| May 3, 2019 | 0.0886 |
| Feb. 20, 2019 | 0.0886 |
| ▸2018 |
0.30 USD
|
| Nov. 5, 2018 | 0.0739 |
| Aug. 6, 2018 | 0.0739 |
| May 4, 2018 | 0.0739 |
| Feb. 26, 2018 | 0.0739 |
| ▸2017 |
0.24 USD
|
| Nov. 3, 2017 | 0.0591 |
| Aug. 8, 2017 | 0.0591 |
| May 9, 2017 | 0.0591 |
| Feb. 21, 2017 | 0.0591 |
| ▸2016 |
0.21 USD
|
| Nov. 8, 2016 | 0.0517 |
| Aug. 9, 2016 | 0.0517 |
| May 5, 2016 | 0.0517 |
| Feb. 24, 2016 | 0.0517 |
| ▸2015 |
0.21 USD
|
| Nov. 5, 2015 | 0.0517 |
| July 30, 2015 | 0.0517 |
| May 6, 2015 | 0.0517 |
| Feb. 17, 2015 | 0.0517 |
| ▸2014 |
0.21 USD
|
| Oct. 31, 2014 | 0.0517 |
| Aug. 4, 2014 | 0.0517 |
| May 2, 2014 | 0.0517 |
| Feb. 13, 2014 | 0.0517 |
| ▸2013 |
0.21 USD
|
| Nov. 1, 2013 | 0.0517 |
| Aug. 2, 2013 | 0.0517 |
| May 3, 2013 | 0.0517 |
| March 7, 2013 | 0.0517 |
| ▸2012 |
0.18 USD
|
| Nov. 2, 2012 | 0.0295 |
| Aug. 2, 2012 | 0.0517 |
| May 3, 2012 | 0.0517 |
| Feb. 6, 2012 | 0.0517 |
| ▸2011 |
0.21 USD
|
| Nov. 3, 2011 | 0.0517 |
| Aug. 25, 2011 | 0.0517 |
| May 5, 2011 | 0.0517 |
| Feb. 3, 2011 | 0.0517 |
| ▸2010 |
0.18 USD
|
| Nov. 4, 2010 | 0.0443 |
| Aug. 5, 2010 | 0.0443 |
| May 6, 2010 | 0.0443 |
| Feb. 4, 2010 | 0.0443 |
| ▸2009 |
0.15 USD
|
| Oct. 28, 2009 | 0.0369 |
| July 29, 2009 | 0.0369 |
| April 29, 2009 | 0.0369 |
| Jan. 28, 2009 | 0.0369 |
| ▸2008 |
0.14 USD
|
| Oct. 28, 2008 | 0.0369 |
| July 31, 2008 | 0.0369 |
| April 30, 2008 | 0.0369 |
| Jan. 31, 2008 | 0.0295 |
| ▸2007 |
0.10 USD
|
| Oct. 31, 2007 | 0.0295 |
| Aug. 1, 2007 | 0.0222 |
| May 2, 2007 | 0.0222 |
| Jan. 31, 2007 | 0.0222 |
| ▸2006 |
0.02 USD
|
| Nov. 10, 2006 | 0.0222 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| Lake Shore Bancorp, Inc. | May 04, 2026 | Paid | 0.09 USD |
| Lake Shore Bancorp, Inc. | Feb 02, 2026 | Paid | 0.09 USD |
| Lake Shore Bancorp, Inc. | Nov 03, 2025 | Paid | 0.09 USD |
| Lake Shore Bancorp, Inc. | Aug 04, 2025 | Paid | 0.09 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| July 21, 2025 | 1.350000 |
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