Metropolitan Commercial Bank achieved substantial loan and deposit growth in Q3 2025, continuing a robust upward trajectory while maintaining strong asset quality and net interest margin expansion. The initiation of a $50 million share repurchase program underscores the bank's commitment to shareholder returns.
- Loan book grew by approximately $170 million (2.6%) in Q3 2025, with year-to-date growth exceeding 12%.
- Core deposits increased by $280 million (4.1%) in the quarter, contributing to an 18% growth year-to-date.
- Net interest margin expanded to 3.88%, marking the eighth consecutive quarter of improvement.
- A $50 million share repurchase program was approved, alongside the payment of the first common stock dividend.
- The strategic hiring of an AI Director and ongoing technology upgrades are expected to enhance operational efficiency and support future growth.
Community Discussion