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Metropolitan Bank Holding Corp. MCB · Stock Open Metropolitan Bank Holding Corp. in new tab

86.89 USD
P/E
11.11
EPS
7.80
Yield
1.06%
Safety Score
77
P/B
1.11
ROE
10.25
Beta
1.04
Target Price
105.33 USD
Metropolitan Bank Holding Corp. logo

Metropolitan Bank Holding Corp.

🧾 Earnings Recap – Q3 2025

Metropolitan Commercial Bank achieved substantial loan and deposit growth in Q3 2025, continuing a robust upward trajectory while maintaining strong asset quality and net interest margin expansion. The initiation of a $50 million share repurchase program underscores the bank's commitment to shareholder returns.

  • Loan book grew by approximately $170 million (2.6%) in Q3 2025, with year-to-date growth exceeding 12%.
  • Core deposits increased by $280 million (4.1%) in the quarter, contributing to an 18% growth year-to-date.
  • Net interest margin expanded to 3.88%, marking the eighth consecutive quarter of improvement.
  • A $50 million share repurchase program was approved, alongside the payment of the first common stock dividend.
  • The strategic hiring of an AI Director and ongoing technology upgrades are expected to enhance operational efficiency and support future growth.
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Key Metrics
Earnings dateOct. 22, 2026
P/E11.11
EPS7.80
Book Value78.11
Price to Book1.11
% Insiders4.892%
Growth
Revenue Growth0.14%
Earnings Growth-0.13%
Estimates
Forward P/E7.71
Forward EPS11.23
Target Mean Price105.33
Dividend
Dividend Yield1.06%
Annual dividends0.95 USD
Ex-Div. DateJuly 31, 2026
Payout9.82%

DCF valuation

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Result
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Assumptions
Growth– Capex– Tax– Terminal g– Cost of equity– Cost of debt–
Analyst price targets
3 analysts · consensus Buy · mean target 105.33 USD (low 98.00, high 110.00) · as of 10 Oct 2026
Low 98.00
Mean 105.33
High 110.00
Price 86.89
Published broker research as supplied by our market data feed, named by firm and dated; it does not identify individual analysts. Targets carry their last refresh date; rating changes can be a few days behind.

Metropolitan Bank Holding Corp. Logo Metropolitan Bank Holding Corp. Analysis (MCB)

United States Financials Official Website Stock

Is Metropolitan Bank Holding Corp. a good investment? Metropolitan Bank Holding Corp. (MCB) is currently trading at 86.89 USD. Market analysts have a consensus price target of 105.33 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 11.11. This relatively low multiple may signal that Metropolitan Bank Holding Corp. is undervalued compared to historical market norms.

Earnings Schedule: Metropolitan Bank Holding Corp. is expected to release its next earnings report on Oct. 22, 2026. The market consensus estimate for Forward EPS is 11.23.

For income investors, Metropolitan Bank Holding Corp. pays a dividend yield of 1.06%. With a payout ratio of 10%, the dividend appears sustainable.

Investor FAQ

Does Metropolitan Bank Holding Corp. pay a dividend?

Yes, it pays an annual dividend of 0.95 USD (1.06% yield).

What asset class is Metropolitan Bank Holding Corp.?

Metropolitan Bank Holding Corp. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Oct. 22, 2026. The company currently has a trailing EPS of 7.80.

Company Profile

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.

Exchange Ticker
NYQ (United States) MCB
Trades
Dividend Yield
1.06%
Annual Dividends
0.95USD
Next Ex. Div Date
July 31, 2026
Payout Ratio
9.82%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
0.80 USD
Aug. 11, 2027 (estimated) 0.3500
May 12, 2027 (estimated) 0.2500
Feb. 8, 2027 (estimated) 0.2000
▸2026
0.95 USD
Nov. 16, 2026 (estimated) 0.1500
Aug. 11, 2026 0.3500
May 12, 2026 0.2500
Feb. 6, 2026 0.2000
▸2025
0.30 USD
Nov. 14, 2025 0.1500
Aug. 11, 2025 0.1500
Upcoming Dividends
Name Payment Date Status Amount
Metropolitan Bank Holding Corp. Aug 11, 2026 0.35 USD
Metropolitan Bank Holding Corp. May 12, 2026 0.25 USD
Metropolitan Bank Holding Corp. Feb 06, 2026 0.2 USD
Metropolitan Bank Holding Corp. Nov 14, 2025 0.15 USD
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