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17.10 USD
EPS
-0.19
P/B
1.54
ROE
-1.37
Beta
0.60
Target Price
31.64 USD
nCino, Inc. logo

nCino, Inc.

🧾 Earnings Recap – Q4 2026

nCino reported a strong fiscal 2026, exceeding guidance with a 17% YoY ACV growth driven by robust AI adoption, expanding customer commitments, and strategic international wins.

  • ACV grew 17% YoY, reflecting strong customer engagement and AI integration across all segments.
  • Delivered the best U.S. enterprise sales quarter in over four years, including major wins in mortgage and commercial lending.
  • International expansion momentum with significant customer wins in EMEA and Japan, tripling Japan’s ACV in FY '26.
  • Customer retention and upsell improved, with ACV net retention rising to 112%, supported by strategic renewals and data-driven product offerings.
  • Nearly 500 clients now grant access to anonymized data, powering advanced analytics and AI capabilities that enhance operational insights and efficiency.
📅
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Key Metrics
Earnings dateApril 7, 2026
EPS-0.19
Book Value9.10
Price to Book1.54
Debt/Equity25.56
% Insiders2.337%
Growth
Revenue Growth0.10%
Estimates
Forward P/E13.64
Forward EPS1.03
Target Mean Price31.64

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nCino, Inc. Logo nCino, Inc. Analysis (NCNO)

United States Information Technology Official Website Stock

Is nCino, Inc. a good investment? nCino, Inc. (NCNO) is currently trading at 17.10 USD. Market analysts have a consensus price target of 31.64 USD. This suggests a potential upside from current levels.

Earnings Schedule: nCino, Inc. is expected to release its next earnings report on April 7, 2026. The market consensus estimate for Forward EPS is 1.03.

Investor FAQ

Does nCino, Inc. pay a dividend?

No, it does not currently pay a dividend.

What asset class is nCino, Inc.?

nCino, Inc. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be April 7, 2026. The company currently has a trailing EPS of -0.19.

Company Profile

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and Account Opening solution, which includes Deposit Account Opening solution for consumers and small businesses. The company also provides Lending solution, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as Commercial Loan Origination System that automates loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Portfolio Management solution to manage credit risks, monitor performance, and uncover growth opportunities through data-driven platform; and Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data. The company serves community banks, credit unions, enterprise banks, independent mortgage banks, building societies, and mutuals directly through its business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Exchange Ticker
NMS (United States) NCNO
FRA (Germany) 6NC.F

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