Norwood Financial Corp. NWFL · Stock Open Norwood Financial Corp. in new tab
Norwood Financial Corp. Analysis (NWFL)
Is Norwood Financial Corp. a good investment? Norwood Financial Corp. (NWFL) is currently trading at 32.14 USD. Market analysts have a consensus price target of 33.50 USD. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 11.69. This relatively low multiple may signal that Norwood Financial Corp. is undervalued compared to historical market norms.
Earnings Schedule: Norwood Financial Corp. is expected to release its next earnings report on July 28, 2026. The market consensus estimate for Forward EPS is 3.69.
For income investors, Norwood Financial Corp. pays a dividend yield of 3.92%. With a payout ratio of 47%, the dividend appears sustainable.
Investor FAQ
Does Norwood Financial Corp. pay a dividend?
Yes, it pays an annual dividend of 1.26 USD (3.92% yield).
What asset class is Norwood Financial Corp.?
Norwood Financial Corp. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
When is the next earnings date?
The next earnings date is projected to be July 28, 2026. The company currently has a trailing EPS of 2.73.
Company Profile
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.67 USD
|
| April 13, 2027 (estimated) | 0.3350 |
| Jan. 13, 2027 (estimated) | 0.3350 |
| ▸2026 |
1.29 USD
|
| Oct. 12, 2026 (estimated) | 0.3245 |
| July 13, 2026 (estimated) | 0.3245 |
| April 15, 2026 | 0.3200 |
| Jan. 15, 2026 | 0.3200 |
| ▸2025 |
1.24 USD
|
| Oct. 15, 2025 | 0.3100 |
| July 15, 2025 | 0.3100 |
| April 15, 2025 | 0.3100 |
| Jan. 15, 2025 | 0.3100 |
| ▸2024 |
1.20 USD
|
| Oct. 18, 2024 | 0.3000 |
| July 15, 2024 | 0.3000 |
| April 12, 2024 | 0.3000 |
| Jan. 11, 2024 | 0.3000 |
| ▸2023 |
1.16 USD
|
| Oct. 12, 2023 | 0.2900 |
| July 13, 2023 | 0.2900 |
| April 13, 2023 | 0.2900 |
| Jan. 12, 2023 | 0.2900 |
| ▸2022 |
1.12 USD
|
| Oct. 13, 2022 | 0.2800 |
| July 14, 2022 | 0.2800 |
| April 13, 2022 | 0.2800 |
| Jan. 13, 2022 | 0.2800 |
| ▸2021 |
1.04 USD
|
| Oct. 14, 2021 | 0.2600 |
| July 14, 2021 | 0.2600 |
| April 14, 2021 | 0.2600 |
| Jan. 14, 2021 | 0.2600 |
| ▸2020 |
1.00 USD
|
| Oct. 14, 2020 | 0.2500 |
| July 16, 2020 | 0.2500 |
| April 14, 2020 | 0.2500 |
| Jan. 14, 2020 | 0.2500 |
| ▸2019 |
0.96 USD
|
| Oct. 11, 2019 | 0.2400 |
| July 12, 2019 | 0.2400 |
| April 12, 2019 | 0.2400 |
| Jan. 14, 2019 | 0.2400 |
| ▸2018 |
0.88 USD
|
| Oct. 12, 2018 | 0.2200 |
| July 12, 2018 | 0.2200 |
| April 12, 2018 | 0.2200 |
| Jan. 11, 2018 | 0.2200 |
| ▸2017 |
0.86 USD
|
| Oct. 12, 2017 | 0.2200 |
| July 12, 2017 | 0.2133 |
| April 11, 2017 | 0.2133 |
| Jan. 11, 2017 | 0.2133 |
| ▸2016 |
0.83 USD
|
| Oct. 12, 2016 | 0.2067 |
| July 13, 2016 | 0.2067 |
| April 13, 2016 | 0.2067 |
| Jan. 13, 2016 | 0.2067 |
| ▸2015 |
0.82 USD
|
| Oct. 13, 2015 | 0.2067 |
| July 13, 2015 | 0.2067 |
| April 13, 2015 | 0.2067 |
| Jan. 13, 2015 | 0.2000 |
| ▸2014 |
0.80 USD
|
| Oct. 10, 2014 | 0.2000 |
| July 21, 2014 | 0.2000 |
| April 11, 2014 | 0.2000 |
| Jan. 13, 2014 | 0.2000 |
| ▸2013 |
0.76 USD
|
| Oct. 10, 2013 | 0.1933 |
| July 11, 2013 | 0.1933 |
| April 11, 2013 | 0.1879 |
| Jan. 11, 2013 | 0.1879 |
| ▸2012 |
0.73 USD
|
| Oct. 11, 2012 | 0.1818 |
| July 11, 2012 | 0.1818 |
| April 11, 2012 | 0.1818 |
| Jan. 11, 2012 | 0.1818 |
| ▸2011 |
0.70 USD
|
| Oct. 12, 2011 | 0.1758 |
| July 13, 2011 | 0.1758 |
| April 13, 2011 | 0.1758 |
| Jan. 12, 2011 | 0.1758 |
| ▸2010 |
0.68 USD
|
| Oct. 13, 2010 | 0.1697 |
| July 13, 2010 | 0.1697 |
| April 13, 2010 | 0.1697 |
| Jan. 13, 2010 | 0.1697 |
| ▸2009 |
0.65 USD
|
| Oct. 14, 2009 | 0.1636 |
| July 15, 2009 | 0.1636 |
| April 14, 2009 | 0.1636 |
| Jan. 13, 2009 | 0.1636 |
| ▸2008 |
0.61 USD
|
| Oct. 15, 2008 | 0.1515 |
| July 11, 2008 | 0.1515 |
| April 11, 2008 | 0.1515 |
| Jan. 11, 2008 | 0.1515 |
| ▸2007 |
0.56 USD
|
| Oct. 11, 2007 | 0.1394 |
| July 12, 2007 | 0.1394 |
| April 12, 2007 | 0.1394 |
| Jan. 12, 2007 | 0.1394 |
| ▸2006 |
0.50 USD
|
| Oct. 12, 2006 | 0.1273 |
| July 12, 2006 | 0.1273 |
| April 11, 2006 | 0.1212 |
| Jan. 11, 2006 | 0.1212 |
| ▸2005 |
0.42 USD
|
| Oct. 13, 2005 | 0.1039 |
| July 13, 2005 | 0.1039 |
| April 13, 2005 | 0.1039 |
| Jan. 12, 2005 | 0.1039 |
| ▸2004 |
0.39 USD
|
| Oct. 13, 2004 | 0.0981 |
| July 13, 2004 | 0.0981 |
| April 13, 2004 | 0.0981 |
| Jan. 13, 2004 | 0.0981 |
| ▸2003 |
0.37 USD
|
| Oct. 10, 2003 | 0.0924 |
| July 11, 2003 | 0.0924 |
| April 11, 2003 | 0.0924 |
| Jan. 13, 2003 | 0.0924 |
| ▸2002 |
0.34 USD
|
| Oct. 10, 2002 | 0.0847 |
| July 11, 2002 | 0.0847 |
| April 11, 2002 | 0.0847 |
| Jan. 11, 2002 | 0.0847 |
| ▸2001 |
0.31 USD
|
| Oct. 12, 2001 | 0.0770 |
| July 12, 2001 | 0.0770 |
| April 11, 2001 | 0.0770 |
| Jan. 11, 2001 | 0.0770 |
| ▸2000 |
0.20 USD
|
| Oct. 12, 2000 | 0.0654 |
| April 13, 2000 | 0.0654 |
| Jan. 12, 2000 | 0.0654 |
| ▸1999 |
0.16 USD
|
| Oct. 25, 1999 | 0.0539 |
| April 13, 1999 | 0.0539 |
| Jan. 13, 1999 | 0.0539 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| Norwood Financial Corp. | Apr 15, 2026 | Paid | 0.32 USD |
| Norwood Financial Corp. | Jan 15, 2026 | Paid | 0.32 USD |
| Norwood Financial Corp. | Oct 15, 2025 | Paid | 0.31 USD |
| Norwood Financial Corp. | Jul 15, 2025 | Paid | 0.31 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| Sept. 18, 2017 | 1.500000 |
| Aug. 18, 2017 | 1.500000 |
| May 13, 2013 | 1.100000 |
| May 10, 2006 | 1.050000 |
| June 17, 2003 | 1.500000 |
| Feb. 10, 1998 | 2.000000 |
Community Discussion