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OceanFirst Financial Corp. OCFC · Stock Open OceanFirst Financial Corp. in new tab

18.60 USD
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P/E
15.37
EPS
1.18
Yield
4.30%
Safety Score
75
P/B
0.63
ROE
4.15
Beta
0.97
Target Price
21.80 USD
1M 6M YTD 1Y 2Y 5Y Max
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Key Metrics
Earnings dateJuly 23, 2026
P/E15.37
EPS1.18
Book Value28.98
Price to Book0.63
% Insiders2.706%
Growth
Revenue Growth0.09%
Earnings Growth0.03%
Estimates
Forward P/E7.63
Forward EPS2.38
Target Mean Price21.80
Dividend
Dividend Yield4.30%
Annual dividends0.80 USD
Ex-Div. DateApril 27, 2026
Payout67.20%
5y avg Yield4.12%

DCF Valuation

Tweak assumptions to recompute fair value for OceanFirst Financial Corp. (OCFC)
Currency: USD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result
Fair Value (DCF)
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Current Price
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WACC
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Terminal PV
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Σ PV of FCFs
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

OceanFirst Financial Corp. Logo OceanFirst Financial Corp. Analysis (OCFC)

United States Financials Official Website Stock

Is OceanFirst Financial Corp. a good investment? OceanFirst Financial Corp. (OCFC) is currently trading at 18.60 USD. Market analysts have a consensus price target of 21.80 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 15.37. This valuation is generally in line with the broader market.

Earnings Schedule: OceanFirst Financial Corp. is expected to release its next earnings report on July 23, 2026. The market consensus estimate for Forward EPS is 2.38.

For income investors, OceanFirst Financial Corp. pays a dividend yield of 4.30%. With a payout ratio of 67%, the dividend appears sustainable.

Investor FAQ

Does OceanFirst Financial Corp. pay a dividend?

Yes, it pays an annual dividend of 0.80 USD (4.30% yield).

What asset class is OceanFirst Financial Corp.?

OceanFirst Financial Corp. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 23, 2026. The company currently has a trailing EPS of 1.18.

Company Profile

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Exchange Ticker
NMS (United States) OCFC
Trades
Dividend Yield
4.30%
5y avg 4.12%
Annual Dividends
0.80USD
Next Ex. Div Date
April 27, 2026
Payout Ratio
67.20%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
0.42 USD
May 14, 2027 (estimated) 0.2088
Feb. 12, 2027 (estimated) 0.2088
▸2026
0.82 USD
Nov. 13, 2026 (estimated) 0.2088
Aug. 14, 2026 (estimated) 0.2088
May 8, 2026 0.2000
Feb. 13, 2026 0.2000
▸2025
0.80 USD
Nov. 14, 2025 0.2000
Aug. 15, 2025 0.2000
May 16, 2025 0.2000
Feb. 14, 2025 0.2000
▸2024
0.80 USD
Nov. 15, 2024 0.2000
Aug. 16, 2024 0.2000
May 17, 2024 0.2000
Feb. 16, 2024 0.2000
▸2023
0.80 USD
Nov. 17, 2023 0.2000
Aug. 18, 2023 0.2000
May 19, 2023 0.2000
Feb. 17, 2023 0.2000
▸2022
0.74 USD
Nov. 18, 2022 0.2000
Aug. 19, 2022 0.2000
May 20, 2022 0.1700
Feb. 18, 2022 0.1700
▸2021
0.68 USD
Nov. 19, 2021 0.1700
Aug. 16, 2021 0.1700
May 21, 2021 0.1700
Feb. 19, 2021 0.1700
▸2020
0.68 USD
Nov. 20, 2020 0.1700
Aug. 14, 2020 0.1700
May 15, 2020 0.1700
Feb. 19, 2020 0.1700
▸2019
0.68 USD
Nov. 15, 2019 0.1700
Aug. 16, 2019 0.1700
May 17, 2019 0.1700
Feb. 15, 2019 0.1700
▸2018
0.62 USD
Nov. 16, 2018 0.1700
Aug. 17, 2018 0.1500
May 18, 2018 0.1500
Feb. 16, 2018 0.1500
▸2017
0.60 USD
Nov. 17, 2017 0.1500
Aug. 18, 2017 0.1500
May 19, 2017 0.1500
Feb. 17, 2017 0.1500
▸2016
0.54 USD
Nov. 18, 2016 0.1500
Aug. 19, 2016 0.1300
May 20, 2016 0.1300
Feb. 12, 2016 0.1300
▸2015
0.52 USD
Nov. 13, 2015 0.1300
Aug. 14, 2015 0.1300
May 15, 2015 0.1300
Feb. 13, 2015 0.1300
▸2014
0.49 USD
Nov. 14, 2014 0.1300
Aug. 15, 2014 0.1200
May 16, 2014 0.1200
Feb. 14, 2014 0.1200
▸2013
0.48 USD
Nov. 8, 2013 0.1200
Aug. 9, 2013 0.1200
May 10, 2013 0.1200
Feb. 15, 2013 0.1200
▸2012
0.48 USD
Nov. 9, 2012 0.1200
Aug. 10, 2012 0.1200
May 11, 2012 0.1200
Feb. 10, 2012 0.1200
▸2011
0.48 USD
Nov. 10, 2011 0.1200
Aug. 12, 2011 0.1200
May 13, 2011 0.1200
Feb. 11, 2011 0.1200
▸2010
0.48 USD
Nov. 12, 2010 0.1200
Aug. 13, 2010 0.1200
May 14, 2010 0.1200
Feb. 12, 2010 0.1200
▸2009
0.80 USD
Nov. 13, 2009 0.2000
Aug. 14, 2009 0.2000
May 15, 2009 0.2000
Feb. 13, 2009 0.2000
▸2008
0.80 USD
Nov. 14, 2008 0.2000
Aug. 15, 2008 0.2000
May 16, 2008 0.2000
Feb. 15, 2008 0.2000
▸2007
0.80 USD
Nov. 16, 2007 0.2000
Aug. 17, 2007 0.2000
May 11, 2007 0.2000
Feb. 9, 2007 0.2000
▸2006
0.80 USD
Nov. 10, 2006 0.2000
Aug. 11, 2006 0.2000
May 12, 2006 0.2000
Feb. 10, 2006 0.2000
▸2005
0.80 USD
Nov. 11, 2005 0.2000
Aug. 12, 2005 0.2000
May 13, 2005 0.2000
Feb. 11, 2005 0.2000
▸2004
0.80 USD
Nov. 12, 2004 0.2000
Aug. 13, 2004 0.2000
May 14, 2004 0.2000
Feb. 13, 2004 0.2000
▸2003
0.78 USD
Nov. 14, 2003 0.2000
Aug. 15, 2003 0.2000
May 16, 2003 0.2000
Feb. 14, 2003 0.1800
▸2002
0.86 USD
Nov. 15, 2002 0.1800
Aug. 16, 2002 0.1800
May 17, 2002 0.2600
Feb. 15, 2002 0.2400
▸2001
0.84 USD
Nov. 16, 2001 0.2300
Aug. 17, 2001 0.2100
May 18, 2001 0.2100
Feb. 16, 2001 0.1900
▸2000
0.69 USD
Nov. 17, 2000 0.1900
Aug. 18, 2000 0.1900
May 19, 2000 0.1900
Feb. 18, 2000 0.1200
▸1999
0.57 USD
Nov. 15, 1999 0.1500
Aug. 16, 1999 0.1500
May 10, 1999 0.1500
Feb. 12, 1999 0.1200
▸1998
0.68 USD
Nov. 9, 1998 0.1200
Aug. 10, 1998 0.1200
May 15, 1998 0.2400
Feb. 9, 1998 0.2000
▸1997
0.60 USD
Nov. 3, 1997 0.2000
Aug. 4, 1997 0.2000
May 12, 1997 0.2000
Upcoming Dividends
Name Payment Date Status Amount
OceanFirst Financial Corp. May 08, 2026 0.2 USD
OceanFirst Financial Corp. Feb 13, 2026 0.2 USD
OceanFirst Financial Corp. Nov 14, 2025 0.2 USD
OceanFirst Financial Corp. Aug 15, 2025 0.2 USD
Stock Splits
Split Date Split Ratio to 1
May 20, 2002 1.500000
May 18, 1998 2.000000
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