OptimumBank Holdings, Inc. OPHC · Stock Open OptimumBank Holdings, Inc. in new tab
OptimumBank Holdings, Inc. Analysis (OPHC)
Is OptimumBank Holdings, Inc. a good investment? OptimumBank Holdings, Inc. (OPHC) is currently trading at 9.20 USD. Market analysts have a consensus price target of 10.92 USD. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 10.48. This relatively low multiple may signal that OptimumBank Holdings, Inc. is undervalued compared to historical market norms.
Earnings Schedule: OptimumBank Holdings, Inc. is expected to release its next earnings report on Nov. 9, 2026. The market consensus estimate for Forward EPS is 1.35.
Investor FAQ
Does OptimumBank Holdings, Inc. pay a dividend?
No, it does not currently pay a dividend.
What asset class is OptimumBank Holdings, Inc.?
OptimumBank Holdings, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
When is the next earnings date?
The next earnings date is projected to be Nov. 9, 2026. The company currently has a trailing EPS of 0.88.
Company Profile
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
| Split Date | Split Ratio to 1 |
|---|---|
| May 9, 2006 | 1.05 |
| June 8, 2007 | 1.05 |
| June 10, 2008 | 1.05 |
| June 9, 2009 | 1.05 |
| Nov. 8, 2010 | 1:4 |
| June 3, 2013 | 1:4 |
| Jan. 12, 2016 | 1:10 |
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