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47.88 USD
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P/E
7.90
EPS
6.06
Yield
3.88%
Safety Score
100
P/B
0.88
ROE
11.33
Beta
0.87
Target Price
54.67 USD
Bank OZK logo

Bank OZK

🧾 Earnings Recap – Q2 2026

Bank OZK’s shares declined 1.3% as investors digested mixed execution in the Corporate and Institutional Banking (CIB) segment amid ongoing cautiousness around legacy CRE exposures. While growth in CIB continues, margin pressure and a pending maturity with uncertain outcomes weighed on sentiment.

  • CIB segment remains a strategic growth driver, with over seven diversified business lines contributing to loan and fee growth.
  • The bank is managing pricing and advance rate shifts within asset-based lending, pulling back selectively in tighter segments.
  • The legacy real estate services group (RESG) faces an upcoming property maturity in August; discussions for extension and recapitalization are underway but unresolved.
  • Management highlights diversification benefits from CIB but refrains from providing concrete guidance changes or credit reserve improvements.
  • Margin compression signs surfaced within certain CIB lines, complicating near-term profitability expectations.
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1M 6M YTD 1Y 2Y 5Y Max
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Key Metrics
Earnings dateOct. 15, 2026
P/E7.90
EPS6.06
Book Value54.47
Price to Book0.88
% Insiders6.826%
Growth
Revenue Growth-0.02%
Earnings Growth-0.06%
Estimates
Forward P/E7.94
Forward EPS6.03
Target Mean Price54.67
Dividend
Dividend Yield3.88%
Annual dividends1.86 USD
Ex-Div. DateJuly 13, 2026
Payout31.66%
5y avg Yield3.28%

DCF Valuation

Tweak assumptions to recompute fair value for Bank OZK (OZK)
Currency: USD
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DCF Result
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Bank OZK Logo Bank OZK Analysis (OZK)

United States Financials Official Website Stock

Is Bank OZK a good investment? Bank OZK (OZK) is currently trading at 47.88 USD. Market analysts have a consensus price target of 54.67 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 7.90. This relatively low multiple may signal that Bank OZK is undervalued compared to historical market norms.

Earnings Schedule: Bank OZK is expected to release its next earnings report on Oct. 15, 2026. The market consensus estimate for Forward EPS is 6.03.

For income investors, Bank OZK pays a dividend yield of 3.88%. With a payout ratio of 32%, the dividend appears sustainable.

Investor FAQ

Does Bank OZK pay a dividend?

Yes, it pays an annual dividend of 1.86 USD (3.88% yield).

What asset class is Bank OZK?

Bank OZK is classified as a Stock. You can compare it against 6 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be Oct. 15, 2026. The company currently has a trailing EPS of 6.06.

Company Profile

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Exchange Ticker
MEX (Mexico) OZK.MX
NMS (United States) OZK
BER (Germany) BO8.BE
FRA (Germany) BO8.F
MUN (Germany) BO8.MU
STU (Germany) BO8.SG
Trades
Dividend Yield
3.88%
5y avg 3.28%
Annual Dividends
1.86USD
Next Ex. Div Date
July 13, 2026
Payout Ratio
31.66%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
1.55 USD
July 20, 2027 (estimated) 0.5283
April 22, 2027 (estimated) 0.5155
Jan. 21, 2027 (estimated) 0.5059
▸2026
1.91 USD
Oct. 21, 2026 (estimated) 0.4975
July 20, 2026 0.4800
April 20, 2026 0.4700
Jan. 20, 2026 0.4600
▸2025
1.74 USD
Oct. 21, 2025 0.4500
July 18, 2025 0.4400
April 21, 2025 0.4300
Jan. 21, 2025 0.4200
▸2024
1.58 USD
Oct. 18, 2024 0.4100
July 19, 2024 0.4000
April 19, 2024 0.3900
Jan. 23, 2024 0.3800
▸2023
1.42 USD
Oct. 20, 2023 0.3700
July 21, 2023 0.3600
April 21, 2023 0.3500
Jan. 24, 2023 0.3400
▸2022
1.26 USD
Oct. 21, 2022 0.3300
July 22, 2022 0.3200
April 22, 2022 0.3100
Jan. 21, 2022 0.3000
▸2021
1.13 USD
Oct. 22, 2021 0.2900
July 19, 2021 0.2850
April 19, 2021 0.2800
Jan. 22, 2021 0.2780
▸2020
1.08 USD
Oct. 19, 2020 0.2750
July 20, 2020 0.2730
April 20, 2020 0.2700
Jan. 24, 2020 0.2600
▸2019
0.94 USD
Oct. 18, 2019 0.2500
July 19, 2019 0.2400
April 22, 2019 0.2300
Jan. 22, 2019 0.2200
▸2018
0.79 USD
Oct. 19, 2018 0.2100
July 20, 2018 0.2000
April 20, 2018 0.1950
Jan. 26, 2018 0.1900
▸2017
0.71 USD
Oct. 20, 2017 0.1850
July 21, 2017 0.1800
April 21, 2017 0.1750
Jan. 27, 2017 0.1700
▸2016
0.63 USD
Oct. 21, 2016 0.1650
July 22, 2016 0.1600
April 22, 2016 0.1550
Jan. 22, 2016 0.1500
▸2015
0.55 USD
Oct. 23, 2015 0.1450
July 24, 2015 0.1400
April 24, 2015 0.1350
Jan. 23, 2015 0.1300
▸2014
0.70 USD
Oct. 24, 2014 0.1250
July 18, 2014 0.1200
April 18, 2014 0.2300
Jan. 24, 2014 0.2200
▸2013
0.72 USD
Oct. 18, 2013 0.2100
July 19, 2013 0.1900
April 19, 2013 0.1700
Jan. 25, 2013 0.1500
▸2012
0.50 USD
Oct. 19, 2012 0.1400
July 20, 2012 0.1300
April 20, 2012 0.1200
Jan. 20, 2012 0.1100
▸2011
0.78 USD
Oct. 21, 2011 0.1000
July 22, 2011 0.0475
July 22, 2011 0.1900
April 22, 2011 0.0450
April 22, 2011 0.1800
Jan. 21, 2011 0.0425
Jan. 21, 2011 0.1700
▸2010
0.75 USD
Oct. 22, 2010 0.1600
Oct. 22, 2010 0.0400
July 23, 2010 0.1500
July 23, 2010 0.0375
April 23, 2010 0.0375
April 23, 2010 0.1500
Jan. 26, 2010 0.0350
Jan. 26, 2010 0.1400
▸2009
0.65 USD
Nov. 6, 2009 0.1300
Nov. 6, 2009 0.0325
Aug. 7, 2009 0.0325
Aug. 7, 2009 0.1300
May 8, 2009 0.1300
May 8, 2009 0.0325
Feb. 6, 2009 0.1300
Feb. 6, 2009 0.0325
▸2008
0.63 USD
Oct. 31, 2008 0.0325
Oct. 31, 2008 0.1300
Aug. 1, 2008 0.1300
Aug. 1, 2008 0.0325
May 2, 2008 0.1200
May 2, 2008 0.0300
Feb. 1, 2008 0.0300
Feb. 1, 2008 0.1200
▸2007
0.54 USD
Nov. 2, 2007 0.0300
Nov. 2, 2007 0.1200
Aug. 3, 2007 0.1100
Aug. 3, 2007 0.0275
May 4, 2007 0.1000
May 4, 2007 0.0250
Feb. 2, 2007 0.1000
Feb. 2, 2007 0.0250
▸2006
0.50 USD
Nov. 3, 2006 0.1000
Nov. 3, 2006 0.0250
Aug. 4, 2006 0.0250
Aug. 4, 2006 0.1000
May 5, 2006 0.0250
May 5, 2006 0.1000
Feb. 3, 2006 0.0250
Feb. 3, 2006 0.1000
▸2005
0.46 USD
Nov. 4, 2005 0.1000
Nov. 4, 2005 0.0250
Aug. 5, 2005 0.1000
Aug. 5, 2005 0.0250
May 6, 2005 0.0225
May 6, 2005 0.0900
Feb. 11, 2005 0.0800
Feb. 11, 2005 0.0200
▸2004
0.38 USD
Nov. 5, 2004 0.0800
Nov. 5, 2004 0.0200
Aug. 6, 2004 0.0800
Aug. 6, 2004 0.0200
May 7, 2004 0.0175
May 7, 2004 0.0700
Feb. 6, 2004 0.0700
Feb. 6, 2004 0.0175
▸2003
0.52 USD
Nov. 7, 2003 0.1300
Nov. 7, 2003 0.0163
Aug. 8, 2003 0.0150
Aug. 8, 2003 0.1200
May 9, 2003 0.1100
May 9, 2003 0.0138
Jan. 31, 2003 0.0125
Jan. 31, 2003 0.1000
▸2002
0.48 USD
Oct. 25, 2002 0.0125
Oct. 25, 2002 0.1000
July 26, 2002 0.0800
July 26, 2002 0.0100
April 26, 2002 0.1400
April 26, 2002 0.0088
Jan. 25, 2002 0.1200
Jan. 25, 2002 0.0075
▸2001
0.49 USD
Oct. 12, 2001 0.1200
Oct. 12, 2001 0.0075
July 13, 2001 0.0075
July 13, 2001 0.1200
April 13, 2001 0.0069
April 13, 2001 0.1100
Jan. 12, 2001 0.1100
Jan. 12, 2001 0.0069
▸2000
0.45 USD
Oct. 13, 2000 0.0069
Oct. 13, 2000 0.1100
July 14, 2000 0.0069
July 14, 2000 0.1100
April 14, 2000 0.1000
April 14, 2000 0.0063
Jan. 14, 2000 0.1000
Jan. 14, 2000 0.0063
▸1999
0.42 USD
Oct. 15, 1999 0.1000
Oct. 15, 1999 0.0063
July 16, 1999 0.0063
July 16, 1999 0.1000
April 16, 1999 0.1000
April 16, 1999 0.0063
Jan. 15, 1999 0.1000
Jan. 15, 1999 0.0063
▸1998
0.24 USD
Oct. 16, 1998 0.0038
Oct. 16, 1998 0.0600
July 17, 1998 0.0038
July 17, 1998 0.0600
April 16, 1998 0.0038
April 16, 1998 0.0600
Jan. 16, 1998 0.0500
Jan. 16, 1998 0.0031
▸1997
0.80 USD
Oct. 17, 1997 0.8000
Upcoming Dividends
Name Payment Date Status Amount
Bank OZK Jul 20, 2026 0.48 USD
Bank OZK Apr 20, 2026 0.47 USD
Bank OZK Jan 20, 2026 0.46 USD
Bank OZK Oct 21, 2025 0.45 USD
Stock Splits
Split Date Split Ratio to 1
June 18, 2002 2:1
Dec. 11, 2003 2:1
Aug. 17, 2011 2:1
June 24, 2014 2:1
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