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10.34 USD
P/E
7.09
EPS
1.37
Yield
4.84%
Safety Score
45
P/B
0.97
ROE
14.46
Beta
1.44
Target Price
12.34 USD
PagSeguro Digital Ltd. logo

PagSeguro Digital Ltd.

🧾 Earnings Recap – Q3 2025

PagSeguro Digital Ltd. demonstrated resilience in the face of a challenging macroeconomic environment, achieving solid growth with a 14% increase in net revenue while maintaining profitability and expanding its client base.

  • Total net revenue reached BRL 3.4 billion, marking a 14% increase year over year, driven by strong operational execution.
  • The client base grew to 33.7 million, adding 1.6 million clients over the past year, with active banking clients rising by 2%.
  • Total deposits increased by 15% year over year to BRL 39.4 billion, alongside a sixth consecutive quarter of reduced funding costs.
  • Non-GAAP net income remained flat year on year, while GAAP diluted EPS rose by 1.814%, supported by disciplined cost management.
  • The company returned BRL 2 billion to shareholders through dividends and share repurchases, underscoring a strong capital allocation strategy.
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Key Metrics
Earnings dateMay 13, 2026
P/E7.09
EPS1.37
Book Value9.99
Price to Book0.97
Debt/Equity18.03
% Insiders1.018%
Growth
Revenue Growth0.05%
Earnings Growth-0.10%
Estimates
Forward P/E5.23
Forward EPS1.86
Target Mean Price12.34
Dividend
Dividend Yield4.84%
Annual dividends2.58 USD
Ex-Div. DateApril 22, 2026
Payout29.36%

DCF Valuation

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DCF Result

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PagSeguro Digital Ltd. Logo PagSeguro Digital Ltd. Analysis (PAGS)

Brazil Information Technology Official Website Stock

Is PagSeguro Digital Ltd. a good investment? PagSeguro Digital Ltd. (PAGS) is currently trading at 10.34 USD. Market analysts have a consensus price target of 12.34 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 7.09. This relatively low multiple may signal that PagSeguro Digital Ltd. is undervalued compared to historical market norms.

Earnings Schedule: PagSeguro Digital Ltd. is expected to release its next earnings report on May 13, 2026. The market consensus estimate for Forward EPS is 1.86.

For income investors, PagSeguro Digital Ltd. pays a dividend yield of 4.84%. With a payout ratio of 29%, the dividend appears sustainable.

Investor FAQ

Does PagSeguro Digital Ltd. pay a dividend?

Yes, it pays an annual dividend of 2.58 USD (4.84% yield).

What asset class is PagSeguro Digital Ltd.?

PagSeguro Digital Ltd. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be May 13, 2026. The company currently has a trailing EPS of 1.37.

Company Profile

PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Exchange Ticker
NYQ (United States) PAGS
Dividend Yield

4.84%

Annual Dividends

2.58 USD

Next ex. div date

April 22, 2026

Payout Ratio

29.36%

Historical Dividends
Year Total Dividends
2026 0.38 USD
2025 0.38 USD

Yearly aggregated dividends

Dividends

PagSeguro Digital Ltd.
Jun 01, 2026 Upcoming
Dividend
0.26 USD
PagSeguro Digital Ltd.
Feb 27, 2026 Paid
Dividend
0.12 USD
PagSeguro Digital Ltd.
Nov 03, 2025 Paid
Dividend
0.12 USD
PagSeguro Digital Ltd.
Aug 15, 2025 Paid
Dividend
0.12 USD
PagSeguro Digital Ltd.
Jun 06, 2025 Paid
Dividend
0.14 USD

Historical Split Corporate Actions

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