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9.16 USD
P/E
6.07
EPS
1.46
Yield
8.12%
Safety Score
45
P/B
0.86
ROE
14.52
Beta
1.34
Target Price
12.14 USD
PagSeguro Digital Ltd. logo

PagSeguro Digital Ltd.

🧾 Earnings Recap – Q3 2025

PagSeguro Digital Ltd. demonstrated resilience in the face of a challenging macroeconomic environment, achieving solid growth with a 14% increase in net revenue while maintaining profitability and expanding its client base.

  • Total net revenue reached BRL 3.4 billion, marking a 14% increase year over year, driven by strong operational execution.
  • The client base grew to 33.7 million, adding 1.6 million clients over the past year, with active banking clients rising by 2%.
  • Total deposits increased by 15% year over year to BRL 39.4 billion, alongside a sixth consecutive quarter of reduced funding costs.
  • Non-GAAP net income remained flat year on year, while GAAP diluted EPS rose by 1.814%, supported by disciplined cost management.
  • The company returned BRL 2 billion to shareholders through dividends and share repurchases, underscoring a strong capital allocation strategy.
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Key Metrics
Earnings dateAug. 13, 2026
P/E6.07
EPS1.46
Book Value10.34
Price to Book0.86
Debt/Equity17.59
% Insiders3.458%
Growth
Revenue Growth0.02%
Earnings Growth0.12%
Estimates
Forward P/E4.56
Forward EPS1.94
Target Mean Price12.14
Dividend
Dividend Yield8.12%
Annual dividends3.80 USD
Ex-Div. DateApril 22, 2026
Payout37.12%

DCF Valuation

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DCF Result

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PagSeguro Digital Ltd. Logo PagSeguro Digital Ltd. Analysis (PAGS)

Brazil Information Technology Official Website Stock

Is PagSeguro Digital Ltd. a good investment? PagSeguro Digital Ltd. (PAGS) is currently trading at 9.16 USD. Market analysts have a consensus price target of 12.14 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 6.07. This relatively low multiple may signal that PagSeguro Digital Ltd. is undervalued compared to historical market norms.

Earnings Schedule: PagSeguro Digital Ltd. is expected to release its next earnings report on Aug. 13, 2026. The market consensus estimate for Forward EPS is 1.94.

For income investors, PagSeguro Digital Ltd. pays a dividend yield of 8.12%. With a payout ratio of 37%, the dividend appears sustainable.

Investor FAQ

Does PagSeguro Digital Ltd. pay a dividend?

Yes, it pays an annual dividend of 3.80 USD (8.12% yield).

What asset class is PagSeguro Digital Ltd.?

PagSeguro Digital Ltd. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Aug. 13, 2026. The company currently has a trailing EPS of 1.46.

Company Profile

PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology; and Envio Fácil, a logistics solution for online sales. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Exchange Ticker
NYQ (United States) PAGS
Dividend Yield

8.12%

Annual Dividends

3.80 USD

Next ex. div date

April 22, 2026

Payout Ratio

37.12%

Historical Dividends
Year Total Dividends
2026 0.38 USD
2025 0.38 USD

Yearly aggregated dividends

Dividends

PagSeguro Digital Ltd.
Jun 01, 2026 Upcoming
Dividend
0.26 USD
PagSeguro Digital Ltd.
Feb 27, 2026 Paid
Dividend
0.12 USD
PagSeguro Digital Ltd.
Nov 03, 2025 Paid
Dividend
0.12 USD
PagSeguro Digital Ltd.
Aug 15, 2025 Paid
Dividend
0.12 USD
PagSeguro Digital Ltd.
Jun 06, 2025 Paid
Dividend
0.14 USD

Historical Split Corporate Actions

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