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Pathfinder Bancorp, Inc. PBHC · Stock Open Pathfinder Bancorp, Inc. in new tab

17.30 USD
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P/E
1756.00
EPS
0.01
Yield
2.22%
Safety Score
65
P/B
0.88
ROE
0.11
Beta
0.12
1M 6M YTD 1Y 2Y 5Y Max
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Key Metrics
Earnings dateApril 28, 2026
P/E1756.00
EPS0.01
Book Value20.03
Price to Book0.88
% Insiders22.883%
Growth
Revenue Growth0.47%
Earnings Growth82.56%
Dividend
Dividend Yield2.22%
Annual dividends0.40 USD
Ex-Div. DateJuly 17, 2026
Payout-186.58%
5y avg Yield2.15%

DCF Valuation

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DCF Result
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Pathfinder Bancorp, Inc. Logo Pathfinder Bancorp, Inc. Analysis (PBHC)

United States Financials Official Website Stock

Is Pathfinder Bancorp, Inc. a good investment? Pathfinder Bancorp, Inc. (PBHC) is currently trading at 17.30 USD.

In terms of valuation, the stock trades at a P/E ratio of 1756.00. This high multiple suggests investors have priced in significant future growth expectations.

Earnings Schedule: Pathfinder Bancorp, Inc. is expected to release its next earnings report on April 28, 2026.

For income investors, Pathfinder Bancorp, Inc. pays a dividend yield of 2.22%. With a payout ratio of -187%, the dividend appears sustainable.

Investor FAQ

Does Pathfinder Bancorp, Inc. pay a dividend?

Yes, it pays an annual dividend of 0.40 USD (2.22% yield).

What asset class is Pathfinder Bancorp, Inc.?

Pathfinder Bancorp, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be April 28, 2026. The company currently has a trailing EPS of 0.01.

Company Profile

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It is also involved in the property, casualty, and life insurance brokerage business. The company primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.

Exchange Ticker
NMS (United States) PBHC
Trades
Dividend Yield
2.22%
5y avg 2.15%
Annual Dividends
0.40USD
Next Ex. Div Date
July 17, 2026
Payout Ratio
-186.58%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
0.34 USD
Aug. 13, 2027 (estimated) 0.1141
May 14, 2027 (estimated) 0.1141
Feb. 12, 2027 (estimated) 0.1113
▸2026
0.41 USD
Nov. 13, 2026 (estimated) 0.1141
Aug. 7, 2026 0.1000
May 8, 2026 0.1000
Feb. 6, 2026 0.1000
▸2025
0.40 USD
Nov. 7, 2025 0.1000
Aug. 8, 2025 0.1000
May 9, 2025 0.1000
Feb. 7, 2025 0.1000
▸2024
0.39 USD
Nov. 8, 2024 0.1000
Aug. 9, 2024 0.1000
May 10, 2024 0.1000
Feb. 2, 2024 0.0900
▸2023
0.36 USD
Nov. 10, 2023 0.0900
Aug. 11, 2023 0.0900
May 19, 2023 0.0900
Feb. 10, 2023 0.0900
▸2022
0.34 USD
Nov. 11, 2022 0.0900
Aug. 12, 2022 0.0900
May 6, 2022 0.0900
Feb. 4, 2022 0.0700
▸2021
0.27 USD
Nov. 5, 2021 0.0700
Aug. 13, 2021 0.0700
May 7, 2021 0.0700
Feb. 5, 2021 0.0600
▸2020
0.24 USD
Nov. 6, 2020 0.0600
Aug. 14, 2020 0.0600
May 8, 2020 0.0600
Feb. 7, 2020 0.0600
▸2019
0.24 USD
Nov. 8, 2019 0.0600
Aug. 9, 2019 0.0600
May 10, 2019 0.0600
Feb. 8, 2019 0.0600
▸2018
0.24 USD
Nov. 9, 2018 0.0600
Aug. 10, 2018 0.0600
May 11, 2018 0.0600
Feb. 2, 2018 0.0575
▸2017
0.21 USD
Nov. 3, 2017 0.0550
Aug. 4, 2017 0.0525
May 5, 2017 0.0500
Feb. 3, 2017 0.0500
▸2016
0.20 USD
Nov. 4, 2016 0.0500
Aug. 8, 2016 0.0500
May 9, 2016 0.0500
Feb. 1, 2016 0.0500
▸2015
0.14 USD
Nov. 3, 2015 0.0500
Aug. 3, 2015 0.0300
May 4, 2015 0.0300
Feb. 2, 2015 0.0300
▸2014
0.12 USD
Nov. 4, 2014 0.0300
Aug. 4, 2014 0.0300
May 5, 2014 0.0300
Feb. 7, 2014 0.0300
▸2013
0.12 USD
Nov. 4, 2013 0.0300
Aug. 2, 2013 0.0300
May 3, 2013 0.0300
Jan. 31, 2013 0.0300
▸2012
0.12 USD
Nov. 1, 2012 0.0300
Aug. 1, 2012 0.0300
May 1, 2012 0.0300
Feb. 1, 2012 0.0300
▸2011
0.12 USD
Nov. 1, 2011 0.0300
Aug. 1, 2011 0.0300
April 29, 2011 0.0300
Feb. 3, 2011 0.0300
▸2010
0.12 USD
Nov. 3, 2010 0.0300
Aug. 2, 2010 0.0300
May 3, 2010 0.0300
Jan. 30, 2010 0.0300
▸2009
0.19 USD
Oct. 30, 2009 0.0300
July 31, 2009 0.0300
May 29, 2009 0.0300
Jan. 30, 2009 0.1025
▸2008
0.41 USD
Oct. 31, 2008 0.1025
July 31, 2008 0.1025
April 30, 2008 0.1025
Jan. 31, 2008 0.1025
▸2007
0.41 USD
Oct. 31, 2007 0.1025
July 31, 2007 0.1025
April 30, 2007 0.1025
Jan. 26, 2007 0.1025
▸2006
0.41 USD
Oct. 27, 2006 0.1025
July 28, 2006 0.1025
April 28, 2006 0.1025
Jan. 31, 2006 0.1025
▸2005
0.41 USD
Oct. 31, 2005 0.1025
July 15, 2005 0.1030
April 15, 2005 0.1025
Jan. 14, 2005 0.1025
▸2004
0.40 USD
Oct. 15, 2004 0.1025
July 15, 2004 0.1000
April 15, 2004 0.1000
Jan. 12, 2004 0.1000
▸2003
0.38 USD
Oct. 15, 2003 0.1000
July 15, 2003 0.1000
April 14, 2003 0.1000
Jan. 13, 2003 0.0800
▸2002
0.29 USD
Oct. 15, 2002 0.0800
July 15, 2002 0.0700
April 15, 2002 0.0700
Jan. 14, 2002 0.0700
▸2001
0.25 USD
Oct. 15, 2001 0.0700
July 16, 2001 0.0600
April 16, 2001 0.0600
Jan. 16, 2001 0.0600
▸2000
0.28 USD
Oct. 16, 2000 0.0600
June 28, 2000 0.0988
April 14, 2000 0.0600
Jan. 24, 2000 0.0600
▸1999
0.23 USD
Oct. 18, 1999 0.0600
July 26, 1999 0.0600
April 15, 1999 0.0600
Jan. 15, 1999 0.0500
▸1998
0.22 USD
Oct. 15, 1998 0.0500
July 15, 1998 0.0500
April 24, 1998 0.0500
Jan. 15, 1998 0.0700
▸1997
0.49 USD
Oct. 15, 1997 0.0700
July 15, 1997 0.1731
April 16, 1997 0.1235
March 26, 1997 0.1234
▸1996
0.37 USD
Dec. 27, 1996 0.1235
Oct. 15, 1996 0.1234
March 27, 1996 0.1234
Upcoming Dividends
Name Payment Date Status Amount
Pathfinder Bancorp, Inc. Aug 07, 2026 0.1 USD
Pathfinder Bancorp, Inc. May 08, 2026 0.1 USD
Pathfinder Bancorp, Inc. Feb 06, 2026 0.1 USD
Pathfinder Bancorp, Inc. Nov 07, 2025 0.1 USD
Stock Splits
Split Date Split Ratio to 1
Oct. 17, 2014 1.65
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