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20.68 USD
P/E
10.64
EPS
1.94
Yield
3.87%
P/B
0.98
ROE
8.01
Beta
0.54
Target Price
22.00 USD
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Key Metrics
Earnings dateJuly 23, 2026
P/E10.64
EPS1.94
Book Value21.15
Price to Book0.98
% Insiders24.975%
Growth
Revenue Growth0.11%
Earnings Growth0.61%
Estimates
Forward P/E10.75
Forward EPS1.92
Target Mean Price22.00
Dividend
Dividend Yield3.87%
Annual dividends0.80 USD
Ex-Div. DateMay 8, 2026
Payout38.14%
5y avg Yield3.42%

DCF Valuation

Tweak assumptions to recompute fair value for PCB Bancorp (PCB)
Currency: USD
DCF Assumptions
Decimal (e.g., 0.10 = 10%). Range allows declines (−50%) to strong growth (+50%).
Decimal (e.g., 0.30 = 30%).
Decimal (e.g., 0.04 = 4%).
Decimal (e.g., 0.20 = 20%).
Percent number (e.g., 3 = 3%).
Percent number (e.g., 10 = 10%).
Percent number (e.g., 5 = 5%).
DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

PCB Bancorp Logo PCB Bancorp Analysis (PCB)

United States Financials Official Website Stock

Is PCB Bancorp a good investment? PCB Bancorp (PCB) is currently trading at 20.68 USD. Market analysts have a consensus price target of 22.00 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 10.64. This relatively low multiple may signal that PCB Bancorp is undervalued compared to historical market norms.

Earnings Schedule: PCB Bancorp is expected to release its next earnings report on July 23, 2026. The market consensus estimate for Forward EPS is 1.92.

For income investors, PCB Bancorp pays a dividend yield of 3.87%. With a payout ratio of 38%, the dividend appears sustainable.

Investor FAQ

Does PCB Bancorp pay a dividend?

Yes, it pays an annual dividend of 0.80 USD (3.87% yield).

What asset class is PCB Bancorp?

PCB Bancorp is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 23, 2026. The company currently has a trailing EPS of 1.94.

Company Profile

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA) property, multifamily, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, and mortgage warehouse; consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through full-service branches in Los Angeles and Orange Counties, California; Bayside, New York; Englewood Cliffs and Palisades Park, New Jersey; and Carrollton and Dallas, Texas. It also operates loan production offices in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

Exchange Ticker
NMS (United States) PCB
Trades
Dividend Yield
3.87%
5y avg 3.42%
Annual Dividends
0.80USD
Next Ex. Div Date
May 8, 2026
Payout Ratio
38.14%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.54 USD
May 21, 2027 (estimated) 0.2713
Feb. 19, 2027 (estimated) 0.2713
2026
0.90 USD
Nov. 20, 2026 (estimated) 0.2325
Aug. 21, 2026 (estimated) 0.2300
May 15, 2026 0.2200
Feb. 20, 2026 0.2200
2025
0.80 USD
Nov. 14, 2025 0.2000
Aug. 15, 2025 0.2000
May 16, 2025 0.2000
Feb. 21, 2025 0.2000
2024
0.72 USD
Nov. 15, 2024 0.1800
Aug. 16, 2024 0.1800
May 17, 2024 0.1800
Feb. 16, 2024 0.1800
2023
0.69 USD
Nov. 17, 2023 0.1800
Aug. 18, 2023 0.1800
May 19, 2023 0.1800
Feb. 17, 2023 0.1500
2022
0.60 USD
Nov. 18, 2022 0.1500
Aug. 19, 2022 0.1500
May 20, 2022 0.1500
Feb. 18, 2022 0.1500
2021
0.44 USD
Nov. 19, 2021 0.1200
Aug. 13, 2021 0.1200
May 14, 2021 0.1000
Feb. 19, 2021 0.1000
2020
0.40 USD
Nov. 13, 2020 0.1000
Sept. 15, 2020 0.1000
June 15, 2020 0.1000
March 13, 2020 0.1000
2019
0.25 USD
Dec. 13, 2019 0.0800
Sept. 13, 2019 0.0600
June 14, 2019 0.0600
March 15, 2019 0.0500
2018
0.12 USD
Dec. 14, 2018 0.0300
Sept. 14, 2018 0.0300
June 15, 2018 0.0300
March 15, 2018 0.0300
2017
0.12 USD
Dec. 15, 2017 0.0300
Sept. 15, 2017 0.0300
June 15, 2017 0.0300
March 15, 2017 0.0300
2016
0.11 USD
Dec. 15, 2016 0.0273
Sept. 15, 2016 0.0273
June 20, 2016 0.0273
March 17, 2016 0.0273
2015
0.08 USD
Dec. 10, 2015 0.0248
Sept. 11, 2015 0.0248
June 18, 2015 0.0300
Upcoming Dividends
Name Payment Date Status Amount
PCB Bancorp May 15, 2026 0.22 USD
PCB Bancorp Feb 20, 2026 0.22 USD
PCB Bancorp Nov 14, 2025 0.2 USD
PCB Bancorp Aug 15, 2025 0.2 USD
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