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PennyMac Financial Services, Inc. PFSI · Stock Open PennyMac Financial Services, Inc. in new tab

81.66 USD
P/E
8.69
EPS
9.41
Yield
1.47%
Safety Score
42
P/B
0.98
ROE
12.32
Beta
1.44
Target Price
116.29 USD
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Key Metrics
Earnings dateJuly 28, 2026
P/E8.69
EPS9.41
Book Value83.31
Price to Book0.98
Debt/Equity598.27
% Insiders34.622%
Growth
Revenue Growth-0.17%
Earnings Growth0.08%
Estimates
Forward P/E5.73
Forward EPS14.26
Target Mean Price116.29
Dividend
Dividend Yield1.47%
Annual dividends1.20 USD
Ex-Div. DateMay 18, 2026
Payout12.45%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

PennyMac Financial Services, Inc. Logo PennyMac Financial Services, Inc. Analysis (PFSI)

United States Financials Official Website Stock

Is PennyMac Financial Services, Inc. a good investment? PennyMac Financial Services, Inc. (PFSI) is currently trading at 81.66 USD. Market analysts have a consensus price target of 116.29 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 8.69. This relatively low multiple may signal that PennyMac Financial Services, Inc. is undervalued compared to historical market norms.

Earnings Schedule: PennyMac Financial Services, Inc. is expected to release its next earnings report on July 28, 2026. The market consensus estimate for Forward EPS is 14.26.

For income investors, PennyMac Financial Services, Inc. pays a dividend yield of 1.47%. With a payout ratio of 12%, the dividend appears sustainable.

Investor FAQ

Does PennyMac Financial Services, Inc. pay a dividend?

Yes, it pays an annual dividend of 1.20 USD (1.47% yield).

What asset class is PennyMac Financial Services, Inc.?

PennyMac Financial Services, Inc. is classified as a Stock. You can compare it against 2 other assets in the "Related Symbols" list on this page.

When is the next earnings date?

The next earnings date is projected to be July 28, 2026. The company currently has a trailing EPS of 9.41.

Company Profile

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

Exchange Ticker
NYQ (United States) PFSI
FRA (Germany) 1AC.F
Trades
Dividend Yield
1.47%
Annual Dividends
1.20USD
Next Ex. Div Date
May 18, 2026
Payout Ratio
12.45%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.70 USD
May 28, 2027 (estimated) 0.3500
Feb. 25, 2027 (estimated) 0.3500
2026
1.33 USD
Nov. 30, 2026 (estimated) 0.3625
Aug. 26, 2026 (estimated) 0.3625
May 28, 2026 0.3000
Feb. 26, 2026 0.3000
2025
1.20 USD
Nov. 26, 2025 0.3000
Aug. 22, 2025 0.3000
May 23, 2025 0.3000
Feb. 23, 2025 0.3000
2024
1.00 USD
Nov. 27, 2024 0.3000
Aug. 23, 2024 0.3000
May 24, 2024 0.2000
Feb. 23, 2024 0.2000
2023
0.80 USD
Nov. 22, 2023 0.2000
Aug. 25, 2023 0.2000
May 26, 2023 0.2000
Feb. 24, 2023 0.2000
2022
0.80 USD
Nov. 23, 2022 0.2000
Aug. 26, 2022 0.2000
May 27, 2022 0.2000
Feb. 25, 2022 0.2000
2021
0.80 USD
Nov. 24, 2021 0.2000
Aug. 26, 2021 0.2000
May 27, 2021 0.2000
Feb. 25, 2021 0.2000
2020
0.54 USD
Nov. 25, 2020 0.1500
Aug. 28, 2020 0.1500
May 28, 2020 0.1200
Feb. 27, 2020 0.1200
2019
0.12 USD
Nov. 29, 2019 0.1200
2018
0.40 USD
Aug. 30, 2018 0.4000
Upcoming Dividends
Name Payment Date Status Amount
PennyMac Financial Services, Inc. May 28, 2026 0.3 USD
PennyMac Financial Services, Inc. Feb 26, 2026 0.3 USD
PennyMac Financial Services, Inc. Nov 26, 2025 0.3 USD
PennyMac Financial Services, Inc. Aug 22, 2025 0.3 USD
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