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103.19 USD
P/E
24.44
EPS
4.23
Yield
3.56%
Safety Score
79
P/B
1.77
ROE
7.39
Beta
0.22
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Key Metrics
Earnings dateAug. 5, 2026
P/E24.44
EPS4.23
Book Value58.28
Price to Book1.77
Debt/Equity7.14
% Insiders2.123%
Growth
Revenue Growth0.04%
Earnings Growth1.53%
Estimates
Forward P/E16.54
Forward EPS6.25
Dividend
Dividend Yield3.56%
Annual dividends3.68 USD
Ex-Div. DateJune 1, 2026
Payout85.49%
5y avg Yield4.54%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
WACC
Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Safety Insurance Group, Inc. Logo Safety Insurance Group, Inc. Analysis (SAFT)

United States Financials Official Website Stock

Is Safety Insurance Group, Inc. a good investment? Safety Insurance Group, Inc. (SAFT) is currently trading at 103.19 USD.

In terms of valuation, the stock trades at a P/E ratio of 24.44. This valuation is generally in line with the broader market.

Earnings Schedule: Safety Insurance Group, Inc. is expected to release its next earnings report on Aug. 5, 2026. The market consensus estimate for Forward EPS is 6.25.

For income investors, Safety Insurance Group, Inc. pays a dividend yield of 3.56%. With a payout ratio of 85%, the dividend appears to be under pressure.

Investor FAQ

Does Safety Insurance Group, Inc. pay a dividend?

Yes, it pays an annual dividend of 3.68 USD (3.56% yield).

What asset class is Safety Insurance Group, Inc.?

Safety Insurance Group, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Aug. 5, 2026. The company currently has a trailing EPS of 4.23.

Company Profile

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

Exchange Ticker
NMS (United States) SAFT
Trades
Dividend Yield
3.56%
5y avg 4.54%
Annual Dividends
3.68USD
Next Ex. Div Date
June 1, 2026
Payout Ratio
85.49%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
1.84 USD
June 15, 2027 (estimated) 0.9200
March 15, 2027 (estimated) 0.9200
2026
3.68 USD
Dec. 15, 2026 (estimated) 0.9200
Sept. 15, 2026 (estimated) 0.9200
June 12, 2026 0.9200
March 13, 2026 0.9200
2025
3.64 USD
Dec. 15, 2025 0.9200
Sept. 15, 2025 0.9200
June 13, 2025 0.9000
March 14, 2025 0.9000
2024
3.60 USD
Dec. 13, 2024 0.9000
Sept. 13, 2024 0.9000
June 14, 2024 0.9000
March 15, 2024 0.9000
2023
3.60 USD
Dec. 15, 2023 0.9000
Sept. 15, 2023 0.9000
June 15, 2023 0.9000
March 15, 2023 0.9000
2022
3.60 USD
Dec. 15, 2022 0.9000
Sept. 15, 2022 0.9000
June 15, 2022 0.9000
March 15, 2022 0.9000
2021
3.60 USD
Dec. 15, 2021 0.9000
Sept. 15, 2021 0.9000
June 15, 2021 0.9000
March 15, 2021 0.9000
2020
3.60 USD
Dec. 15, 2020 0.9000
Sept. 15, 2020 0.9000
June 15, 2020 0.9000
March 16, 2020 0.9000
2019
3.40 USD
Dec. 13, 2019 0.9000
Sept. 13, 2019 0.9000
June 14, 2019 0.8000
March 15, 2019 0.8000
2018
3.20 USD
Dec. 14, 2018 0.8000
Sept. 14, 2018 0.8000
June 15, 2018 0.8000
March 15, 2018 0.8000
2017
3.00 USD
Dec. 15, 2017 0.8000
Sept. 15, 2017 0.8000
June 15, 2017 0.7000
March 15, 2017 0.7000
2016
2.80 USD
Dec. 15, 2016 0.7000
Sept. 15, 2016 0.7000
June 15, 2016 0.7000
March 15, 2016 0.7000
2015
2.80 USD
Dec. 15, 2015 0.7000
Sept. 15, 2015 0.7000
June 15, 2015 0.7000
March 13, 2015 0.7000
2014
2.60 USD
Dec. 15, 2014 0.7000
Sept. 15, 2014 0.7000
June 13, 2014 0.6000
March 14, 2014 0.6000
2013
2.40 USD
Dec. 13, 2013 0.6000
Sept. 13, 2013 0.6000
June 14, 2013 0.6000
March 15, 2013 0.6000
2012
2.20 USD
Dec. 14, 2012 0.6000
Sept. 14, 2012 0.6000
June 15, 2012 0.5000
March 15, 2012 0.5000
2011
2.00 USD
Dec. 15, 2011 0.5000
Sept. 15, 2011 0.5000
June 15, 2011 0.5000
March 15, 2011 0.5000
2010
1.80 USD
Dec. 15, 2010 0.5000
Sept. 15, 2010 0.5000
June 15, 2010 0.4000
March 15, 2010 0.4000
2009
1.60 USD
Dec. 15, 2009 0.4000
Sept. 15, 2009 0.4000
June 15, 2009 0.4000
March 13, 2009 0.4000
2008
1.60 USD
Dec. 15, 2008 0.4000
Sept. 15, 2008 0.4000
June 13, 2008 0.4000
March 14, 2008 0.4000
2007
1.30 USD
Dec. 14, 2007 0.4000
Sept. 14, 2007 0.4000
June 15, 2007 0.2500
March 15, 2007 0.2500
2006
0.86 USD
Dec. 15, 2006 0.2500
Sept. 15, 2006 0.2500
June 15, 2006 0.1800
March 15, 2006 0.1800
2005
0.60 USD
Dec. 15, 2005 0.1800
Sept. 15, 2005 0.1800
June 15, 2005 0.1200
March 15, 2005 0.1200
2004
0.44 USD
Dec. 15, 2004 0.1200
Sept. 15, 2004 0.1200
June 15, 2004 0.1000
March 15, 2004 0.1000
2003
0.34 USD
Dec. 15, 2003 0.1000
Sept. 15, 2003 0.1000
June 16, 2003 0.0700
March 17, 2003 0.0700
Upcoming Dividends
Name Payment Date Status Amount
Safety Insurance Group, Inc. Jun 12, 2026 0.92 USD
Safety Insurance Group, Inc. Mar 13, 2026 0.92 USD
Safety Insurance Group, Inc. Dec 15, 2025 0.92 USD
Safety Insurance Group, Inc. Sep 15, 2025 0.92 USD
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