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The Hanover Insurance Group, Inc. THG · Stock Open The Hanover Insurance Group, Inc. in new tab

216.94 USD
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P/E
10.42
EPS
20.90
Yield
1.75%
Safety Score
97
P/B
2.07
ROE
21.89
Beta
0.28
Target Price
237.75 USD
The Hanover Insurance Group, Inc. logo

The Hanover Insurance Group, Inc.

🧾 Earnings Recap – Q2 2026

The stock rose modestly by 2.7% following Hanover Insurance Group’s Q2 earnings, reflecting steady top-line growth and margin stability but no clear upside to drive a stronger market response.

  • Operating earnings came in at $5.31 per diluted share with an operating ROE of approximately 20%.
  • Net written premiums increased 4.6% overall, driven by 7.2% growth in Core Commercial and 6% growth in Small Commercial segments.
  • Personal Lines maintained strong margins supported by disciplined underwriting, with renewal pricing above long-term loss trends and improved retention.
  • Management highlighted advanced underwriting tools and distribution expansion, including adding around 100 new distribution points year-to-date.
  • Market conditions remain competitive in certain lines, especially monoline Personal Auto, but disciplined underwriting and portfolio quality improvements support earnings stability.
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1M 6M YTD 1Y 2Y 5Y Max
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Key Metrics
Earnings dateNov. 4, 2026
P/E10.42
EPS20.90
Book Value105.23
Price to Book2.07
Debt/Equity22.98
% Insiders0.952%
Growth
Revenue Growth0.04%
Earnings Growth0.25%
Estimates
Forward P/E11.14
Forward EPS19.56
Target Mean Price237.75
Dividend
Dividend Yield1.75%
Annual dividends3.80 USD
Ex-Div. DateSept. 11, 2026
Payout17.54%
5y avg Yield2.26%

DCF Valuation

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DCF Result
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The Hanover Insurance Group, Inc. Logo The Hanover Insurance Group, Inc. Analysis (THG)

United States Financials Official Website Stock

Is The Hanover Insurance Group, Inc. a good investment? The Hanover Insurance Group, Inc. (THG) is currently trading at 216.94 USD. Market analysts have a consensus price target of 237.75 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 10.42. This relatively low multiple may signal that The Hanover Insurance Group, Inc. is undervalued compared to historical market norms.

Earnings Schedule: The Hanover Insurance Group, Inc. is expected to release its next earnings report on Nov. 4, 2026. The market consensus estimate for Forward EPS is 19.56.

For income investors, The Hanover Insurance Group, Inc. pays a dividend yield of 1.75%. With a payout ratio of 18%, the dividend appears sustainable.

Investor FAQ

Does The Hanover Insurance Group, Inc. pay a dividend?

Yes, it pays an annual dividend of 3.80 USD (1.75% yield).

What asset class is The Hanover Insurance Group, Inc.?

The Hanover Insurance Group, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Nov. 4, 2026. The company currently has a trailing EPS of 20.90.

Company Profile

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. In addition, the company offers insurance products for collector cars, motorcycles, off-road vehicles, condominiums, valuable items, business owners, international, and management and professional liability; and for the construction, cultural and educational institutions, financial intuitions, healthcare, human services, life sciences, manufacturing, professional services, real estate, retail, technology, and wholesale and distribution industries. It markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.

Exchange Ticker
NYQ (United States) THG
Trades
Dividend Yield
1.75%
5y avg 2.26%
Annual Dividends
3.80USD
Next Ex. Div Date
Sept. 11, 2026
Payout Ratio
17.54%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
▸2027
3.05 USD
Sept. 24, 2027 (estimated) 1.0160
June 25, 2027 (estimated) 1.0160
March 26, 2027 (estimated) 1.0160
▸2026
3.86 USD
Dec. 25, 2026 (estimated) 1.0117
Sept. 25, 2026 0.9500
June 26, 2026 0.9500
March 27, 2026 0.9500
▸2025
3.65 USD
Dec. 26, 2025 0.9500
Sept. 26, 2025 0.9000
June 27, 2025 0.9000
March 28, 2025 0.9000
▸2024
3.45 USD
Dec. 27, 2024 0.9000
Sept. 27, 2024 0.8500
June 28, 2024 0.8500
March 29, 2024 0.8500
▸2023
3.28 USD
Dec. 29, 2023 0.8500
Sept. 29, 2023 0.8100
June 30, 2023 0.8100
March 31, 2023 0.8100
▸2022
3.06 USD
Dec. 30, 2022 0.8100
Sept. 30, 2022 0.7500
June 24, 2022 0.7500
March 25, 2022 0.7500
▸2021
2.85 USD
Dec. 30, 2021 0.7500
Sept. 24, 2021 0.7000
June 25, 2021 0.7000
March 26, 2021 0.7000
▸2020
2.65 USD
Dec. 30, 2020 0.7000
Sept. 25, 2020 0.6500
June 26, 2020 0.6500
March 27, 2020 0.6500
▸2019
9.70 USD
Dec. 27, 2019 3.1500
Sept. 27, 2019 0.6000
June 28, 2019 0.6000
March 29, 2019 0.6000
Jan. 25, 2019 4.7500
▸2018
2.22 USD
Dec. 28, 2018 0.6000
Sept. 28, 2018 0.5400
June 29, 2018 0.5400
March 29, 2018 0.5400
▸2017
2.04 USD
Dec. 29, 2017 0.5400
Sept. 29, 2017 0.5000
June 30, 2017 0.5000
March 31, 2017 0.5000
▸2016
1.88 USD
Dec. 30, 2016 0.5000
Sept. 30, 2016 0.4600
June 24, 2016 0.4600
March 25, 2016 0.4600
▸2015
1.69 USD
Dec. 31, 2015 0.4600
Sept. 25, 2015 0.4100
June 26, 2015 0.4100
March 27, 2015 0.4100
▸2014
1.52 USD
Dec. 26, 2014 0.4100
Sept. 26, 2014 0.3700
June 27, 2014 0.3700
March 28, 2014 0.3700
▸2013
1.36 USD
Dec. 27, 2013 0.3700
Sept. 27, 2013 0.3300
June 28, 2013 0.3300
March 29, 2013 0.3300
▸2012
1.23 USD
Dec. 28, 2012 0.3300
Sept. 28, 2012 0.3000
June 29, 2012 0.3000
March 30, 2012 0.3000
▸2011
1.13 USD
Dec. 13, 2011 0.3000
Sept. 20, 2011 0.2750
June 14, 2011 0.2750
March 29, 2011 0.2750
▸2010
1.00 USD
Dec. 21, 2010 0.2500
Sept. 23, 2010 0.2500
June 7, 2010 0.2500
March 22, 2010 0.2500
▸2009
0.75 USD
Dec. 9, 2009 0.7500
▸2008
0.45 USD
Dec. 10, 2008 0.4500
▸2007
0.40 USD
Dec. 12, 2007 0.4000
▸2006
0.30 USD
Dec. 12, 2006 0.3000
▸2005
0.25 USD
Dec. 12, 2005 0.2500
▸2001
0.25 USD
Nov. 20, 2001 0.2500
▸2000
0.25 USD
Nov. 15, 2000 0.2500
▸1999
0.25 USD
Nov. 15, 1999 0.2500
▸1998
0.20 USD
Nov. 16, 1998 0.0500
Aug. 17, 1998 0.0500
May 15, 1998 0.0500
Feb. 16, 1998 0.0500
▸1997
0.20 USD
Nov. 17, 1997 0.0500
Aug. 15, 1997 0.0500
May 15, 1997 0.0500
Feb. 14, 1997 0.0500
▸1996
0.20 USD
Nov. 15, 1996 0.0500
Aug. 15, 1996 0.0500
May 15, 1996 0.0500
Feb. 15, 1996 0.0500
Upcoming Dividends
Name Payment Date Status Amount
The Hanover Insurance Group, Inc. Sep 25, 2026 0.95 USD
The Hanover Insurance Group, Inc. Jun 26, 2026 0.95 USD
The Hanover Insurance Group, Inc. Mar 27, 2026 0.95 USD
The Hanover Insurance Group, Inc. Dec 26, 2025 0.95 USD
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