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UP Fintech Holding Limited TIGR · Stock Open UP Fintech Holding Limited in new tab

4.85 USD
P/E
10.58
EPS
0.48
P/B
1.07
ROE
13.57
Beta
0.50
Target Price
7.71 USD
UP Fintech Holding Limited logo

UP Fintech Holding Limited

🧾 Earnings Recap – Q2 2026

Shares declined 7.4% following the quarter as investors focused on margin compression driven by a sharp drop in commission take rates amid rising zero-commission trading volumes, overshadowing top-line growth and profitability improvements.

  • Total revenue hit a record $182 million, up 31% year-over-year and 18% sequentially, supported by higher commission and interest income.
  • Commission income grew 21% year-over-year, reaching $78.3 million, but cash equity take rate dropped significantly from 5.9 bps to 3.6 bps due to increased zero-commission trading volume, notably in the U.S. market.
  • Interest income rose 36% year-over-year to $79.8 million, a sequential increase of 24%.
  • Operating profit increased 19.5% quarter-over-quarter to $56.8 million; GAAP net income turned positive at $39.4 million after a prior quarter loss influenced by a one-off penalty.
  • Despite expanding funded accounts (up 10.3% year-over-year to 1.32 million) and client assets growth across all markets, margin pressure and commission rate erosion appear to weigh on investor sentiment.
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Key Metrics
Earnings dateDec. 3, 2026
P/E10.58
EPS0.48
Book Value4.74
Price to Book1.07
Debt/Equity6.88
% Insiders19.390%
Growth
Revenue Growth0.32%
Earnings Growth-0.33%
Estimates
Forward P/E5.64
Forward EPS0.90
Target Mean Price7.71

DCF Valuation

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DCF Result

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UP Fintech Holding Limited Logo UP Fintech Holding Limited Analysis (TIGR)

China Financials Official Website Stock

Is UP Fintech Holding Limited a good investment? UP Fintech Holding Limited (TIGR) is currently trading at 4.85 USD. Market analysts have a consensus price target of 7.71 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 10.58. This relatively low multiple may signal that UP Fintech Holding Limited is undervalued compared to historical market norms.

Earnings Schedule: UP Fintech Holding Limited is expected to release its next earnings report on Dec. 3, 2026. The market consensus estimate for Forward EPS is 0.90.

Investor FAQ

Does UP Fintech Holding Limited pay a dividend?

No, it does not currently pay a dividend.

What asset class is UP Fintech Holding Limited?

UP Fintech Holding Limited is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Dec. 3, 2026. The company currently has a trailing EPS of 0.48.

Company Profile

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It also provides value-added services, including investor education, community engagement, and IR/PR platform services. In addition, the company offers trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, the company provides market information and simulated trading services; and trade futures contracts. UP Fintech Holding Limited was founded in 2014 and is headquartered in Singapore.

Exchange Ticker
NMS (United States) TIGR
Trades
No dividend information available for this instrument.
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