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two TWO · Stock Open two in new tab

12.41 USD
P/E
24.52
EPS
-3.81
Yield
11.41%
Safety Score
2
P/B
1.15
ROE
-17.69
Beta
1.04
Target Price
11.63 USD
two logo

two

🧾 Earnings Recap – Q1 2026

Shares rallied 5.1% after TWO announced an amended merger agreement with CrossCountry Mortgage, increasing the all-cash acquisition price to $11.30 per share. The improved offer, secured after a competitive bidding process, appears to have driven positive investor reaction despite reporting a negative 2% economic return for the quarter.

  • TWO entered into a revised merger agreement for an all-cash sale to CrossCountry Mortgage at $11.30 per share, up from the prior $10.80 offer, following a competing bid from UWMC.
  • Book value declined to $10.57 per share from $11.13 at year-end, with a negative 2% quarterly economic return when factoring in the $0.34 dividend.
  • The quarter recorded a comprehensive loss of $24.7 million ($0.24 per share), reflecting mark-to-market losses on Agency RMBS amid rising rates and wider spreads.
  • Direct-to-consumer loan originations were relatively stable at $92 million, with an additional $57 million in pipeline at quarter-end.
  • Transaction is expected to close in the second half of 2026; company plans to continue regular quarterly dividends until closing.
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Key Metrics
Earnings dateJuly 27, 2026
P/E24.52
EPS-3.81
Book Value10.76
Price to Book1.15
Debt/Equity479.18
% Insiders1.061%
Growth
Revenue Growth15.69%
Earnings Growth-0.96%
Estimates
Forward P/E10.66
Forward EPS1.16
Target Mean Price11.63
Dividend
Dividend Yield11.41%
Annual dividends1.41 USD
Ex-Div. DateJuly 2, 2026
Payout-61.98%
5y avg Yield13.92%

DCF Valuation

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DCF Result

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Current Price
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Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

two Logo two Analysis (TWO)

United States Financials Official Website Stock

Is two a good investment? two (TWO) is currently trading at 12.41 USD. Market analysts have a consensus price target of 11.63 USD. This suggests the asset is currently trading above analyst expectations.

In terms of valuation, the stock trades at a P/E ratio of 24.52. This valuation is generally in line with the broader market.

Earnings Schedule: two is expected to release its next earnings report on July 27, 2026. The market consensus estimate for Forward EPS is 1.16.

For income investors, two pays a dividend yield of 11.41%. With a payout ratio of -62%, the dividend appears sustainable.

Investor FAQ

Does two pay a dividend?

Yes, it pays an annual dividend of 1.41 USD (11.41% yield).

What asset class is two?

two is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 27, 2026. The company currently has a trailing EPS of -3.81.

Company Profile

Two Harbors Investment Corp. invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States. The company target assets include agency RMBS collateralized by fixed rate mortgage loans, adjustable rate mortgage loans, hybrid mortgage loans, or derivatives; and other assets, such as financial and mortgage-related assets, comprising non-agency securities and non-hedging transactions. It qualifies as a REIT for federal income tax purposes. The company was incorporated in 2009 and is headquartered in Saint Louis Park, Minnesota.

Exchange Ticker
NYQ (United States) TWO
Trades
Dividend Yield
11.41%
5y avg 13.92%
Annual Dividends
1.41USD
Next Ex. Div Date
July 2, 2026
Payout Ratio
-61.98%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.60 USD
April 29, 2027 (estimated) 0.2983
Jan. 20, 2027 (estimated) 0.2983
2026
1.35 USD
Oct. 29, 2026 (estimated) 0.3295
July 15, 2026 0.3400
April 15, 2026 0.3400
Jan. 29, 2026 0.3400
2025
1.63 USD
Oct. 29, 2025 0.3400
July 29, 2025 0.3900
April 29, 2025 0.4500
Jan. 29, 2025 0.4500
2024
1.80 USD
Oct. 29, 2024 0.4500
July 29, 2024 0.4500
April 29, 2024 0.4500
Jan. 29, 2024 0.4500
2023
2.10 USD
Oct. 27, 2023 0.4500
July 28, 2023 0.4500
April 28, 2023 0.6000
Jan. 27, 2023 0.6000
2022
2.72 USD
Oct. 28, 2022 0.6800
July 29, 2022 0.6800
April 29, 2022 0.6800
Jan. 28, 2022 0.6800
2021
2.72 USD
Oct. 29, 2021 0.6800
July 29, 2021 0.6800
April 29, 2021 0.6800
Jan. 29, 2021 0.6800
2020
2.92 USD
Oct. 29, 2020 0.5600
July 29, 2020 0.5600
April 29, 2020 0.2000
Jan. 24, 2020 1.6000
2019
6.96 USD
Oct. 28, 2019 1.6000
July 29, 2019 1.6000
April 29, 2019 1.8800
Jan. 28, 2019 1.8800
2018
5.64 USD
Oct. 29, 2018 1.2480
July 30, 2018 0.6320
July 27, 2018 1.8800
April 27, 2018 1.8800
2017
8.50 USD
Dec. 29, 2017 1.8800
Oct. 27, 2017 1.7035
July 27, 2017 1.7035
April 27, 2017 1.6380
Jan. 27, 2017 1.5725
2016
6.22 USD
Oct. 20, 2016 1.5070
July 20, 2016 1.5070
April 21, 2016 1.5070
Jan. 20, 2016 1.7035
2015
6.81 USD
Oct. 22, 2015 1.7035
July 21, 2015 1.7035
April 21, 2015 1.7035
Jan. 20, 2015 1.7035
2014
5.11 USD
Oct. 21, 2014 1.7035
July 22, 2014 1.7035
April 21, 2014 1.7035
2013
11.02 USD
Dec. 31, 2013 1.7035
Oct. 23, 2013 1.8346
July 23, 2013 2.0311
April 24, 2013 2.0966
Jan. 18, 2013 3.3553
2012
9.52 USD
Oct. 22, 2012 2.1962
July 20, 2012 2.4402
April 20, 2012 2.4402
Jan. 20, 2012 2.4402
2011
9.76 USD
Oct. 20, 2011 2.4402
July 20, 2011 2.4402
April 14, 2011 2.4402
Jan. 20, 2011 2.4402
2010
8.17 USD
Oct. 21, 2010 2.3792
July 22, 2010 2.0132
April 23, 2010 2.1962
Jan. 26, 2010 1.5861
Upcoming Dividends
Name Payment Date Status Amount
two Jul 15, 2026 Upcoming 0.34 USD
two Apr 15, 2026 0.34 USD
two Jan 29, 2026 0.34 USD
two Oct 29, 2025 0.34 USD
two Jul 29, 2025 0.39 USD
Stock Splits
Split Date Split Ratio to 1
March 28, 2013 1.070000
Nov. 2, 2017 0.610000
Nov. 2, 2022 0.250000
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