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37.38 PLN
P/E
7.71
EPS
4.85
Yield
14.88%
Safety Score
25
P/B
8.68
ROE
98.56
Beta
0.30
Target Price
62.72 PLN
Text S.A. logo

Text S.A.

🧾 Earnings Recap – Q3 2026

Text reported a 1.7% decline in Monthly Recurring Revenue (MRR) year-over-year for Q3 2025, aligning with expectations amid challenging market conditions, while showcasing robust growth in larger customer segments.

  • MRR as of December 31 stood at USD 6.98 million, down 1.7% year-over-year but showing resilience with payments received up 2.1% compared to the same quarter last year.
  • Larger customers now represent 51% of total MRR, up 8 percentage points year-over-year, indicating successful market focus shift.
  • Improved liquidity with nearly PLN 30 million in tax refunds and full repayment of short-term loans strengthens financial stability.
  • Achieved SOC 2 Type 1 certification, enhancing service quality and security, essential for securing larger contracts.
  • Upcoming strategies will prioritize customer acquisition and product visibility following a year of significant investment in infrastructure and development.
📅
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Key Metrics
Earnings dateJune 3, 2026
P/E7.71
EPS4.85
Book Value4.31
Price to Book8.68
Debt/Equity3.93
% Insiders41.265%
Growth
Revenue Growth-0.08%
Earnings Growth-0.31%
Estimates
Forward P/E5.84
Target Mean Price62.72
Dividend
Dividend Yield14.88%
Annual dividends5.55 PLN
Ex-Div. DateFeb. 6, 2026
Payout90.72%
5y avg Yield6.95%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
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Terminal PV
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Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Text S.A. Logo Text S.A. Analysis (TXT.WA)

Poland Technology Official Website Stock

Is Text S.A. a good investment? Text S.A. (TXT.WA) is currently trading at 37.38 PLN. Market analysts have a consensus price target of 62.72 PLN. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 7.71. This relatively low multiple may signal that Text S.A. is undervalued compared to historical market norms.

Earnings Schedule: Text S.A. is expected to release its next earnings report on June 3, 2026.

For income investors, Text S.A. pays a dividend yield of 14.88%. With a payout ratio of 91%, the dividend appears to be under pressure.

Investor FAQ

Does Text S.A. pay a dividend?

Yes, it pays an annual dividend of 5.55 PLN (14.88% yield).

What asset class is Text S.A.?

Text S.A. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be June 3, 2026. The company currently has a trailing EPS of 4.85.

Company Profile

Text S.A. develops and distributes online text communication software for businesses worldwide. It offers LiveChat, a platform for online multichannel text communication; ChatBot, a chatbot building platform that allows the creation of conversational chatbots to handle various business scenarios; KnowledgeBase, a platform that lets companies to create knowledge bases for employees and clients; OpenWidget, a solution allowing for an easy installation of widgets on website; and HelpDesk, a solution that supports business communication with the client through various text communication channels, such as mail, live chat, etc. Text S.A. was formerly known as LiveChat Software S.A. and changed its name to Text S.A. in September 2023. The company was incorporated in 2002 and is headquartered in Wroclaw, Poland.

Exchange Ticker
WSE (PL) TXT.WA
Dividend Yield

14.88% (5y avg: 6.95%)

Annual Dividends

5.55 PLN

Next ex. div date

Feb. 6, 2026

Payout Ratio

90.72%

Historical Dividends
Year Total Dividends
2027 1.15 PLN
2026 6.23 PLN
2025 6.06 PLN
2024 5.98 PLN
2023 7.58 PLN
2022 4.40 PLN
2021 3.69 PLN
2020 2.48 PLN
2019 1.95 PLN
2018 1.77 PLN
2017 1.41 PLN
2016 1.08 PLN
2015 0.71 PLN
2014 0.37 PLN

Yearly aggregated dividends

Dividends

Text S.A.
Feb 16, 2026 Paid
Dividend
1.15 PLN
Text S.A.
Sep 25, 2025 Paid
Dividend
2.89 PLN
Text S.A.
Jul 30, 2025 Paid
Dividend
1.51 PLN

Historical Split Corporate Actions

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