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United Bankshares, Inc. Analysis (UBSI)
Is United Bankshares, Inc. a good investment? United Bankshares, Inc. (UBSI) is currently trading at 45.65 USD. Market analysts have a consensus price target of 47.40 USD. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 11.94. This relatively low multiple may signal that United Bankshares, Inc. is undervalued compared to historical market norms.
Earnings Schedule: United Bankshares, Inc. is expected to release its next earnings report on July 23, 2026. The market consensus estimate for Forward EPS is 3.79.
For income investors, United Bankshares, Inc. pays a dividend yield of 3.31%. With a payout ratio of 42%, the dividend appears sustainable.
Investor FAQ
Does United Bankshares, Inc. pay a dividend?
Yes, it pays an annual dividend of 1.51 USD (3.31% yield).
What asset class is United Bankshares, Inc.?
United Bankshares, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
When is the next earnings date?
The next earnings date is projected to be July 23, 2026. The company currently has a trailing EPS of 3.57.
Company Profile
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.77 USD
|
| April 1, 2027 (estimated) | 0.3854 |
| Jan. 4, 2027 (estimated) | 0.3854 |
| ▸2026 |
1.52 USD
|
| Oct. 1, 2026 (estimated) | 0.3752 |
| July 1, 2026 | 0.3800 |
| April 1, 2026 | 0.3800 |
| Jan. 2, 2026 | 0.3800 |
| ▸2025 |
1.48 USD
|
| Oct. 1, 2025 | 0.3700 |
| July 1, 2025 | 0.3700 |
| April 1, 2025 | 0.3700 |
| Jan. 2, 2025 | 0.3700 |
| ▸2024 |
1.48 USD
|
| Oct. 1, 2024 | 0.3700 |
| July 1, 2024 | 0.3700 |
| April 1, 2024 | 0.3700 |
| Jan. 2, 2024 | 0.3700 |
| ▸2023 |
1.44 USD
|
| Oct. 2, 2023 | 0.3600 |
| July 3, 2023 | 0.3600 |
| April 3, 2023 | 0.3600 |
| Jan. 3, 2023 | 0.3600 |
| ▸2022 |
1.44 USD
|
| Oct. 3, 2022 | 0.3600 |
| July 1, 2022 | 0.3600 |
| April 1, 2022 | 0.3600 |
| Jan. 3, 2022 | 0.3600 |
| ▸2021 |
1.40 USD
|
| Oct. 1, 2021 | 0.3500 |
| July 1, 2021 | 0.3500 |
| April 1, 2021 | 0.3500 |
| Jan. 4, 2021 | 0.3500 |
| ▸2020 |
1.40 USD
|
| Oct. 1, 2020 | 0.3500 |
| July 1, 2020 | 0.3500 |
| April 1, 2020 | 0.3500 |
| Jan. 2, 2020 | 0.3500 |
| ▸2019 |
1.36 USD
|
| Oct. 1, 2019 | 0.3400 |
| July 1, 2019 | 0.3400 |
| April 1, 2019 | 0.3400 |
| Jan. 2, 2019 | 0.3400 |
| ▸2018 |
1.36 USD
|
| Oct. 1, 2018 | 0.3400 |
| July 2, 2018 | 0.3400 |
| April 2, 2018 | 0.3400 |
| Jan. 2, 2018 | 0.3400 |
| ▸2017 |
1.32 USD
|
| Oct. 2, 2017 | 0.3300 |
| July 3, 2017 | 0.3300 |
| April 3, 2017 | 0.3300 |
| Jan. 3, 2017 | 0.3300 |
| ▸2016 |
1.32 USD
|
| Oct. 3, 2016 | 0.3300 |
| July 1, 2016 | 0.3300 |
| April 1, 2016 | 0.3300 |
| Jan. 4, 2016 | 0.3300 |
| ▸2015 |
1.28 USD
|
| Oct. 1, 2015 | 0.3200 |
| July 1, 2015 | 0.3200 |
| April 1, 2015 | 0.3200 |
| Jan. 2, 2015 | 0.3200 |
| ▸2014 |
1.28 USD
|
| Oct. 1, 2014 | 0.3200 |
| July 1, 2014 | 0.3200 |
| April 1, 2014 | 0.3200 |
| Jan. 2, 2014 | 0.3200 |
| ▸2013 |
1.24 USD
|
| Oct. 1, 2013 | 0.3100 |
| July 1, 2013 | 0.3100 |
| April 1, 2013 | 0.3100 |
| Jan. 2, 2013 | 0.3100 |
| ▸2012 |
1.24 USD
|
| Oct. 1, 2012 | 0.3100 |
| July 2, 2012 | 0.3100 |
| April 2, 2012 | 0.3100 |
| Jan. 3, 2012 | 0.3100 |
| ▸2011 |
1.20 USD
|
| Oct. 3, 2011 | 0.3000 |
| July 1, 2011 | 0.3000 |
| April 1, 2011 | 0.3000 |
| Jan. 3, 2011 | 0.3000 |
| ▸2010 |
1.20 USD
|
| Oct. 1, 2010 | 0.3000 |
| July 1, 2010 | 0.3000 |
| April 1, 2010 | 0.3000 |
| Jan. 4, 2010 | 0.3000 |
| ▸2009 |
1.16 USD
|
| Oct. 1, 2009 | 0.2900 |
| July 1, 2009 | 0.2900 |
| April 1, 2009 | 0.2900 |
| Jan. 2, 2009 | 0.2900 |
| ▸2008 |
1.16 USD
|
| Oct. 1, 2008 | 0.2900 |
| July 1, 2008 | 0.2900 |
| April 1, 2008 | 0.2900 |
| Jan. 2, 2008 | 0.2900 |
| ▸2007 |
1.12 USD
|
| Oct. 1, 2007 | 0.2800 |
| July 2, 2007 | 0.2800 |
| April 2, 2007 | 0.2800 |
| Jan. 2, 2007 | 0.2800 |
| ▸2006 |
1.08 USD
|
| Oct. 2, 2006 | 0.2700 |
| July 3, 2006 | 0.2700 |
| April 1, 2006 | 0.2700 |
| Jan. 3, 2006 | 0.2700 |
| ▸2005 |
1.04 USD
|
| Oct. 1, 2005 | 0.2600 |
| July 1, 2005 | 0.2600 |
| April 1, 2005 | 0.2600 |
| Jan. 3, 2005 | 0.2600 |
| ▸2004 |
1.01 USD
|
| Oct. 1, 2004 | 0.2600 |
| July 1, 2004 | 0.2500 |
| April 1, 2004 | 0.2500 |
| Jan. 2, 2004 | 0.2500 |
| ▸2003 |
1.00 USD
|
| Oct. 1, 2003 | 0.2500 |
| July 1, 2003 | 0.2500 |
| April 1, 2003 | 0.2500 |
| Jan. 2, 2003 | 0.2500 |
| ▸2002 |
0.93 USD
|
| Oct. 1, 2002 | 0.2400 |
| July 1, 2002 | 0.2300 |
| April 1, 2002 | 0.2300 |
| Jan. 2, 2002 | 0.2300 |
| ▸2001 |
0.89 USD
|
| Oct. 1, 2001 | 0.2300 |
| July 2, 2001 | 0.2300 |
| April 2, 2001 | 0.2200 |
| Jan. 2, 2001 | 0.2100 |
| ▸2000 |
0.84 USD
|
| Oct. 2, 2000 | 0.2100 |
| July 3, 2000 | 0.2100 |
| April 1, 2000 | 0.2100 |
| Jan. 3, 2000 | 0.2100 |
| ▸1999 |
0.81 USD
|
| Oct. 1, 1999 | 0.2100 |
| July 1, 1999 | 0.2000 |
| April 1, 1999 | 0.2000 |
| Jan. 2, 1999 | 0.2000 |
| ▸1998 |
1.07 USD
|
| Oct. 1, 1998 | 0.1900 |
| July 1, 1998 | 0.1800 |
| April 1, 1998 | 0.3500 |
| Jan. 2, 1998 | 0.3500 |
| ▸1997 |
1.32 USD
|
| Oct. 1, 1997 | 0.3400 |
| July 1, 1997 | 0.3300 |
| April 1, 1997 | 0.3300 |
| Jan. 2, 1997 | 0.3200 |
| ▸1996 |
1.22 USD
|
| Oct. 1, 1996 | 0.3100 |
| July 1, 1996 | 0.3100 |
| April 1, 1996 | 0.3000 |
| Jan. 2, 1996 | 0.3000 |
| ▸1995 |
1.14 USD
|
| Oct. 2, 1995 | 0.2900 |
| July 3, 1995 | 0.2900 |
| April 3, 1995 | 0.2900 |
| Jan. 3, 1995 | 0.2700 |
| ▸1994 |
1.04 USD
|
| Oct. 3, 1994 | 0.2700 |
| July 1, 1994 | 0.2600 |
| April 1, 1994 | 0.2600 |
| Jan. 3, 1994 | 0.2500 |
| ▸1993 |
0.92 USD
|
| Oct. 1, 1993 | 0.2400 |
| July 1, 1993 | 0.2300 |
| April 1, 1993 | 0.2300 |
| Jan. 2, 1993 | 0.2200 |
| ▸1992 |
0.84 USD
|
| Oct. 1, 1992 | 0.2100 |
| July 1, 1992 | 0.2100 |
| April 1, 1992 | 0.2100 |
| Jan. 2, 1992 | 0.2100 |
| ▸1991 |
0.79 USD
|
| Oct. 1, 1991 | 0.2000 |
| July 1, 1991 | 0.2000 |
| April 1, 1991 | 0.2000 |
| Jan. 2, 1991 | 0.1900 |
| ▸1990 |
0.56 USD
|
| Oct. 1, 1990 | 0.1900 |
| July 2, 1990 | 0.1900 |
| April 2, 1990 | 0.1800 |
| ▸1989 |
0.64 USD
|
| Dec. 29, 1989 | 0.1700 |
| Sept. 30, 1989 | 0.1700 |
| June 30, 1989 | 0.1500 |
| March 31, 1989 | 0.1500 |
| ▸1988 |
0.82 USD
|
| Dec. 31, 1988 | 0.1400 |
| Sept. 30, 1988 | 0.1400 |
| June 30, 1988 | 0.1350 |
| March 31, 1988 | 0.1350 |
| Jan. 4, 1988 | 0.2700 |
| ▸1987 |
0.54 USD
|
| Sept. 30, 1987 | 0.2700 |
| June 30, 1987 | 0.2700 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| United Bankshares, Inc. | Jul 01, 2026 | Upcoming | 0.38 USD |
| United Bankshares, Inc. | Apr 01, 2026 | Paid | 0.38 USD |
| United Bankshares, Inc. | Jan 02, 2026 | Paid | 0.38 USD |
| United Bankshares, Inc. | Oct 01, 2025 | Paid | 0.37 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| March 30, 1998 | 2.000000 |
| Feb. 16, 1988 | 2.000000 |
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