United Community Banks, Inc. UCB · Stock Open United Community Banks, Inc. in new tab
United Community Banks, Inc. Analysis (UCB)
Is United Community Banks, Inc. a good investment? United Community Banks, Inc. (UCB) is currently trading at 34.61 USD. Market analysts have a consensus price target of 38.17 USD. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 11.84. This relatively low multiple may signal that United Community Banks, Inc. is undervalued compared to historical market norms.
Earnings Schedule: United Community Banks, Inc. is expected to release its next earnings report on July 22, 2026. The market consensus estimate for Forward EPS is 3.31.
For income investors, United Community Banks, Inc. pays a dividend yield of 2.86%. With a payout ratio of 36%, the dividend appears sustainable.
Investor FAQ
Does United Community Banks, Inc. pay a dividend?
Yes, it pays an annual dividend of 0.99 USD (2.86% yield).
What asset class is United Community Banks, Inc.?
United Community Banks, Inc. is classified as a Stock.
When is the next earnings date?
The next earnings date is projected to be July 22, 2026. The company currently has a trailing EPS of 2.73.
Company Profile
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
| Year | Total Dividends |
|---|---|
| ▸2027 |
0.53 USD
|
| April 1, 2027 (estimated) | 0.2660 |
| Jan. 5, 2027 (estimated) | 0.2660 |
| ▸2026 |
1.02 USD
|
| Oct. 5, 2026 (estimated) | 0.2688 |
| July 3, 2026 | 0.2500 |
| April 3, 2026 | 0.2500 |
| Jan. 5, 2026 | 0.2500 |
| ▸2025 |
0.97 USD
|
| Oct. 3, 2025 | 0.2500 |
| July 3, 2025 | 0.2400 |
| April 4, 2025 | 0.2400 |
| Jan. 6, 2025 | 0.2400 |
| ▸2024 |
0.93 USD
|
| Oct. 4, 2024 | 0.2400 |
| July 5, 2024 | 0.2300 |
| April 5, 2024 | 0.2300 |
| Jan. 5, 2024 | 0.2300 |
| ▸2023 |
0.91 USD
|
| Oct. 5, 2023 | 0.2300 |
| July 5, 2023 | 0.2300 |
| April 5, 2023 | 0.2300 |
| Jan. 5, 2023 | 0.2200 |
| ▸2022 |
0.84 USD
|
| Oct. 5, 2022 | 0.2200 |
| July 5, 2022 | 0.2100 |
| April 5, 2022 | 0.2100 |
| Jan. 5, 2022 | 0.2000 |
| ▸2021 |
0.76 USD
|
| Oct. 5, 2021 | 0.2000 |
| July 5, 2021 | 0.1900 |
| April 5, 2021 | 0.1900 |
| Jan. 5, 2021 | 0.1800 |
| ▸2020 |
0.72 USD
|
| Oct. 5, 2020 | 0.1800 |
| July 6, 2020 | 0.1800 |
| April 6, 2020 | 0.1800 |
| Jan. 6, 2020 | 0.1800 |
| ▸2019 |
0.66 USD
|
| Oct. 5, 2019 | 0.1700 |
| July 5, 2019 | 0.1700 |
| April 5, 2019 | 0.1600 |
| Jan. 7, 2019 | 0.1600 |
| ▸2018 |
0.52 USD
|
| Oct. 5, 2018 | 0.1500 |
| July 5, 2018 | 0.1500 |
| April 5, 2018 | 0.1200 |
| Jan. 5, 2018 | 0.1000 |
| ▸2017 |
0.36 USD
|
| Oct. 5, 2017 | 0.1000 |
| July 5, 2017 | 0.0900 |
| April 5, 2017 | 0.0900 |
| Jan. 5, 2017 | 0.0800 |
| ▸2016 |
0.28 USD
|
| Oct. 5, 2016 | 0.0800 |
| July 1, 2016 | 0.0700 |
| April 1, 2016 | 0.0700 |
| Jan. 4, 2016 | 0.0600 |
| ▸2015 |
0.21 USD
|
| Oct. 1, 2015 | 0.0600 |
| July 1, 2015 | 0.0500 |
| April 1, 2015 | 0.0500 |
| Jan. 2, 2015 | 0.0500 |
| ▸2014 |
0.06 USD
|
| Oct. 1, 2014 | 0.0300 |
| July 1, 2014 | 0.0300 |
| ▸2008 |
0.26 USD
|
| June 12, 2008 | 0.0873 |
| April 1, 2008 | 0.0873 |
| Jan. 2, 2008 | 0.0873 |
| ▸2007 |
0.34 USD
|
| Oct. 1, 2007 | 0.0873 |
| July 2, 2007 | 0.0873 |
| April 2, 2007 | 0.0873 |
| Jan. 2, 2007 | 0.0776 |
| ▸2006 |
0.30 USD
|
| Oct. 2, 2006 | 0.0776 |
| July 3, 2006 | 0.0776 |
| April 3, 2006 | 0.0776 |
| Jan. 2, 2006 | 0.0679 |
| ▸2005 |
0.26 USD
|
| Oct. 3, 2005 | 0.0679 |
| July 1, 2005 | 0.0679 |
| April 1, 2005 | 0.0679 |
| Jan. 3, 2005 | 0.0582 |
| ▸2004 |
0.28 USD
|
| Oct. 1, 2004 | 0.0582 |
| July 1, 2004 | 0.0582 |
| April 1, 2004 | 0.0873 |
| Jan. 2, 2004 | 0.0727 |
| ▸2003 |
0.28 USD
|
| Oct. 1, 2003 | 0.0727 |
| July 1, 2003 | 0.0727 |
| April 1, 2003 | 0.0727 |
| Jan. 2, 2003 | 0.0611 |
| ▸2002 |
0.28 USD
|
| Dec. 26, 2002 | 0.0291 |
| Oct. 1, 2002 | 0.0611 |
| July 1, 2002 | 0.0611 |
| April 1, 2002 | 0.1250 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| United Community Banks, Inc. | Jul 03, 2026 | Upcoming | 0.25 USD |
| United Community Banks, Inc. | Apr 03, 2026 | Paid | 0.25 USD |
| United Community Banks, Inc. | Jan 05, 2026 | Paid | 0.25 USD |
| United Community Banks, Inc. | Oct 03, 2025 | Paid | 0.25 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| May 30, 2002 | 2.000000 |
| April 29, 2004 | 1.500000 |
| Sept. 3, 2008 | 1.010000 |
| Dec. 8, 2008 | 1.010000 |
| March 9, 2009 | 1.010000 |
| Sept. 8, 2009 | 1.010000 |
| June 20, 2011 | 0.200000 |
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