Is UMB Financial Corporation a good investment? UMB Financial Corporation (UMBF) is currently trading at 147.04 USD. Market analysts have a consensus price target of 157.77 USD. This suggests a potential upside from current levels.
In terms of valuation, the stock trades at a P/E ratio of 12.60. This relatively low multiple may signal that UMB Financial Corporation is undervalued compared to historical market norms.
Earnings Schedule: UMB Financial Corporation is expected to release its next earnings report on Aug. 4, 2026. The market consensus estimate for Forward EPS is 13.77.
For income investors, UMB Financial Corporation pays a dividend yield of 1.15%. With a payout ratio of 16%, the dividend appears sustainable.
Yes, it pays an annual dividend of 1.69 USD (1.15% yield).
UMB Financial Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.
The next earnings date is projected to be Aug. 4, 2026. The company currently has a trailing EPS of 11.43.
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
| Year | Total Dividends |
|---|---|
| ▸2027 |
1.37 USD
|
| July 1, 2027 (estimated) | 0.4560 |
| April 1, 2027 (estimated) | 0.4560 |
| Jan. 4, 2027 (estimated) | 0.4560 |
| ▸2026 |
1.79 USD
|
| Oct. 1, 2026 | 0.5000 |
| July 1, 2026 | 0.4300 |
| April 1, 2026 | 0.4300 |
| Jan. 2, 2026 | 0.4300 |
| ▸2025 |
1.60 USD
|
| Oct. 1, 2025 | 0.4000 |
| July 1, 2025 | 0.4000 |
| April 1, 2025 | 0.4000 |
| Jan. 2, 2025 | 0.4000 |
| ▸2024 |
1.56 USD
|
| Oct. 1, 2024 | 0.3900 |
| July 1, 2024 | 0.3900 |
| April 1, 2024 | 0.3900 |
| Jan. 2, 2024 | 0.3900 |
| ▸2023 |
1.52 USD
|
| Oct. 2, 2023 | 0.3800 |
| July 3, 2023 | 0.3800 |
| April 3, 2023 | 0.3800 |
| Jan. 3, 2023 | 0.3800 |
| ▸2022 |
1.48 USD
|
| Oct. 3, 2022 | 0.3700 |
| July 1, 2022 | 0.3700 |
| April 1, 2022 | 0.3700 |
| Jan. 3, 2022 | 0.3700 |
| ▸2021 |
1.33 USD
|
| Oct. 1, 2021 | 0.3700 |
| July 1, 2021 | 0.3200 |
| April 1, 2021 | 0.3200 |
| Jan. 4, 2021 | 0.3200 |
| ▸2020 |
1.24 USD
|
| Oct. 1, 2020 | 0.3100 |
| July 1, 2020 | 0.3100 |
| April 1, 2020 | 0.3100 |
| Jan. 2, 2020 | 0.3100 |
| ▸2019 |
1.20 USD
|
| Oct. 1, 2019 | 0.3000 |
| July 1, 2019 | 0.3000 |
| April 1, 2019 | 0.3000 |
| Jan. 2, 2019 | 0.3000 |
| ▸2018 |
1.15 USD
|
| Oct. 1, 2018 | 0.2900 |
| July 2, 2018 | 0.2900 |
| April 2, 2018 | 0.2900 |
| Jan. 2, 2018 | 0.2750 |
| ▸2017 |
1.02 USD
|
| Oct. 2, 2017 | 0.2550 |
| July 3, 2017 | 0.2550 |
| April 3, 2017 | 0.2550 |
| Jan. 3, 2017 | 0.2550 |
| ▸2016 |
0.98 USD
|
| Oct. 3, 2016 | 0.2450 |
| July 1, 2016 | 0.2450 |
| April 1, 2016 | 0.2450 |
| Jan. 4, 2016 | 0.2450 |
| ▸2015 |
0.94 USD
|
| Oct. 1, 2015 | 0.2350 |
| July 1, 2015 | 0.2350 |
| April 1, 2015 | 0.2350 |
| Jan. 2, 2015 | 0.2350 |
| ▸2014 |
0.90 USD
|
| Oct. 1, 2014 | 0.2250 |
| July 1, 2014 | 0.2250 |
| April 1, 2014 | 0.2250 |
| Jan. 2, 2014 | 0.2250 |
| ▸2013 |
0.65 USD
|
| Oct. 1, 2013 | 0.2150 |
| July 1, 2013 | 0.2150 |
| April 1, 2013 | 0.2150 |
| ▸2012 |
1.04 USD
|
| Dec. 28, 2012 | 0.2150 |
| Oct. 1, 2012 | 0.2050 |
| July 2, 2012 | 0.2050 |
| April 2, 2012 | 0.2050 |
| Jan. 3, 2012 | 0.2050 |
| ▸2011 |
0.59 USD
|
| Oct. 3, 2011 | 0.1950 |
| July 1, 2011 | 0.1950 |
| April 1, 2011 | 0.1950 |
| ▸2010 |
0.94 USD
|
| Dec. 30, 2010 | 0.1950 |
| Oct. 1, 2010 | 0.1850 |
| July 1, 2010 | 0.1850 |
| April 1, 2010 | 0.1850 |
| Jan. 4, 2010 | 0.1850 |
| ▸2009 |
0.70 USD
|
| Oct. 1, 2009 | 0.1750 |
| July 1, 2009 | 0.1750 |
| April 1, 2009 | 0.1750 |
| Jan. 2, 2009 | 0.1750 |
| ▸2008 |
0.63 USD
|
| Oct. 1, 2008 | 0.1650 |
| July 1, 2008 | 0.1650 |
| April 1, 2008 | 0.1500 |
| Jan. 2, 2008 | 0.1500 |
| ▸2007 |
0.55 USD
|
| Oct. 1, 2007 | 0.1400 |
| July 2, 2007 | 0.1400 |
| April 2, 2007 | 0.1400 |
| Jan. 2, 2007 | 0.1300 |
| ▸2006 |
0.39 USD
|
| Oct. 2, 2006 | 0.1300 |
| July 3, 2006 | 0.1300 |
| March 9, 2006 | 0.1250 |
| ▸2005 |
0.45 USD
|
| Dec. 9, 2005 | 0.1250 |
| Sept. 8, 2005 | 0.1100 |
| June 8, 2005 | 0.1100 |
| March 9, 2005 | 0.1100 |
| ▸2004 |
0.43 USD
|
| Dec. 9, 2004 | 0.1100 |
| Sept. 9, 2004 | 0.1050 |
| June 8, 2004 | 0.1050 |
| March 9, 2004 | 0.1050 |
| ▸2003 |
0.41 USD
|
| Dec. 10, 2003 | 0.1050 |
| Sept. 10, 2003 | 0.1000 |
| June 6, 2003 | 0.1000 |
| March 7, 2003 | 0.1000 |
| ▸2002 |
0.40 USD
|
| Dec. 10, 2002 | 0.1000 |
| Sept. 11, 2002 | 0.1000 |
| June 6, 2002 | 0.1000 |
| March 7, 2002 | 0.1000 |
| ▸2001 |
0.29 USD
|
| Dec. 10, 2001 | 0.1000 |
| June 7, 2001 | 0.0952 |
| March 8, 2001 | 0.0952 |
| ▸2000 |
0.38 USD
|
| Dec. 8, 2000 | 0.0952 |
| Sept. 12, 2000 | 0.0952 |
| June 8, 2000 | 0.0952 |
| March 8, 2000 | 0.0952 |
| ▸1999 |
0.35 USD
|
| Dec. 9, 1999 | 0.0871 |
| Sept. 9, 1999 | 0.0866 |
| June 9, 1999 | 0.0866 |
| March 10, 1999 | 0.0866 |
| ▸1998 |
0.33 USD
|
| Dec. 10, 1998 | 0.0866 |
| Sept. 9, 1998 | 0.0823 |
| June 10, 1998 | 0.0823 |
| March 11, 1998 | 0.0823 |
| ▸1997 |
0.32 USD
|
| Dec. 9, 1997 | 0.0823 |
| Sept. 10, 1997 | 0.0783 |
| June 11, 1997 | 0.0783 |
| March 12, 1997 | 0.0783 |
| ▸1996 |
0.31 USD
|
| Dec. 9, 1996 | 0.0783 |
| Sept. 11, 1996 | 0.0785 |
| June 12, 1996 | 0.0785 |
| March 13, 1996 | 0.0785 |
| ▸1995 |
0.31 USD
|
| Dec. 11, 1995 | 0.0707 |
| Sept. 13, 1995 | 0.0785 |
| June 13, 1995 | 0.0785 |
| March 9, 1995 | 0.0785 |
| ▸1994 |
0.39 USD
|
| Dec. 6, 1994 | 0.0785 |
| Sept. 12, 1994 | 0.0785 |
| June 8, 1994 | 0.2297 |
| ▸1993 |
0.24 USD
|
| Dec. 7, 1993 | 0.0785 |
| Sept. 9, 1993 | 0.0785 |
| March 9, 1993 | 0.0785 |
| ▸1992 |
0.31 USD
|
| Dec. 8, 1992 | 0.0785 |
| Sept. 9, 1992 | 0.0785 |
| June 8, 1992 | 0.0785 |
| March 6, 1992 | 0.0785 |
| ▸1991 |
0.24 USD
|
| Dec. 9, 1991 | 0.0785 |
| June 10, 1991 | 0.0785 |
| March 11, 1991 | 0.0785 |
| ▸1990 |
0.31 USD
|
| Dec. 10, 1990 | 0.0785 |
| Sept. 11, 1990 | 0.0785 |
| June 11, 1990 | 0.0785 |
| March 9, 1990 | 0.0785 |
| ▸1989 |
0.34 USD
|
| Dec. 8, 1989 | 0.1178 |
| Sept. 11, 1989 | 0.0785 |
| June 9, 1989 | 0.0785 |
| March 13, 1989 | 0.0668 |
| ▸1988 |
0.27 USD
|
| Dec. 9, 1988 | 0.0668 |
| Sept. 12, 1988 | 0.0668 |
| June 13, 1988 | 0.0668 |
| March 10, 1988 | 0.0668 |
| ▸1987 |
0.27 USD
|
| Dec. 8, 1987 | 0.0668 |
| Sept. 10, 1987 | 0.0668 |
| June 11, 1987 | 0.0668 |
| March 12, 1987 | 0.0668 |
| ▸1986 |
0.07 USD
|
| Dec. 9, 1986 | 0.0654 |
| Name | Payment Date | Status | Amount |
|---|---|---|---|
| UMB Financial Corporation | Oct 01, 2026 | Upcoming | 0.5 USD |
| UMB Financial Corporation | Jul 01, 2026 | Paid | 0.43 USD |
| UMB Financial Corporation | Apr 01, 2026 | Paid | 0.43 USD |
| UMB Financial Corporation | Jan 02, 2026 | Paid | 0.43 USD |
| UMB Financial Corporation | Oct 01, 2025 | Paid | 0.4 USD |
| Split Date | Split Ratio to 1 |
|---|---|
| Dec. 11, 1975 | 1.050000 |
| Feb. 16, 1977 | 1.500000 |
| Dec. 19, 1978 | 1.100000 |
| Dec. 14, 1979 | 1.100000 |
| Dec. 15, 1980 | 1.100000 |
| Dec. 11, 1981 | 1.150000 |
| Dec. 10, 1982 | 1.100000 |
| Dec. 12, 1983 | 1.100000 |
| Dec. 11, 1984 | 1.100000 |
| Dec. 13, 1985 | 1.100000 |
| Jan. 5, 1987 | 1.500000 |
| Dec. 8, 1987 | 1.050000 |
| Dec. 9, 1988 | 1.050000 |
| Dec. 9, 1991 | 1.100000 |
| June 8, 1994 | 1.100000 |
| Dec. 11, 1995 | 1.100000 |
| Dec. 9, 1996 | 1.050000 |
| Dec. 9, 1997 | 1.050000 |
| Dec. 9, 1999 | 1.100000 |
| Dec. 10, 2001 | 1.050000 |
| May 31, 2006 | 2.000000 |
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