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37.93 USD
P/E
5.63
EPS
6.76
Yield
2.03%
Safety Score
100
P/B
1.94
ROE
38.88
Beta
0.75
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Key Metrics
Earnings dateJuly 23, 2026
P/E5.63
EPS6.76
Book Value19.67
Price to Book1.94
Debt/Equity17.15
% Insiders11.244%
Growth
Revenue Growth0.00%
Earnings Growth0.31%
Estimates
Forward P/E8.65
Forward EPS4.40
Dividend
Dividend Yield2.03%
Annual dividends0.77 USD
Ex-Div. DateMay 8, 2026
Payout11.36%
5y avg Yield3.80%

DCF Valuation

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DCF Result

Fair Value (DCF)
Current Price
Upside
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Terminal PV
Σ PV of FCFs
Note: historical bars show reported FCF (for context); forward bars show PV of projected FCF; if no per-year data, totals are shown.

Universal Insurance Holdings, Inc. Logo Universal Insurance Holdings, Inc. Analysis (UVE)

United States Financials Official Website Stock

Is Universal Insurance Holdings, Inc. a good investment? Universal Insurance Holdings, Inc. (UVE) is currently trading at 37.93 USD.

In terms of valuation, the stock trades at a P/E ratio of 5.63. This relatively low multiple may signal that Universal Insurance Holdings, Inc. is undervalued compared to historical market norms.

Earnings Schedule: Universal Insurance Holdings, Inc. is expected to release its next earnings report on July 23, 2026. The market consensus estimate for Forward EPS is 4.40.

For income investors, Universal Insurance Holdings, Inc. pays a dividend yield of 2.03%. With a payout ratio of 11%, the dividend appears sustainable.

Investor FAQ

Does Universal Insurance Holdings, Inc. pay a dividend?

Yes, it pays an annual dividend of 0.77 USD (2.03% yield).

What asset class is Universal Insurance Holdings, Inc.?

Universal Insurance Holdings, Inc. is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be July 23, 2026. The company currently has a trailing EPS of 6.76.

Company Profile

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Exchange Ticker
NYQ (United States) UVE
Trades
Dividend Yield
2.03%
5y avg 3.80%
Annual Dividends
0.77USD
Next Ex. Div Date
May 8, 2026
Payout Ratio
11.36%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.32 USD
May 14, 2027 (estimated) 0.1600
March 12, 2027 (estimated) 0.1600
2026
0.77 USD
Dec. 11, 2026 (estimated) 0.2900
Aug. 14, 2026 (estimated) 0.1600
May 15, 2026 0.1600
March 13, 2026 0.1600
2025
0.77 USD
Dec. 12, 2025 0.2900
Aug. 8, 2025 0.1600
May 16, 2025 0.1600
March 14, 2025 0.1600
2024
0.77 USD
Dec. 13, 2024 0.2900
Aug. 9, 2024 0.1600
May 17, 2024 0.1600
March 15, 2024 0.1600
2023
0.77 USD
Dec. 15, 2023 0.2900
Aug. 11, 2023 0.1600
May 19, 2023 0.1600
March 16, 2023 0.1600
2022
0.77 USD
Dec. 16, 2022 0.2900
Aug. 9, 2022 0.1600
May 20, 2022 0.1600
March 17, 2022 0.1600
2021
0.77 USD
Dec. 17, 2021 0.2900
Aug. 9, 2021 0.1600
May 21, 2021 0.1600
March 18, 2021 0.1600
2020
0.77 USD
Dec. 18, 2020 0.2900
Aug. 7, 2020 0.1600
May 21, 2020 0.1600
March 19, 2020 0.1600
2019
0.77 USD
Dec. 20, 2019 0.2900
July 17, 2019 0.1600
May 10, 2019 0.1600
March 25, 2019 0.1600
2018
0.73 USD
Dec. 4, 2018 0.2900
July 16, 2018 0.1600
May 4, 2018 0.1400
March 12, 2018 0.1400
2017
0.69 USD
Dec. 4, 2017 0.2700
Oct. 24, 2017 0.1400
July 3, 2017 0.1400
March 2, 2017 0.1400
2016
0.69 USD
Dec. 12, 2016 0.2700
Oct. 24, 2016 0.1400
July 5, 2016 0.1400
March 2, 2016 0.1400
2015
0.63 USD
Dec. 10, 2015 0.2700
Oct. 8, 2015 0.1200
July 2, 2015 0.1200
March 2, 2015 0.1200
2014
0.55 USD
Dec. 15, 2014 0.2500
Oct. 1, 2014 0.1000
July 3, 2014 0.1000
March 3, 2014 0.1000
2013
0.49 USD
Dec. 23, 2013 0.2300
Oct. 1, 2013 0.1000
June 17, 2013 0.0800
April 5, 2013 0.0800
2012
0.34 USD
Dec. 28, 2012 0.0800
Oct. 9, 2012 0.0800
July 9, 2012 0.0800
April 6, 2012 0.1000
2011
0.32 USD
Dec. 28, 2011 0.1400
Oct. 6, 2011 0.0800
April 7, 2011 0.1000
2010
0.32 USD
Nov. 5, 2010 0.1000
July 15, 2010 0.1000
April 6, 2010 0.1200
2009
0.54 USD
Dec. 4, 2009 0.2000
Oct. 23, 2009 0.1200
May 4, 2009 0.1200
March 4, 2009 0.1000
2008
0.49 USD
Dec. 17, 2008 0.2000
Oct. 30, 2008 0.1000
Aug. 7, 2008 0.1000
April 8, 2008 0.0900
2007
0.20 USD
Oct. 22, 2007 0.0800
Aug. 10, 2007 0.0700
April 9, 2007 0.0500
2006
0.13 USD
Nov. 8, 2006 0.0500
July 10, 2006 0.0400
May 5, 2006 0.0400
Upcoming Dividends
Name Payment Date Status Amount
Universal Insurance Holdings, Inc. May 15, 2026 0.16 USD
Universal Insurance Holdings, Inc. Mar 13, 2026 0.16 USD
Universal Insurance Holdings, Inc. Dec 12, 2025 0.29 USD
Universal Insurance Holdings, Inc. Aug 08, 2025 0.16 USD
Stock Splits
Split Date Split Ratio to 1
Dec. 8, 1994 0.250000
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