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3.72 USD
P/E
31.00
EPS
0.12
Yield
9.78%
P/B
5.01
ROE
13.38
Beta
1.98
Target Price
6.82 USD
UWM Holdings Corporation logo

UWM Holdings Corporation

🧾 Earnings Recap – Q3 2025

UWM Holdings Corporation achieved a standout performance in Q3 2025, reporting $41.7 billion in loan production and a significant increase in adjusted EBITDA to $211.1 million, demonstrating resilience and strategic execution in a competitive market.

  • Closed a record $41.7 billion in loan production, marking the best quarter since 2021.
  • Achieved a gain margin of 130 basis points, benefiting from favorable market conditions.
  • Continued adoption of AI technology, with the Mia assistant facilitating over 400,000 calls and generating over 14,000 new loan closings.
  • Maintained strong operational efficiency, reducing critical closing times from 12 days to 11 days.
  • Reported a net income of $12.1 million and solid net servicing income of $135.1 million, underscoring financial stability.
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Key Metrics
Earnings dateMay 12, 2026
P/E31.00
EPS0.12
Book Value0.74
Price to Book5.01
Debt/Equity907.74
% Insiders15.808%
Growth
Revenue Growth3.01%
Earnings Growth2.78%
Estimates
Forward P/E6.74
Forward EPS0.55
Target Mean Price6.82
Dividend
Dividend Yield9.78%
Annual dividends0.40 USD
Ex-Div. DateMarch 19, 2026
Payout809.09%

DCF Valuation

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DCF Result

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UWM Holdings Corporation Logo UWM Holdings Corporation Analysis (UWMC)

United States Financials Official Website Stock

Is UWM Holdings Corporation a good investment? UWM Holdings Corporation (UWMC) is currently trading at 3.72 USD. Market analysts have a consensus price target of 6.82 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 31.00. This high multiple suggests investors have priced in significant future growth expectations.

Earnings Schedule: UWM Holdings Corporation is expected to release its next earnings report on May 12, 2026. The market consensus estimate for Forward EPS is 0.55.

For income investors, UWM Holdings Corporation pays a dividend yield of 9.78%. With a payout ratio of 809%, the dividend appears to be under pressure.

Investor FAQ

Does UWM Holdings Corporation pay a dividend?

Yes, it pays an annual dividend of 0.40 USD (9.78% yield).

What asset class is UWM Holdings Corporation?

UWM Holdings Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be May 12, 2026. The company currently has a trailing EPS of 0.12.

Company Profile

UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.

Exchange Ticker
NYQ (United States) UWMC
Dividend Yield

9.78%

Annual Dividends

0.40 USD

Next ex. div date

March 19, 2026

Payout Ratio

809.09%

Historical Dividends
Year Total Dividends
2027 0.10 USD
2026 0.40 USD
2025 0.40 USD
2024 0.40 USD
2023 0.40 USD
2022 0.40 USD
2021 0.30 USD

Yearly aggregated dividends

Dividends

UWM Holdings Corporation
Apr 09, 2026 Upcoming
Dividend
0.1 USD
UWM Holdings Corporation
Jan 08, 2026 Paid
Dividend
0.1 USD
UWM Holdings Corporation
Oct 09, 2025 Paid
Dividend
0.1 USD
UWM Holdings Corporation
Jul 10, 2025 Paid
Dividend
0.1 USD

Historical Split Corporate Actions

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