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1.85 USD
P/E
6.15
EPS
0.30
Yield
19.51%
Safety Score
2
P/B
2.51
ROE
40.88
Beta
1.81
Target Price
3.98 USD
UWM Holdings Corporation logo

UWM Holdings Corporation

🧾 Earnings Recap – Q3 2025

UWM Holdings Corporation achieved a standout performance in Q3 2025, reporting $41.7 billion in loan production and a significant increase in adjusted EBITDA to $211.1 million, demonstrating resilience and strategic execution in a competitive market.

  • Closed a record $41.7 billion in loan production, marking the best quarter since 2021.
  • Achieved a gain margin of 130 basis points, benefiting from favorable market conditions.
  • Continued adoption of AI technology, with the Mia assistant facilitating over 400,000 calls and generating over 14,000 new loan closings.
  • Maintained strong operational efficiency, reducing critical closing times from 12 days to 11 days.
  • Reported a net income of $12.1 million and solid net servicing income of $135.1 million, underscoring financial stability.
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Key Metrics
Earnings dateAug. 6, 2026
P/E6.15
EPS0.30
Book Value0.73
Price to Book2.51
Debt/Equity1033.13
% Insiders13.416%
Growth
Revenue Growth0.24%
Earnings Growth2.78%
Estimates
Forward P/E3.93
Forward EPS0.47
Target Mean Price3.98
Dividend
Dividend Yield19.51%
Annual dividends0.40 USD
Ex-Div. DateJune 18, 2026
Payout573.62%

DCF Valuation

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DCF Result

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UWM Holdings Corporation Logo UWM Holdings Corporation Analysis (UWMC)

United States Financials Official Website Stock

Is UWM Holdings Corporation a good investment? UWM Holdings Corporation (UWMC) is currently trading at 1.85 USD. Market analysts have a consensus price target of 3.98 USD. This suggests a potential upside from current levels.

In terms of valuation, the stock trades at a P/E ratio of 6.15. This relatively low multiple may signal that UWM Holdings Corporation is undervalued compared to historical market norms.

Earnings Schedule: UWM Holdings Corporation is expected to release its next earnings report on Aug. 6, 2026. The market consensus estimate for Forward EPS is 0.47.

For income investors, UWM Holdings Corporation pays a dividend yield of 19.51%. With a payout ratio of 574%, the dividend appears to be under pressure.

Investor FAQ

Does UWM Holdings Corporation pay a dividend?

Yes, it pays an annual dividend of 0.40 USD (19.51% yield).

What asset class is UWM Holdings Corporation?

UWM Holdings Corporation is classified as a Stock. You can compare it against its peer in the "Related Symbols" list.

When is the next earnings date?

The next earnings date is projected to be Aug. 6, 2026. The company currently has a trailing EPS of 0.30.

Company Profile

UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.

Exchange Ticker
NYQ (United States) UWMC
Trades
Dividend Yield
19.51%
Annual Dividends
0.40USD
Next Ex. Div Date
June 18, 2026
Payout Ratio
573.62%
Dividend History paid per year (USD)
Historical Dividends
Year Total Dividends
2027
0.20 USD
April 8, 2027 (estimated) 0.1000
Jan. 14, 2027 (estimated) 0.1000
2026
0.40 USD
Oct. 8, 2026 (estimated) 0.1000
July 9, 2026 0.1000
April 9, 2026 0.1000
Jan. 8, 2026 0.1000
2025
0.40 USD
Oct. 9, 2025 0.1000
July 10, 2025 0.1000
April 10, 2025 0.1000
Jan. 9, 2025 0.1000
2024
0.40 USD
Oct. 10, 2024 0.1000
July 11, 2024 0.1000
April 11, 2024 0.1000
Jan. 11, 2024 0.1000
2023
0.40 USD
Oct. 11, 2023 0.1000
July 11, 2023 0.1000
April 11, 2023 0.1000
Jan. 10, 2023 0.1000
2022
0.40 USD
Oct. 7, 2022 0.1000
July 11, 2022 0.1000
April 11, 2022 0.1000
Jan. 6, 2022 0.1000
2021
0.30 USD
Oct. 6, 2021 0.1000
July 6, 2021 0.1000
April 6, 2021 0.1000
Upcoming Dividends
Name Payment Date Status Amount
UWM Holdings Corporation Jul 09, 2026 0.1 USD
UWM Holdings Corporation Apr 09, 2026 0.1 USD
UWM Holdings Corporation Jan 08, 2026 0.1 USD
UWM Holdings Corporation Oct 09, 2025 0.1 USD
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