Fair Isaac Corporation Q3 2025 Earnings Recap

FICO Q3 2025 August 1, 2025

FICO reported a robust third quarter for 2025, with revenues soaring 20% year-over-year to $536 million and net income increasing 44% to $182 million, leading to an upward revision in fiscal year guidance.

Earnings Per Share Beat

$8.57 vs $7.71 est.

+11.2% surprise

Revenue Beat

536415000 vs 515335611 est.

+4.1% surprise

Market Reaction

1-Day -1.45%

5-Day -4.36%

30-Day +10.11%

Key Takeaways

GAAP earnings per share rose 47% to $7.40, while non-GAAP earnings per share increased 37% to $8.57.
Free cash flow reached a record $276 million, supported by over $0.5 billion in share buybacks, marking FICO's largest quarterly repurchase.
Significant growth in the Scores segment with revenues up 34%, driven primarily by B2B Scores and the introduction of innovative credit scoring models incorporating BNPL data.

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit FICO on AllInvestView.

Next Q4 2025