CVS Health Corporation vs UnitedHealth Group Incorporated

Full side-by-side comparison — 2026

Data as of Aug 14, 2026 · Updated automatically

12
CVS Wins
0
Tie
7
UNH Wins

CVS

Price USD 97.16
P/E Ratio 25.1x
Div Yield 0.0274%
Beta 0.60
Sector Health Care

UNH

Price USD 401.73
P/E Ratio 30.7x
Div Yield 0.0222%
Beta 0.63
Sector Health Care

Price Overview

Metric CVS UNH
Current Price 97.16 401.73
Previous Close 97.16 401.73

Valuation

Metric CVS UNH
Trailing P/E 25.06 30.68
Forward P/E 11.17 18.14
Price / Book 1.52 3.53
Price / Sales 0.29 0.82
EV / EBITDA 11.01 16.99

Dividends & Income

Metric CVS UNH
Dividend Yield 0.0274% 0.0222%
Dividend Rate (Annual) 2.66 8.95
5-Year Avg Yield 3.10% 1.38%
Payout Ratio 0.6963% 0.5733%

Risk & Financial Health

Metric CVS UNH
Beta (Volatility) 0.60 0.63
Debt / Equity 95.50 69.21
Quick Ratio 0.62 0.47
Current Ratio 0.87 0.78

Growth & Profitability

Metric CVS UNH
Revenue Growth 0.0710% 0.0040%
Earnings Growth 1.8880% 0.6150%
Return on Equity 0.0621% 0.1415%
Revenue / Share 324.15 497.38
Trailing EPS 3.79 13.27
Forward EPS 8.50 22.44

Analyst Targets

Metric CVS UNH
Analyst Mean Target 116.08 475.23
Analyst High Target 148.00 529.00
Analyst Low Target 103.00 313.00

Bottom Line: CVS vs UNH

CVS Health Corporation (CVS) leads on 12 of 19 comparable metrics.

CVS Health Corporation is the stronger pick for value investors, while UnitedHealth Group Incorporated may appeal to other areas.

CVS Health Corporation has a higher Revenue Growth (7.10% vs 0.40%), which indicates the business is expanding faster
UnitedHealth Group Incorporated has a higher Trailing EPS (13.27 vs 3.79), which means higher earnings per share over the last 12 months
UnitedHealth Group Incorporated has a higher Dividend Rate (Annual) (8.95 vs 2.66), which means a larger absolute dividend payment per share

This comparison is based on publicly available financial data and is for informational purposes only. It is not investment advice. Past performance does not guarantee future results.

CVS CVS Health Corporation

Best for Value Investors
• Lower Trailing P/E: 25.06
• Lower Forward P/E: 11.17
• Lower Price / Book: 1.52
Best for Income Investors
• Higher Dividend Yield: 2.74%
• Higher 5-Year Avg Yield: 3.10%
Best for Conservative Investors
• Lower Beta (Volatility): 0.60
• Higher Quick Ratio: 0.62
• Higher Current Ratio: 0.87

Analyst Upside / Downside

CVS
+19.5%
UNH
+18.3%

Based on analyst mean price targets. Estimates are not guaranteed and may not reflect future performance.

About These Companies

CVS Health Corporation (CVS)

Health Care · United States · NYQ

CVS Health Corporation provides health solutions in the United States. The Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services, including medical, pharmacy, dental, and behavioral health plans; medical management capabilities; Medicare Advantage and Medicare Supplement plans; prescription drug plans (PDPs); and Medicaid health care management services. It serves employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups, and expatriates. The Health Services …

View CVS details →

UnitedHealth Group Incorporated (UNH)

Health Care · United States · NYQ

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, …

View UNH details →

Frequently Asked Questions

Which has a better dividend yield, CVS or UNH?
CVS Health Corporation currently has the higher dividend yield. CVS Health Corporation (CVS) yields 2.74% while UnitedHealth Group Incorporated (UNH) yields 2.22%. Past dividends do not guarantee future payments.
Which is more volatile, CVS or UNH?
UnitedHealth Group Incorporated is more volatile based on beta. CVS Health Corporation has a beta of 0.60 and UnitedHealth Group Incorporated has a beta of 0.63. A beta above 1.0 means higher volatility than the overall market.
Which is cheaper by P/E ratio, CVS or UNH?
CVS Health Corporation has the lower trailing P/E ratio. CVS Health Corporation trades at 25.1x earnings while UnitedHealth Group Incorporated trades at 30.7x. A lower P/E may suggest better relative value, but could also reflect lower growth expectations.
Which has more analyst upside, CVS or UNH?
Based on mean analyst price targets, CVS Health Corporation has more upside potential. CVS Health Corporation has +19.5% upside and UnitedHealth Group Incorporated has +18.3% upside from current prices. Analyst estimates are not guaranteed.
Can I track both CVS and UNH in one portfolio?
Yes. AllInvestView lets you add both CVS Health Corporation and UnitedHealth Group Incorporated to the same portfolio and monitor price changes, dividends, total return, and allocation — completely free.

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