Banco Bilbao Vizcaya Argentaria, S.A. Q3 2025 Earnings Recap

BBVA Q3 2025 October 31, 2025

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BBVA delivered robust financial results for Q3 2025, achieving a net attributable profit of over EUR 2.5 billion and a year-to-date profit nearing EUR 8 billion, despite challenging market conditions marked by falling interest rates.

Earnings Per Share Beat

$0.49 vs $0.48 est.

+2.1% surprise

Revenue Beat

20966546250 vs 10632248912 est.

+97.2% surprise

Market Reaction

1-Day -1.24%

5-Day +1.44%

30-Day +8.79%

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Key Takeaways

Tangible book value per share increased by 17% year-over-year and 4.5% quarter-over-quarter.
Core revenues demonstrated strong growth with net interest income and fees rising by 18% and 15% year-over-year, respectively.
CET1 capital ratio improved by 8 basis points to 13.42%, allowing for enhanced shareholder remuneration.
Year-to-date net attributable profit reached a record level of almost EUR 8 billion, up 4.7% year-over-year.
Sustained loan growth at 16% year-over-year, with Mexico and Spain contributing significantly to profitability.

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit BBVA on AllInvestView.