Bank of Montreal Q3 2026 Earnings Recap

BMO.TO Q3 2026 August 27, 2026

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BMO Financial Group’s shares were little changed, rising 0.6% post-earnings, reflecting a quarter that generally met expectations without a clear positive catalyst to drive a stronger market reaction.

Earnings Per Share Beat

$3.92 vs $3.74 est.

+4.8% surprise

Revenue Beat

9866552000 vs 9729288000 est.

+1.4% surprise

Market Reaction

Post-Earnings +0.56%

Aug 27 to Sep 1 -1.89%

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Key Takeaways

Earnings per share were $3.96, up 22% year-over-year; pre-provision pretax earnings reached $4.5 billion, up 13%.
Return on equity improved 200 basis points to 14%, moving towards the targeted 15% ROE by fiscal 2027.
Canadian Personal & Commercial Banking showed solid deposit and loan growth, with operating deposits up 7% and commercial lending up 3%.
U.S. Banking is gaining traction with 9.8% ROE, 4% sequential loan growth, and 15% higher TPS revenues year-over-year.
Capital Markets delivered record pre-provision pretax earnings of $903 million, supported by strong equity trading and debt underwriting.

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit BMO.TO on AllInvestView.

Previous Q1 2026