Popular, Inc. Earnings Recaps
Q3 2025
Oct 24, 2025
Popular, Inc. delivered robust third-quarter results with net income of $211 million and EPS of $3.15, supported by high loan growth and stable deposit balances despite challenges in credit quality from two specific loans.
Key takeaways
- Net interest income rose to $647 million, influenced by higher deposit balances and disciplined pricing.
- Loan growth reached $502 million, driven primarily by commercial and construction lending across both banks.
- The company maintains its focus on achieving a sustainable 14% return on tangible common equity (ROTCE) in the long term, with expectations of over 12% ROTCE in Q4 and for the full year.