Citizens Financial Group, Inc. Q1 2026 Earnings Recap

CFG Q1 2026 April 16, 2026

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Citizens Financial Group posted a solid start to 2026 with 47% YoY EPS growth, driven by record fee performance and NIM expansion, amid a challenging macro backdrop.

Earnings Per Share Beat

$1.13 vs $1.10 est.

+2.7% surprise

Revenue Beat

2168000000 vs 2163783000 est.

+0.2% surprise

Market Reaction

1-Day -1.2%

5-Day +0.87%

30-Day -2.24%

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Key Takeaways

EPS of $1.13 and ROTCE of 12.2%, supported by 24 bp NIM expansion and positive operating leverage of 7%
Net interest income increased 1.6% QoQ, aided by favorable margin dynamics and loan growth
Record first quarter fee income, up 11% YoY, with strength in capital markets, M&A, and wealth segments
Private Bank profitability grew, contributing $0.11 EPS, with continued deposit growth and strategic expansion
Balance sheet remains robust with CET1 at 10.5% and prudent credit positioning, as credit trends stay favorable

This summary was generated by AI from the official earnings call transcript and is provided for informational purposes only. It does not constitute financial advice. For the complete transcript and financial data, visit CFG on AllInvestView.

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