CVB Financial Corp. Q3 2025 Earnings Recap

CVB Financial Corporation reported strong Q3 2025 results with net earnings of $52.6 million, marking its 194th consecutive quarter of profitability. The results were buoyed by a growth in net interest income, despite facing higher provisions for credit losses.

Key Takeaways

• Net earnings increased to $52.6 million ($0.38 per share), up from $50.6 million in Q2 2025 and $51.2 million in Q3 2024.
• Net interest income rose by $4 million quarter-over-quarter, supported by a growing volume of average earning assets, which increased by $315 million.
• Total loans grew $112 million during Q3 2025, with notable increases in C&I and dairy/livestock loan segments, despite an annual decline in total loans.
• Nonperforming loans decreased significantly to $28.5 million, enhancing asset quality, and a $20 million nonperforming loan was paid off subsequently.
• The efficiency ratio remained stable at 45.6%, while total deposits increased by $170 million to reach $12.6 billion.