Huntington Bancshares Incorporated Q3 2026 Earnings Recap

Huntington’s shares were roughly flat after earnings, down 0.4%. The company cited strong C&I growth and reiterated longer-term targets, while noting that pullbacks from some asset classes are weighing on loan growth.

Key Takeaways

• Huntington reported $191 billion in loans and $225 billion in deposits, with its geographic model expanded across 21 states.
• Management said C&I growth remains very strong, driven by its national commercial strategy; it has scaled back in some asset classes where risk-adjusted pricing no longer meets its return standards.
• The company expects 2027 EPS to grow more than 20% from 2025 and ROTCE to rise to 17–18%; it also expects tangible book value per share to increase more than 10% from the 2025 level.
• Huntington said it had completed approximately $460 million in share repurchases year to date and expects to return substantial capital over the next several quarters.
• Management described liquidity as robust and credit performance as top tier, while flagging that higher rates and energy and input costs could dampen future growth or widen the consumer economy’s K-shape.