Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. Earnings Recaps

JKHY Information Technology 1 recap
Q4 2025 Aug 20, 2025

Jack Henry reported solid Q4 and fiscal 2025 results, with non-GAAP revenue increasing 7.5% and record operating income of $541.1 million, despite facing future revenue headwinds from industry dynamics.

Key takeaways
  • Achieved $2.3 billion in non-GAAP revenue for fiscal 2025 with a 23.2% operating margin, expanding by 146 basis points YoY.
  • Secured 51 new core deals and maintained impressive sales momentum, including 23 core wins in Q4.
  • Expanded presence in private cloud hosting to 77% of core clients, enhancing customer service offerings.
  • Successfully migrated Fedwire Funds to ISO 20022, reinforcing technology competitiveness and operational capabilities.
  • Continued growth in the Banno digital platform, reaching 14.3 million registered users and securing multiple new client contracts.