Kinsale Capital Group, Inc. Earnings Recaps
Q3 2025
Oct 24, 2025
Kinsale Capital Group reported robust third quarter earnings with a 24% increase in operating earnings per share and continued strong growth in written premiums, despite a competitive market landscape.
Key takeaways
- Operating earnings per share reached $5.21, up 24% year-over-year.
- Gross written premium increased by 8.4%, while net earned premium surged by 17.8%.
- Combined ratio stood at 74.9%, benefiting from favorable prior year loss reserve developments.
- Book value per share rose by 25.8% since year-end 2024, with float increasing to $3 billion.
- Management transitions were announced, including Brian Haney's new role as Senior Adviser and Stuart Winston's promotion to Chief Underwriting Officer.