How the Products Differ
SigFig manages investments for you. AllInvestView gives you the analytics to manage them yourself.
SigFig
US robo-advisor that builds and rebalances ETF allocations at an existing custodian: free on the first $10,000, then 0.25% a year, with a $2,000 minimum. A free tracker sits beside the managed service.
AllInvestView
FeaturedSelf-directed tracker with global broker sync, bonds priced from the government yield curve, option Greeks, multi-currency and tax reports for fourteen countries.
What SigFig Offers
SigFig's proposition is unusual among robo-advisors: they manage your money without moving it, at your existing Fidelity or Charles Schwab account. The first $10,000 is managed free, 0.25% a year applies above that, the minimum is $2,000, and unlimited access to human investment advisors is included at no premium.
Where SigFig Works Well
- First $10,000 managed free, then 0.25% a year, entering at $2,000
- Automated portfolio management with rebalancing
- Diversified ETF portfolios with risk-based allocation
- Free portfolio tracking for non-managed accounts
- Hands-off approach for passive investors
What SigFig does not cover
- US clients only, and international stocks are unsupported: they cannot be reported, updated or added to a manual portfolio
- Limited features for active or self-directed traders
- Tax documents come from your brokerage, not from SigFig
- Shows a bond or an option your broker sends it, ticker and price only, and prices neither
- No formal capital gains tax reports for international investors
- The free tracker carries four features: account sync, portfolio tracking, reporting dashboards and external portfolio analysis
What AllInvestView Adds
AllInvestView is for investors who make their own decisions and use several brokers or asset classes.
- Multi-broker sync: Accounts at 30+ brokerages update through direct connections, among them Interactive Brokers, Schwab, Fidelity, Trading 212, DEGIRO, Public, Wealthsimple, eToro and AJ Bell.
- Tax reports: Capital gains calculations cover fourteen jurisdictions.
- Bond mathematics: Government-curve pricing with YTM, modified duration, convexity and accrued interest.
- Options analytics: Real-time Greeks, multi-leg strategies, payoff diagrams.
- Multi-currency: Native currency per holding, historical FX at trade date.
- Real estate, crypto, custom assets: All native asset types.
- Advanced analytics: Monte Carlo, Efficient Frontier, VaR, Sharpe/Sortino, benchmark comparison.
- AI portfolio assistant: Natural-language queries.
- Lifetime Deal: $497 one-time, no recurring fees.
Asset Coverage
Manages diversified ETF portfolios. The tracker lists bonds and options from synced accounts as a ticker and a price, without gains, losses or price changes, and neither can be added to a manually built portfolio. International stocks are unsupported.
Stocks, ETFs, mutual funds, individual bonds (with YTM and duration), options (with Greeks), crypto, forex, real estate and custom assets.
Fee Structure
Free for tracking. Managed accounts pay nothing on the first $10,000 and 0.25% a year above it, so a $250,000 portfolio costs $600 a year, every year.
Free tier (10 holdings); paid plans $6.99-$24.99/month annually; or Lifetime Deal at $497 one-time. Flat pricing that does not scale with portfolio size. On any portfolio over roughly $200k, the math favors AllInvestView against SigFig's 0.25% fee.
Geographic Coverage
US clients only.
Available in 9 languages. Broker integrations span the US, UK, Europe, Canada, Australia and Asia. Capital gains rules cover fourteen countries.
Inside AllInvestView
Your accounts on a past date
The free SigFig tracker is deliberately narrow and does its four jobs well: it syncs your brokerage accounts, tracks the portfolio, gives you reporting dashboards and analyses the accounts held outside the managed service. Balances refresh overnight and appear in one place.
All of that is here as well, the linked accounts, the consolidated value, every holding and its weight. A past day also recomputes the balance, the total return, the money-weighted rate of return, the dividends banked to that point. It also gives each position its weight on that date, using daily prices stored per instrument. The 31 December 2025 position can be produced later without a saved snapshot.
AllInvestView
Returns between dates you choose
SigFig computes return as a time-weighted figure adjusted for deposits and withdrawals, built out of the transaction history its custodians send. It comes from the broker records.
AllInvestView covers any custom period across every loaded portfolio. It gives you IRR, capital gain and dividend yield for that period. A banner names the two dates. The selected span covers the 2025 calendar year. Other periods can measure the eleven months since an approach changed, or compare one March with the next.
AllInvestView
Where the tax arithmetic happens
SigFig leaves tax reporting to your brokerage. The documents keep arriving from the brokerage as before. In SigFig, each holding has one editable average cost per share. There are no lots to match or methods to compare. Your custodian keeps the legal record for managed money.
AllInvestView keeps the individual lots. It matches every sale to its buys under FIFO, LIFO, HIFO and average cost. It calculates all four methods together and shows the estimated tax for each. The chosen country supplies the rates, with rules included for fourteen jurisdictions. Realised tax comes from closed disposals. Open holdings have no current Tax Owed amount. If sold gives an estimate for a sale today. The finished report exports as PDF, Excel or CSV.
AllInvestView
Bond prices and analytics
SigFig can show a bond that your broker sends it. The ticker and the price appear and refresh overnight, without gains, losses or price changes beside them, and a bond cannot be added to a portfolio you build by hand. Fixed income is therefore present as a name and a number.
AllInvestView stores the coupon, maturity and ISIN. The government yield curve gives the spread the market implies over the sovereign curve in that bond's currency, then reprices the holding from that spread over time. This works even when a bond has a thin or missing quote. Five currencies have a curve, and the dollar curve comes from Treasury data. This Treasury has a 99.75 broker price. Its yield is 4.72% and its spread is 98 basis points. The panel below reports convexity, modified duration, current yield, interest accrued to date and the calibrating benchmark. Bonds fall outside the ten-holding limit that applies to the free tier.
AllInvestView
Options prices and Greeks
Options follow the bond rule at SigFig. Contracts sitting in a synced account are listed with their ticker and their price, and gains, losses and price changes are not shown for them. The position is visible, but its risk measures are not.
In AllInvestView, a contract has its strike, expiry and a theoretical price that follows the underlying. Eleven supported structures include bull and bear verticals, straddles, strangles, a condor, and a covered call that continues into the wheel. Lone legs and butterflies are excluded. Each holding publishes delta, gamma, theta and vega of its own, with rho aggregated over the entire book. The dashboard detects a wheel and totals daily theta across its live legs. Win rate and upcoming expiries are shown too. Contracts do not count toward the ten holdings the free tier allows.
AllInvestView
Feature Grid
| Capability | SigFig | AllInvestView |
|---|---|---|
| Stock and ETF tracking | ||
| Active portfolio management (robo) | ||
| Self-directed analytics | ||
| Available outside US | ||
| Multi-broker aggregation | ||
| Multi-currency tracking | ||
| 14 sets of national capital-gains rules | ||
| Bond yield calculations (YTM, duration) | ||
| Options with Greeks | ||
| Crypto tracking | ||
| AI portfolio assistant | ||
| Flat fee (no AUM) | ||
| Lifetime payment option |
Track the Accounts Without a Management Fee
If you make your own decisions, AllInvestView is the analytics platform built for you. Multi-broker, multi-asset, multi-country tax. Flat pricing.
Which service to choose
AllInvestView covers the free tracker you use at SigFig: connected accounts, balances, allocation and performance remain together while you keep control of the investment decisions.
You can set the start and end dates for performance. Past holdings and capital gains reports for fourteen countries are also included.
Bonds, option contracts, crypto and property also live in the same account. SigFig remains the right choice when you want a US robo-advisor to manage and rebalance the portfolio for you.
Questions Answered
Is SigFig a portfolio tracker or robo-advisor?
SigFig is primarily a robo-advisor (0.25% AUM) that actively manages investments, with free tracking tools as a secondary feature. AllInvestView is exclusively a tracking and analytics platform – no advisory service.
Does SigFig work outside the US?
No. SigFig serves US clients only, its latest Form ADV reports zero regulatory assets attributable to non-US persons, and the tracker does not support holdings outside the US. AllInvestView is available globally in 9 languages with multi-currency support and capital gains rules for 14 jurisdictions.
Can AllInvestView manage my investments like SigFig?
No. AllInvestView shows you allocation drift and suggests rebalancing trades but does not execute them. You execute manually in your broker. For active management, SigFig (or another robo-advisor) is the right choice.
What's a SigFig alternative without robo fees?
AllInvestView provides comparable tracking and analytics without any AUM fee. Choose a flat subscription ($6.99-$24.99/month) or the one-time Lifetime Deal at $497. You keep self-directed control plus bonds with YTM, options Greeks and multi-currency, with fourteen national rule sets for capital gains.
Does SigFig handle bonds, options, or crypto?
SigFig manages diversified ETF allocations. Its tracker can display a bond or option from a synced account as a ticker and price, while AllInvestView prices bonds off the government yield curve, tracks option contracts with Greeks and holds crypto directly.
